CFPB · Narrative-heavy record
Gallatin Valley Financial
9 CFPB complaints · 66.7% with narratives · top issue Problem with a credit reporting company's investigation into an existing problem.
Gallatin Valley Financial: 66.7% of 9 filings include consumer narratives. Timely 44.4% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2017 to 2026
CFPB relief outcome brief
CCDB company gallatin-valley-financial
0% relief · 44.4% timely · 9 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Gallatin Valley Financial closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Gallatin Valley Financial complaint mix by product
- Debt collection 4 44.4% – 0% relief
- Credit reporting, 3 33.3% – 0% relief
- Checking or 1 11.1% – 0% relief
- Credit reporting 1 11.1% – 0% relief
How Gallatin Valley Financial's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Checking or savings account | 1 |
| Credit reporting | 1 |
Concentrated filing states for Gallatin Valley Financial
Top states by attributed CFPB complaint volume for this company
- Leading state
- MT
- 66.7% of this company's filings
Gallatin Valley Financial complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2017
Top States
| State | Complaints |
|---|---|
| MT | 6 |
| TX | 1 |
| UT | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem with a lender or other company charging your account | 1 |
| Took or threatened to take negative or legal action | 1 |
| Written notification about debt | 1 |
| Improper use of my credit report | 1 |
| Incorrect information on your report | 1 |
| Communication tactics | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 1 | 0% |
| 2019 | 2 | 50% |
| 2020 | 1 | 100% |
| 2022 | 1 | 100% |
| 2025 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Gallatin Valley Financial's narrative-rich complaint ledger
Gallatin Valley Financial's 9 logged complaints stay concentrated: only 4 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-02-25.
Gallatin Valley Financial answers 44.4% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Problem with a credit reporting company's investigation into an existing problem."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gallatin Valley Financial.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Gallatin Valley Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 44.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Gallatin Valley Financial (44.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record