2026 data Public-data reference. official source

Gallatin Valley Financial

7 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

7 consumer complaints filed with the CFPB

This profile shows Gallatin Valley Financial's complaint history from CFPB public records. 7 consumers have filed complaints since 2017. The company has a 28.6% timely response rate and has provided relief in 0% of cases.

7
Total Complaints
28.6%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
2017
Since

Total complaints

7

Filed since 2017

Timely response

28.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 28.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Gallatin Valley Financial complaint mix by product

Total complaints: 7

Gallatin Valley Financial complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 3 complaints (42.9%), resolution 0.0% Debt collection 42.9% Credit reporting,: 2 complaints (28.6%), resolution 0.0% Credit reporting, 28.6% Credit reporting: 1 complaints (14.3%), resolution 0.0% Credit reporting 14.3% Checking or: 1 complaints (14.3%), resolution 0.0% Checking or 14.3%
  • Debt collection 3 42.9% 0% relief
  • Credit reporting, 2 28.6% 0% relief
  • Credit reporting 1 14.3% 0% relief
  • Checking or 1 14.3% 0% relief

How Gallatin Valley Financial's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 3
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting 1
Checking or savings account 1

Top States

State Complaints
MT 5
TX 1
UT 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 1
Problem with a credit reporting company's investigation into an existing problem 1
Written notification about debt 1
Incorrect information on your report 1
Improper use of my credit report 1
Communication tactics 1
Problem with a lender or other company charging your account 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 1 0%
2019 2 50%
2025 2 0%
2026 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Gallatin Valley Financial

Gallatin Valley Financial has accumulated 7 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-02-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Gallatin Valley Financial reports a 28.6% timely-response rate and has closed 57.1% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Gallatin Valley Financial: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Gallatin Valley Financial have?

Gallatin Valley Financial has received 7 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Gallatin Valley Financial respond to complaints on time?

Gallatin Valley Financial has a 28.6% timely response rate to CFPB complaints.

What is the most common complaint about Gallatin Valley Financial?

The most common issue reported against Gallatin Valley Financial is "Took or threatened to take negative or legal action" in the "Debt collection" product category.

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