CFPB · Mid-pack CFPB posture
Cliff's Finance Co., Inc.
10 CFPB complaints · 1 states · top issue Improper use of your report.
Cliff's Finance Co., Inc. has 10 consumer complaints in the CFPB public database. Timely response is 70%; 10% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- 0% filings 2015 to 2026
CFPB relief outcome brief
CCDB company cliff-s-finance-co-inc
10% relief · 70% timely · 10 filings · Debt collection
Same-product relief peers
Nearest relief peer: Komyatte & Casbon, P.C. (10% relief)
Cliff's Finance Co., Inc. closes 10% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 10 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Cliff's Finance Co., Inc. complaint mix by product
- Debt collection 4 40.0% – 0% relief
- Money transfer, 2 20.0% – 0% relief
- Credit reporting 2 20.0% – 0% relief
- Payday loan, 1 10.0% – 100% relief
- Consumer Loan 1 10.0% – 0% relief
How Cliff's Finance Co., Inc.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Money transfer, virtual currency, or money service | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
Cliff's Finance Co., Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 10 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 2 |
| Took or threatened to take negative or legal action | 1 |
| Fraud or scam | 1 |
| Unexpected or other fees | 1 |
| Getting the loan | 1 |
| Problems when you are unable to pay | 1 |
| Disclosure verification of debt | 1 |
| Communication tactics | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 0% |
| 2017 | 2 | 100% |
| 2019 | 1 | 0% |
| 2023 | 2 | 100% |
| 2024 | 2 | 50% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Cliff's Finance Co., Inc.
Cliff's Finance Co., Inc.'s 10 logged complaints stay concentrated: only 1 state shows a filing. Only 30% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-02-17.
Cliff's Finance Co., Inc. answers 70% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cliff's Finance Co., Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Cliff's Finance Co., Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 10.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 70%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Cliff's Finance Co., Inc. (70% timely; 10% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture