CFPB · Single-product concentration

Midwest Receivable Solutions LLC

104 CFPB complaints · 76.9% in "Debt collection" · top issue Attempts to collect debt not owed.

104 CFPB complaints

Midwest Receivable Solutions LLC: 76.9% of 104 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +2900% filings 2022 to 2026

CFPB relief outcome brief

CCDB company midwest-receivable-solutions-llc

0% relief · 100% timely · 104 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Midwest Receivable SolutionsLLC (this)0%Amerinational CommunityServices, Inc.7.7%AR Resources, Inc. (FL)0%BRite Financial Services,Inc.3.8%Global Tel*Link Corporation8.7%
Closed-with-relief % among Midwest Receivable Solutions LLC and nearest filing-volume peers

Midwest Receivable Solutions LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Midwest Receivable Solutions LLC scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

54 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

97 / 100 percentile-benchmarked

98.1% of complaints closed with an explanation to the consumer

How 104 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Midwest Receivable Solutions LLC complaint mix by product

Total complaints: 104

Midwest Receivable Solutions LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 104 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 80 complaints (76.9%), resolution 0.0% Debt collection 76.9% Credit reporting: 21 complaints (20.2%), resolution 0.0% Credit reporting 20.2% Credit reporting,: 3 complaints (2.9%), resolution 0.0%
  • Debt collection 80 76.9% – 0% relief
  • Credit reporting 21 20.2% – 0% relief
  • Credit reporting, 3 2.9% – 0% relief

How Midwest Receivable Solutions LLC's 104 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 80
Credit reporting or other personal consumer reports 21
Credit reporting, credit repair services, or other personal consumer reports 3

Concentrated filing states for Midwest Receivable Solutions LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
49% of this company's filings
IL51WI28MI11IN3CA2GA2FL2NE2

Midwest Receivable Solutions LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
30
+2900% vs 2022
010203040 20222023202420252026 30

Top States

State Complaints
IL 51
WI 28
MI 11
IN 3
CA 2
GA 2
FL 2
NE 2
TX 1
LA 1
OH 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 37
Written notification about debt 18
Took or threatened to take negative or legal action 14
Improper use of your report 12
False statements or representation 9
Incorrect information on your report 9
Problem with a credit reporting company's investigation into an existing problem 2
Electronic communications 1
Communication tactics 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2022 1 100%
2023 6 100%
2024 32 100%
2025 35 100%
2026 30 100%

Source: CFPB Consumer Complaint Database

Midwest Receivable Solutions LLC filings cluster in one product

Midwest Receivable Solutions LLC's 104 logged complaints stay concentrated: only 11 states show a filing. Only 29.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-06-25.

Midwest Receivable Solutions LLC answers 100% of complaints inside the CFPB's tracked window and closes 98.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midwest Receivable Solutions LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Midwest Receivable Solutions LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Midwest Receivable Solutions LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration