CFPB · Single-product concentration

American Debt Services, LLC

4 CFPB complaints · 100% in "Debt collection" · top issue Disclosure verification of debt.

4 CFPB complaints

American Debt Services, LLC: 100% of 4 CFPB complaints sit in "Debt collection". Timely 25% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2014

CFPB relief outcome brief

CCDB company american-debt-services-llc

0% relief · 25% timely · 4 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

American Debt Services, LLC …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among American Debt Services, LLC and nearest filing-volume peers

American Debt Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 25.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

American Debt Services, LLC complaint mix by product

Total complaints: 4

American Debt Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 4 100.0% 0% relief

How American Debt Services, LLC's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4

Top States

State Complaints
MN 4

Top Issues

Issue Complaints
Disclosure verification of debt 4

Yearly Trend

Year Complaints Timely
2014 4 25%

Source: CFPB Consumer Complaint Database

American Debt Services, LLC filings cluster in one product

American Debt Services, LLC's 4 logged complaints stay concentrated: only 1 state shows a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2014-12-03.

American Debt Services, LLC answers 25% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Debt Services, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for American Debt Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for American Debt Services, LLC (25% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration