CFPB · Single-product concentration
Commercial Trade, Inc.
106 CFPB complaints · 87.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Commercial Trade, Inc.: 87.7% of 106 CFPB complaints sit in "Debt collection". Timely 100% · relief 20.8%. Allegations, not findings.
- Single-product concentration
- +75% filings 2013 to 2026
CFPB relief outcome brief
CCDB company commercial-trade-inc
20.8% relief · 100% timely · 106 filings · Debt collection
Same-product relief peers
Nearest relief peer: Cavalry Investments, LLC (20.8% relief)
Commercial Trade, Inc. closes 20.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 106 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Commercial Trade, Inc. complaint mix by product
- Debt collection 93 87.7% – 23% relief
- Credit reporting, 6 5.7% – 17% relief
- Credit reporting 5 4.7% – 0% relief
- Credit reporting 1 0.9% – 0% relief
- Credit card 1 0.9% – 0% relief
How Commercial Trade, Inc.'s 106 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 93 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 5 |
| Credit reporting | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Commercial Trade, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 69.8% of this company's filings
Commercial Trade, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +75% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 74 |
| TX | 10 |
| OH | 3 |
| FL | 2 |
| TN | 2 |
| AL | 2 |
| OK | 2 |
| NV | 2 |
| PA | 1 |
| NY | 1 |
| IL | 1 |
| GA | 1 |
| AR | 1 |
| WI | 1 |
| NC | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 33 |
| Cont'd attempts collect debt not owed | 17 |
| Written notification about debt | 13 |
| False statements or representation | 13 |
| Disclosure verification of debt | 8 |
| Incorrect information on your report | 7 |
| Took or threatened to take negative or legal action | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| Communication tactics | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Improper use of your report | 1 |
| Taking/threatening an illegal action | 1 |
| Improper contact or sharing of info | 1 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 13 | 100% |
| 2015 | 6 | 100% |
| 2016 | 5 | 100% |
| 2017 | 11 | 100% |
| 2018 | 7 | 100% |
| 2019 | 8 | 100% |
| 2020 | 9 | 100% |
| 2021 | 3 | 100% |
| 2022 | 7 | 100% |
| 2023 | 2 | 100% |
| 2024 | 15 | 100% |
| 2025 | 9 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Commercial Trade, Inc. filings cluster in one product
Commercial Trade, Inc.'s 106 logged complaints stay concentrated: only 16 states show a filing. Only 39.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-22.
Commercial Trade, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 79.2% with a written explanation. 20.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Commercial Trade, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Commercial Trade, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 106.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Commercial Trade, Inc. (100% timely; 20.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration