Encircle Collections, Inc.
10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Encircle Collections, Inc. complaint mix by product
- Debt collection 9 90.0% – 11% relief
- Credit reporting, 1 10.0% – 0% relief
How Encircle Collections, Inc.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| GA | 2 |
| MD | 2 |
| OH | 2 |
| MS | 1 |
| TX | 1 |
| PA | 1 |
| WV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 3 |
| Communication tactics | 2 |
| False statements or representation | 1 |
| Disclosure verification of debt | 1 |
| Incorrect information on your report | 1 |
| Written notification about debt | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 100% |
| 2016 | 1 | 100% |
| 2017 | 4 | 100% |
| 2018 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Encircle Collections, Inc.
Encircle Collections, Inc.'s 10 logged complaints stay concentrated: only 7 states show a filing on record. Only 30% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2015 through 2018-06-06.
Encircle Collections, Inc. answers 80% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Encircle Collections, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Encircle Collections, Inc. have?
10, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Encircle Collections, Inc. respond to complaints on time?
80% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Encircle Collections, Inc.?
"Cont'd attempts collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.