CFPB · Single-product concentration

American Elite Recovery, LLC

18 CFPB complaints · 77.8% in "Debt collection" · top issue Took or threatened to take negative or legal action.

18 CFPB complaints

American Elite Recovery, LLC: 77.8% of 18 CFPB complaints sit in "Debt collection". Timely 11.1% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2019 to 2025

CFPB relief outcome brief

CCDB company american-elite-recovery-llc

0% relief · 11.1% timely · 18 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

American Elite Recovery, LLC…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among American Elite Recovery, LLC and nearest filing-volume peers

American Elite Recovery, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of American Elite Recovery, LLC's 18 filings include narrative text

66.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 11.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

American Elite Recovery, LLC complaint mix by product

Total complaints: 18

American Elite Recovery, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 14 complaints (77.8%), resolution 0.0% Debt collection 77.8% Payday loan,: 2 complaints (11.1%), resolution 0.0% Payday loan, 11.1% Credit reporting: 1 complaints (5.6%), resolution 0.0% Checking or: 1 complaints (5.6%), resolution 0.0%
  • Debt collection 14 77.8% 0% relief
  • Payday loan, 2 11.1% 0% relief
  • Credit reporting 1 5.6% 0% relief
  • Checking or 1 5.6% 0% relief

How American Elite Recovery, LLC's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 14
Payday loan, title loan, or personal loan 2
Credit reporting or other personal consumer reports 1
Checking or savings account 1

Where American Elite Recovery, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
16.7% of this company's filings
TX3MO2NJ2OR1CO1NC1WI1FL1

American Elite Recovery, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
2
-80% vs 2019
024681012 201920202025 2

Top States

State Complaints
TX 3
MO 2
NJ 2
OR 1
CO 1
NC 1
WI 1
FL 1
WA 1
NY 1
IA 1
MI 1
GA 1
TN 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 6
Communication tactics 3
False statements or representation 2
Written notification about debt 1
Problem with a company's investigation into an existing problem 1
Struggling to pay your loan 1
Managing an account 1
Can't contact lender or servicer 1
Threatened to contact someone or share information improperly 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2019 10 20%
2020 6 0%
2025 2 0%

Source: CFPB Consumer Complaint Database

American Elite Recovery, LLC filings cluster in one product

American Elite Recovery, LLC's 18 logged complaints stay concentrated: only 14 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2025-07-17.

American Elite Recovery, LLC answers 11.1% of complaints inside the CFPB's tracked window and closes 11.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Elite Recovery, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for American Elite Recovery, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for American Elite Recovery, LLC (11.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration