Total complaints
21
Filed since 2013
2026 data Public-data reference. official source
Oklahoma Motor Credit Company
21 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
21 consumer complaints filed with the CFPB
This profile shows Oklahoma Motor Credit Company's complaint history from CFPB public records. 21 consumers have filed complaints since 2013. The company has a 61.9% timely response rate and has provided relief in 0% of cases.
21
Total Complaints
61.9%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
2013
Since
Timely response
61.9%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 61.9%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Oklahoma Motor Credit Company complaint mix by product
- Debt collection 9 42.9% – 0% relief
- Vehicle loan 5 23.8% – 0% relief
- Credit reporting 3 14.3% – 0% relief
- Consumer Loan 2 9.5% – 0% relief
- Credit reporting, 2 9.5% – 0% relief
How Oklahoma Motor Credit Company's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Vehicle loan or lease | 5 |
| Credit reporting or other personal consumer reports | 3 |
| Consumer Loan | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Top States
| State | Complaints |
|---|---|
| OK | 21 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 6 |
| Incorrect information on your report | 5 |
| Written notification about debt | 3 |
| Repossession | 2 |
| Struggling to pay your loan | 2 |
| Managing the loan or lease | 1 |
| Taking out the loan or lease | 1 |
| Problems at the end of the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2015 | 1 | 0% |
| 2017 | 1 | 0% |
| 2018 | 2 | 0% |
| 2021 | 1 | 0% |
| 2022 | 1 | 100% |
| 2024 | 6 | 66.7% |
| 2025 | 5 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Oklahoma Motor Credit Company
Oklahoma Motor Credit Company has accumulated 21 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 10 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-10, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Oklahoma Motor Credit Company reports a 61.9% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Oklahoma Motor Credit Company: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Oklahoma Motor Credit Company have?
Oklahoma Motor Credit Company has received 21 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Oklahoma Motor Credit Company respond to complaints on time?
Oklahoma Motor Credit Company has a 61.9% timely response rate to CFPB complaints.
What is the most common complaint about Oklahoma Motor Credit Company?
The most common issue reported against Oklahoma Motor Credit Company is "Took or threatened to take negative or legal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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