CFPB · Single-product concentration
Allgate Financial, LLC
83 CFPB complaints · 91.6% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Allgate Financial, LLC: 91.6% of 83 CFPB complaints sit in "Debt collection". Timely 98.8% · relief 12%. Allegations, not findings.
- Single-product concentration
- -87.5% filings 2013 to 2026
CFPB relief outcome brief
CCDB company allgate-financial-llc
12% relief · 98.8% timely · 83 filings · Debt collection
Same-product relief peers
Nearest relief peer: Vision Financial Corp. (11.9% relief)
Allgate Financial, LLC closes 12% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 83 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Allgate Financial, LLC complaint mix by product
- Debt collection 76 91.6% – 12% relief
- Credit reporting, 4 4.8% – 25% relief
- Credit card 2 2.4% – 0% relief
- Credit reporting 1 1.2% – 0% relief
How Allgate Financial, LLC's 83 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 76 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 1 |
Where Allgate Financial, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 19.3% of this company's filings
Allgate Financial, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -87.5% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 16 |
| FL | 12 |
| NY | 10 |
| GA | 9 |
| TX | 8 |
| AL | 4 |
| MI | 3 |
| MD | 3 |
| AZ | 2 |
| MN | 2 |
| OK | 2 |
| VA | 2 |
| WA | 1 |
| AR | 1 |
| HI | 1 |
| OR | 1 |
| UT | 1 |
| OH | 1 |
| IL | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 23 |
| Attempts to collect debt not owed | 12 |
| Disclosure verification of debt | 11 |
| Written notification about debt | 9 |
| Taking/threatening an illegal action | 8 |
| Took or threatened to take negative or legal action | 6 |
| Communication tactics | 5 |
| False statements or representation | 2 |
| Incorrect information on your report | 2 |
| Improper use of your report | 1 |
| Sale of account | 1 |
| Closing/Cancelling account | 1 |
| Unable to get your credit report or credit score | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 8 | 100% |
| 2014 | 15 | 100% |
| 2015 | 8 | 87.5% |
| 2016 | 15 | 100% |
| 2017 | 7 | 100% |
| 2018 | 2 | 100% |
| 2019 | 8 | 100% |
| 2020 | 4 | 100% |
| 2021 | 4 | 100% |
| 2022 | 11 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Allgate Financial, LLC filings cluster in one product
Allgate Financial, LLC's 83 logged complaints stay concentrated: only 22 states show a filing. Only 37.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.
Allgate Financial, LLC answers 98.8% of complaints inside the CFPB's tracked window and closes 86.7% with a written explanation. 12% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Allgate Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Allgate Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 83.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Allgate Financial, LLC (98.8% timely; 12% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration