CFPB · Diversified product mix
CrediautoUSA Financial Company LLC
17 CFPB complaints · diversified mix (top product 23.5%) · top issue Improper use of your report.
CrediautoUSA Financial Company LLC: top product "Debt collection" is only 23.5% of 17 - multi-bucket mix. Timely 5.9% · relief 0%. Allegations, not findings.
- Diversified product mix
- +100% filings 2016 to 2026
CFPB relief outcome brief
CCDB company crediautousa-financial-company-llc
0% relief · 5.9% timely · 17 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
CrediautoUSA Financial Company LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of CrediautoUSA Financial Company LLC's 17 filings include narrative text
58.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CrediautoUSA Financial Company LLC complaint mix by product
- Debt collection 4 23.5% – 0% relief
- Credit reporting 4 23.5% – 0% relief
- Credit reporting, 4 23.5% – 0% relief
- Vehicle loan 2 11.8% – 0% relief
- Prepaid card 1 5.9% – 0% relief
- Checking or 1 5.9% – 0% relief
- Consumer Loan 1 5.9% – 0% relief
How CrediautoUSA Financial Company LLC's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Vehicle loan or lease | 2 |
| Prepaid card | 1 |
| Checking or savings account | 1 |
| Consumer Loan | 1 |
Where CrediautoUSA Financial Company LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- AR
- 17.6% of this company's filings
CrediautoUSA Financial Company LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2016
Top States
| State | Complaints |
|---|---|
| AR | 3 |
| NJ | 2 |
| TX | 2 |
| FL | 2 |
| CA | 2 |
| MD | 1 |
| GA | 1 |
| TN | 1 |
| NY | 1 |
| VA | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 4 |
| Attempts to collect debt not owed | 3 |
| Incorrect information on your report | 3 |
| Credit monitoring or identity theft protection services | 2 |
| Problem with a purchase or transfer | 1 |
| Getting a loan or lease | 1 |
| Written notification about debt | 1 |
| Problem with a lender or other company charging your account | 1 |
| Taking out the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2021 | 1 | 0% |
| 2022 | 2 | 0% |
| 2023 | 2 | 0% |
| 2024 | 3 | 0% |
| 2025 | 6 | 0% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database
CrediautoUSA Financial Company LLC spreads across product buckets
CrediautoUSA Financial Company LLC's 17 logged complaints stay concentrated: only 11 states show a filing. 58.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-02-11.
CrediautoUSA Financial Company LLC answers 5.9% of complaints inside the CFPB's tracked window and closes 5.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CrediautoUSA Financial Company LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CrediautoUSA Financial Company LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 17.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 5.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CrediautoUSA Financial Company LLC (5.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix