CFPB · Narrative-heavy record
Oklahoma Motor Credit Company
26 CFPB complaints · 50% with narratives · top issue Took or threatened to take negative or legal action.
Oklahoma Motor Credit Company: 50% of 26 filings include consumer narratives. Timely 65.4% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +400% filings 2013 to 2026
CFPB relief outcome brief
CCDB company oklahoma-motor-credit-company
0% relief · 65.4% timely · 26 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Oklahoma Motor Credit Company closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Oklahoma Motor Credit Company's 26 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Oklahoma Motor Credit Company complaint mix by product
- Debt collection 11 42.3% – 0% relief
- Vehicle loan 8 30.8% – 0% relief
- Credit reporting 3 11.5% – 0% relief
- Consumer Loan 2 7.7% – 0% relief
- Credit reporting, 2 7.7% – 0% relief
How Oklahoma Motor Credit Company's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 11 |
| Vehicle loan or lease | 8 |
| Credit reporting or other personal consumer reports | 3 |
| Consumer Loan | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Oklahoma Motor Credit Company rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +400% vs 2013
Top States
| State | Complaints |
|---|---|
| OK | 26 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 8 |
| Incorrect information on your report | 5 |
| Repossession | 3 |
| Written notification about debt | 3 |
| Problems at the end of the loan or lease | 2 |
| Struggling to pay your loan | 2 |
| Managing the loan or lease | 2 |
| Taking out the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2015 | 1 | 0% |
| 2017 | 1 | 0% |
| 2018 | 2 | 0% |
| 2021 | 1 | 0% |
| 2022 | 2 | 100% |
| 2024 | 7 | 57.1% |
| 2025 | 6 | 100% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Oklahoma Motor Credit Company's narrative-rich complaint ledger
Oklahoma Motor Credit Company's 26 logged complaints stay concentrated: only 1 state shows a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-19.
Oklahoma Motor Credit Company answers 65.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Oklahoma Motor Credit Company.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Oklahoma Motor Credit Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 26.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 65.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Oklahoma Motor Credit Company (65.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record