CFPB · Single-product concentration
CMCS, Inc. DBA Central Mercantile Collection Services
5 CFPB complaints · 100% in "Debt collection" · top issue Attempts to collect debt not owed.
CMCS, Inc. DBA Central Mercantile Collection Services: 100% of 5 CFPB complaints sit in "Debt collection". Timely 80% · relief 0%. Allegations, not findings.
- Single-product concentration
- -50% filings 2019 to 2026
CFPB relief outcome brief
CCDB company cmcs-inc-dba-central-mercantile-collection-services
0% relief · 80% timely · 5 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
CMCS, Inc. DBA Central Mercantile Collection Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CMCS, Inc. DBA Central Mercantile Collection Services complaint mix by product
- Debt collection 5 100.0% – 0% relief
How CMCS, Inc. DBA Central Mercantile Collection Services's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 5 |
Concentrated filing states for CMCS, Inc. DBA Central Mercantile Collection Services
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 40% of this company's filings
CMCS, Inc. DBA Central Mercantile Collection Services falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2019
Top States
| State | Complaints |
|---|---|
| MI | 2 |
| VA | 1 |
| GA | 1 |
| MA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 2 |
| Took or threatened to take negative or legal action | 1 |
| False statements or representation | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 2 | 100% |
| 2024 | 1 | 0% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
CMCS, Inc. DBA Central Mercantile Collection Services filings cluster in one product
CMCS, Inc. DBA Central Mercantile Collection Services's 5 logged complaints stay concentrated: only 4 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-03-21.
CMCS, Inc. DBA Central Mercantile Collection Services answers 80% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CMCS, Inc. DBA Central Mercantile Collection Services.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CMCS, Inc. DBA Central Mercantile Collection Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 80%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CMCS, Inc. DBA Central Mercantile Collection Services (80% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration