Cliff's Finance Co., Inc.
10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Cliff's Finance Co., Inc. complaint mix by product
- Debt collection 4 40.0% – 0% relief
- Money transfer, 2 20.0% – 0% relief
- Credit reporting 2 20.0% – 0% relief
- Payday loan, 1 10.0% – 100% relief
- Consumer Loan 1 10.0% – 0% relief
How Cliff's Finance Co., Inc.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Money transfer, virtual currency, or money service | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 10 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 2 |
| Took or threatened to take negative or legal action | 1 |
| Fraud or scam | 1 |
| Unexpected or other fees | 1 |
| Getting the loan | 1 |
| Problems when you are unable to pay | 1 |
| Disclosure verification of debt | 1 |
| Communication tactics | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 0% |
| 2017 | 2 | 100% |
| 2019 | 1 | 0% |
| 2023 | 2 | 100% |
| 2024 | 2 | 50% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Cliff's Finance Co., Inc.
Cliff's Finance Co., Inc.'s 10 logged complaints stay concentrated: only 1 state shows a filing on record. Only 30% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2015 through 2026-02-17.
Cliff's Finance Co., Inc. answers 70% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cliff's Finance Co., Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Cliff's Finance Co., Inc. have?
10, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Cliff's Finance Co., Inc. respond to complaints on time?
70% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Cliff's Finance Co., Inc.?
"Improper use of your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.