CFPB · Single-product concentration
Niagara Capital Associates, Inc.
9 CFPB complaints · 88.9% in "Debt collection" · top issue Disclosure verification of debt.
Niagara Capital Associates, Inc.: 88.9% of 9 CFPB complaints sit in "Debt collection". Timely 22.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2022
CFPB relief outcome brief
CCDB company niagara-capital-associates-inc
0% relief · 22.2% timely · 9 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Niagara Capital Associates, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Niagara Capital Associates, Inc. has 9 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Niagara Capital Associates, Inc. complaint mix by product
- Debt collection 8 88.9% – 0% relief
- Vehicle loan 1 11.1% – 0% relief
How Niagara Capital Associates, Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 8 |
| Vehicle loan or lease | 1 |
Where Niagara Capital Associates, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 22.2% of this company's filings
Niagara Capital Associates, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2022
- 1
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 2 |
| MI | 2 |
| LA | 1 |
| NM | 1 |
| SC | 1 |
| AL | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Disclosure verification of debt | 2 |
| Taking/threatening an illegal action | 2 |
| Communication tactics | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Improper contact or sharing of info | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2015 | 7 | 28.6% |
| 2022 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Niagara Capital Associates, Inc. filings cluster in one product
Niagara Capital Associates, Inc.'s 9 logged complaints stay concentrated: only 7 states show a filing. Only 22.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2022-03-16.
Niagara Capital Associates, Inc. answers 22.2% of complaints inside the CFPB's tracked window and closes 44.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Niagara Capital Associates, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Niagara Capital Associates, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 22.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Niagara Capital Associates, Inc. (22.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration