CFPB · Single-product concentration
CHS, Inc.
43 CFPB complaints · 76.7% in "Debt collection" · top issue Written notification about debt.
CHS, Inc.: 76.7% of 43 CFPB complaints sit in "Debt collection". Timely 74.4% · relief 7%. Allegations, not findings.
- Single-product concentration
- 0% filings 2013 to 2026
CFPB relief outcome brief
CCDB company chs-inc
7% relief · 74.4% timely · 43 filings · Debt collection
Same-product relief peers
Nearest relief peer: Augusta Collection Agency, Inc. (7% relief)
CHS, Inc. closes 7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of CHS, Inc.'s 43 filings include narrative text
55.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CHS, Inc. complaint mix by product
- Debt collection 33 76.7% – 6% relief
- Credit reporting, 6 14.0% – 0% relief
- Credit reporting 1 2.3% – 0% relief
- Credit reporting 1 2.3% – 100% relief
- Bank account 1 2.3% – 0% relief
- Consumer Loan 1 2.3% – 0% relief
How CHS, Inc.'s 43 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 33 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting | 1 |
| Bank account or service | 1 |
| Consumer Loan | 1 |
Concentrated filing states for CHS, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 81.4% of this company's filings
CHS, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2013
Top States
| State | Complaints |
|---|---|
| VA | 35 |
| NC | 2 |
| SC | 1 |
| MI | 1 |
| FL | 1 |
| OR | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 9 |
| Incorrect information on your report | 6 |
| Communication tactics | 5 |
| False statements or representation | 5 |
| Attempts to collect debt not owed | 5 |
| Took or threatened to take negative or legal action | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Disclosure verification of debt | 2 |
| Incorrect information on credit report | 1 |
| Account opening, closing, or management | 1 |
| Problems when you are unable to pay | 1 |
| Improper contact or sharing of info | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2014 | 4 | 50% |
| 2015 | 6 | 66.7% |
| 2016 | 3 | 0% |
| 2017 | 3 | 100% |
| 2018 | 5 | 80% |
| 2019 | 8 | 100% |
| 2020 | 3 | 100% |
| 2021 | 5 | 100% |
| 2022 | 3 | 100% |
| 2024 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
CHS, Inc. filings cluster in one product
CHS, Inc.'s 43 logged complaints stay concentrated: only 7 states show a filing. 55.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-03-06.
CHS, Inc. answers 74.4% of complaints inside the CFPB's tracked window and closes 86% with a written explanation. 7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CHS, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CHS, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 43.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 74.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CHS, Inc. (74.4% timely; 7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration