CFPB · Single-product concentration
Law Office of Charles G. McCarthy Jr. & Assoc.
11 CFPB complaints · 90.9% in "Debt collection" · top issue Communication tactics.
Law Office of Charles G. McCarthy Jr. & Assoc.: 90.9% of 11 CFPB complaints sit in "Debt collection". Timely 63.6% · relief 36.4%. Allegations, not findings.
- Single-product concentration
- -75% filings 2016 to 2020
CFPB relief outcome brief
CCDB company law-office-of-charles-g-mccarthy-jr-assoc
36.4% relief · 63.6% timely · 11 filings · Debt collection
Same-product relief peers
Nearest relief peer: R.M. Galicia, Inc. (36.1% relief)
Law Office of Charles G. McCarthy Jr. & Assoc. closes 36.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Law Office of Charles G. McCarthy Jr. & Assoc.'s 11 filings include narrative text
81.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Law Office of Charles G. McCarthy Jr. & Assoc. complaint mix by product
- Debt collection 10 90.9% – 40% relief
- Credit reporting, 1 9.1% – 0% relief
How Law Office of Charles G. McCarthy Jr. & Assoc.'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Law Office of Charles G. McCarthy Jr. & Assoc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 18.2% of this company's filings
Law Office of Charles G. McCarthy Jr. & Assoc. falling annual filings
Annual filing volume from the CFPB public database
- 2020
- 1
- -75% vs 2016
Top States
| State | Complaints |
|---|---|
| TN | 2 |
| CA | 2 |
| NY | 1 |
| MO | 1 |
| FL | 1 |
| SC | 1 |
| KY | 1 |
| AZ | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 2 |
| Attempts to collect debt not owed | 2 |
| Took or threatened to take negative or legal action | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Taking/threatening an illegal action | 1 |
| False statements or representation | 1 |
| Written notification about debt | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 4 | 100% |
| 2017 | 3 | 33.3% |
| 2018 | 2 | 100% |
| 2019 | 1 | 0% |
| 2020 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Law Office of Charles G. McCarthy Jr. & Assoc. filings cluster in one product
Law Office of Charles G. McCarthy Jr. & Assoc.'s 11 logged complaints stay concentrated: only 9 states show a filing. 81.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2020-01-12.
Law Office of Charles G. McCarthy Jr. & Assoc. answers 63.6% of complaints inside the CFPB's tracked window and closes 54.5% with a written explanation. 36.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Office of Charles G. McCarthy Jr. & Assoc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Law Office of Charles G. McCarthy Jr. & Assoc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 11.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 63.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Law Office of Charles G. McCarthy Jr. & Assoc. (63.6% timely; 36.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration