CFPB · Single-product concentration

ARP & Associates LLC

5 CFPB complaints · 80% in "Debt collection" · top issue Struggling to pay your loan.

5 CFPB complaints

ARP & Associates LLC: 80% of 5 CFPB complaints sit in "Debt collection". Timely 40% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2020 to 2025

CFPB relief outcome brief

CCDB company arp-associates-llc

0% relief · 40% timely · 5 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

ARP & Associates LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among ARP & Associates LLC and nearest filing-volume peers

ARP & Associates LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 40.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

ARP & Associates LLC complaint mix by product

Total complaints: 5

ARP & Associates LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (80.0%), resolution 0.0% Debt collection 80.0% Payday loan,: 1 complaints (20.0%), resolution 0.0% Payday loan, 20.0%
  • Debt collection 4 80.0% 0% relief
  • Payday loan, 1 20.0% 0% relief

How ARP & Associates LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4
Payday loan, title loan, or personal loan 1

Where ARP & Associates LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
20% of this company's filings
TX1LA1OK1KS1KY1

ARP & Associates LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
3
+200% vs 2020
0.511.522.533.5 202020232025 3

Top States

State Complaints
TX 1
LA 1
OK 1
KS 1
KY 1

Top Issues

Issue Complaints
Struggling to pay your loan 1
Written notification about debt 1
False statements or representation 1
Attempts to collect debt not owed 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2023 1 100%
2025 3 0%

Source: CFPB Consumer Complaint Database

ARP & Associates LLC filings cluster in one product

ARP & Associates LLC's 5 logged complaints stay concentrated: only 5 states show a filing. 80% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-12-16.

ARP & Associates LLC answers 40% of complaints inside the CFPB's tracked window and closes 40% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Struggling to pay your loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ARP & Associates LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for ARP & Associates LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for ARP & Associates LLC (40% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration