CFPB · Single-product concentration

CFS2 Inc.

10 CFPB complaints · 90% in "Debt collection" · top issue Disclosure verification of debt.

10 CFPB complaints

CFS2 Inc.: 90% of 10 CFPB complaints sit in "Debt collection". Timely 90% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2015 to 2026

CFPB relief outcome brief

CCDB company cfs2-inc

0% relief · 90% timely · 10 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

CFS2 Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among CFS2 Inc. and nearest filing-volume peers

CFS2 Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of CFS2 Inc.'s 10 filings include narrative text

70% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 90.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

CFS2 Inc. complaint mix by product

Total complaints: 10

CFS2 Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 9 complaints (90.0%), resolution 0.0% Debt collection 90.0% Checking or: 1 complaints (10.0%), resolution 0.0% Checking or 10.0%
  • Debt collection 9 90.0% 0% relief
  • Checking or 1 10.0% 0% relief

How CFS2 Inc.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 9
Checking or savings account 1

Where CFS2 Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
30% of this company's filings
GA3NC2KY1WA1FL1CA1TX1

CFS2 Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2015
012345 2015201620172026 1

Top States

State Complaints
GA 3
NC 2
KY 1
WA 1
FL 1
CA 1
TX 1

Top Issues

Issue Complaints
Disclosure verification of debt 4
Improper contact or sharing of info 2
Managing an account 1
Cont'd attempts collect debt not owed 1
Took or threatened to take negative or legal action 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 4 100%
2017 4 100%
2026 1 0%

Source: CFPB Consumer Complaint Database

CFS2 Inc. filings cluster in one product

CFS2 Inc.'s 10 logged complaints stay concentrated: only 7 states show a filing. 70% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-01-17.

CFS2 Inc. answers 90% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CFS2 Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for CFS2 Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for CFS2 Inc. (90% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration