CFPB · Lighter filing volume
First Federal Credit Control, Inc.
1.2K CFPB complaints (light-volume third) · 38 states · top issue Attempts to collect debt not owed.
First Federal Credit Control, Inc. is in the light-volume third with 1.2K CFPB complaints (ranks #312 of 342). Timely 99.9% · relief 0% · top product Debt collection. Allegations, not findings.
- Lighter filing volume
- +2020% filings 2013 to 2026
CFPB relief outcome brief
CCDB company first-federal-credit-control-inc
0% relief · 99.9% timely · 1.2K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
First Federal Credit Control, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
First Federal Credit Control, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
99.9% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
Most of First Federal Credit Control, Inc.'s 1.2K filings include narrative text
40.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Federal Credit Control, Inc. complaint mix by product
- Debt collection 968 83.3% – 0% relief
- Credit reporting, 128 11.0% – 0% relief
- Credit reporting 61 5.2% – 0% relief
- Consumer Loan 2 0.2% – 0% relief
- Vehicle loan 1 0.1% – 0% relief
- Debt or 1 0.1% – 0% relief
- Credit reporting 1 0.1% – 0% relief
Lighter-volume mix: how First Federal Credit Control, Inc.'s 1.2K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 968 |
| Credit reporting, credit repair services, or other personal consumer reports | 128 |
| Credit reporting or other personal consumer reports | 61 |
| Consumer Loan | 2 |
| Vehicle loan or lease | 1 |
| Debt or credit management | 1 |
| Credit reporting | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for First Federal Credit Control, Inc.
Top states by attributed volume, lighter-filing company
- Leading state
- FL
- 54.4% of this company's filings
First Federal Credit Control, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 106
- +2020% vs 2013
Volume vs. relief
Where First Federal Credit Control, Inc. sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, First Federal Credit Control, Inc. files more complaint volume than 9% of them, and closes complaints with relief more often than 0% of them, placing it in the quadrant for lower volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 1,163 · Closed with relief: 0.0%
Top States
| State | Complaints |
|---|---|
| FL | 633 |
| OH | 261 |
| PA | 43 |
| MI | 28 |
| GA | 21 |
| TX | 20 |
| MD | 19 |
| NJ | 17 |
| NC | 16 |
| AL | 14 |
| CA | 11 |
| VA | 11 |
| TN | 9 |
| NY | 9 |
| AZ | 6 |
| WA | 4 |
| IN | 3 |
| SC | 3 |
| IL | 3 |
| DC | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 367 |
| Written notification about debt | 279 |
| Incorrect information on your report | 102 |
| False statements or representation | 93 |
| Cont'd attempts collect debt not owed | 81 |
| Took or threatened to take negative or legal action | 71 |
| Disclosure verification of debt | 36 |
| Problem with a credit reporting company's investigation into an existing problem | 34 |
| Improper use of your report | 33 |
| Communication tactics | 27 |
| Problem with a company's investigation into an existing problem | 16 |
| Threatened to contact someone or share information improperly | 7 |
| Improper contact or sharing of info | 4 |
| Electronic communications | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Managing the loan or lease | 2 |
| Struggling to pay your loan | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Incorrect information on credit report | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 5 | 100% |
| 2014 | 39 | 100% |
| 2015 | 29 | 96.6% |
| 2016 | 47 | 100% |
| 2017 | 83 | 100% |
| 2018 | 105 | 100% |
| 2019 | 98 | 100% |
| 2020 | 110 | 100% |
| 2021 | 160 | 100% |
| 2022 | 118 | 100% |
| 2023 | 68 | 100% |
| 2024 | 69 | 100% |
| 2025 | 126 | 100% |
| 2026 | 106 | 100% |
Source: CFPB Consumer Complaint Database
First Federal Credit Control, Inc. in the light-volume third
First Federal Credit Control, Inc.'s 1,163 logged complaints stay concentrated: only 38 states show a filing. 40.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-19. Volume lands in the lightest third of the indexed company corpus (#312 of 342).
First Federal Credit Control, Inc. answers 99.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Federal Credit Control, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for First Federal Credit Control, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.2K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for First Federal Credit Control, Inc. (#312 of 342; 99.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume