CFPB · Narrative-heavy record

PatientFi, Inc.

184 CFPB complaints · 42.4% with narratives · top issue Charged fees or interest you didn't expect.

184 CFPB complaints

PatientFi, Inc.: 42.4% of 184 filings include consumer narratives. Timely 93.5% · relief 10.3% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • +2433.3% filings 2022 to 2026

CFPB relief outcome brief

CCDB company patientfi-inc

10.3% relief · 93.5% timely · 184 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: A-1 Premium Acceptance, Inc. (10.3% relief)

PatientFi, Inc. (this)10.3%Nbt Bancorp Inc.31.5%Wesbanco Bank, Inc.4.3%Arbor Professional Solutions…0%Bright Capital Inc0.5%
Closed-with-relief % among PatientFi, Inc. and nearest filing-volume peers

PatientFi, Inc. closes 10.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of PatientFi, Inc.'s 184 filings include narrative text

42.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 93.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

PatientFi, Inc. complaint mix by product

Total complaints: 184

PatientFi, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 184 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 71 complaints (39.2%), resolution 15.5% Payday loan, 39.2% Credit reporting: 47 complaints (26.0%), resolution 2.1% Credit reporting 26.0% Debt collection: 42 complaints (23.2%), resolution 4.8% Debt collection 23.2% Credit card: 9 complaints (5.0%), resolution 0.0% Credit reporting,: 5 complaints (2.8%), resolution 80.0% Payday loan,: 4 complaints (2.2%), resolution 25.0% Credit card: 3 complaints (1.7%), resolution 0.0%
  • Payday loan, 71 39.2% 16% relief
  • Credit reporting 47 26.0% 2% relief
  • Debt collection 42 23.2% 5% relief
  • Credit card 9 5.0% 0% relief
  • Credit reporting, 5 2.8% 80% relief
  • Payday loan, 4 2.2% 25% relief
  • Credit card 3 1.7% 0% relief

How PatientFi, Inc.'s 184 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 71
Credit reporting or other personal consumer reports 47
Debt collection 42
Credit card 9
Credit reporting, credit repair services, or other personal consumer reports 5
Payday loan, title loan, or personal loan 4
Credit card or prepaid card 3
Debt or credit management 2
Checking or savings account 1

Where PatientFi, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
20.1% of this company's filings
CA37TX23FL17GA14NC11NY9VA6PA4

PatientFi, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
76
+2433.3% vs 2022
020406080 20222023202420252026 76

Top States

State Complaints
CA 37
TX 23
FL 17
GA 14
NC 11
NY 9
VA 6
PA 4
OH 4
MA 4
CT 4
KY 4
NJ 4
MN 3
NV 3
MO 3
OR 3
MD 3
WA 2
MI 2

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 34
Incorrect information on your report 31
Attempts to collect debt not owed 17
Problem with a company's investigation into an existing problem 15
Problem with additional add-on products or services 12
Improper use of your report 10
Problem when making payments 9
Written notification about debt 7
False statements or representation 7
Took or threatened to take negative or legal action 7
Problem with the payoff process at the end of the loan 6
Struggling to pay your loan 5
Advertising and marketing, including promotional offers 3
Getting a credit card 3
Communication tactics 3
Getting the loan 3
Other features, terms, or problems 2
Problem with a purchase shown on your statement 2
Getting a line of credit 1
Closing your account 1

Yearly Trend

Year Complaints Timely
2022 3 100%
2023 21 66.7%
2024 25 80%
2025 59 100%
2026 76 100%

Source: CFPB Consumer Complaint Database

PatientFi, Inc.'s narrative-rich complaint ledger

PatientFi, Inc.'s 184 logged complaints stay concentrated: only 37 states show a filing. 42.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-24.

PatientFi, Inc. answers 93.5% of complaints inside the CFPB's tracked window and closes 89.1% with a written explanation. 10.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about PatientFi, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for PatientFi, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for PatientFi, Inc. (93.5% timely; 10.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record