Allgate Financial, LLC
83 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Allgate Financial, LLC complaint mix by product
- Debt collection 76 91.6% – 12% relief
- Credit reporting, 4 4.8% – 25% relief
- Credit card 2 2.4% – 0% relief
- Credit reporting 1 1.2% – 0% relief
How Allgate Financial, LLC's 83 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 76 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 16 |
| FL | 12 |
| NY | 10 |
| GA | 9 |
| TX | 8 |
| AL | 4 |
| MI | 3 |
| MD | 3 |
| AZ | 2 |
| MN | 2 |
| OK | 2 |
| VA | 2 |
| WA | 1 |
| AR | 1 |
| HI | 1 |
| OR | 1 |
| UT | 1 |
| OH | 1 |
| IL | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 23 |
| Attempts to collect debt not owed | 12 |
| Disclosure verification of debt | 11 |
| Written notification about debt | 9 |
| Taking/threatening an illegal action | 8 |
| Took or threatened to take negative or legal action | 6 |
| Communication tactics | 5 |
| False statements or representation | 2 |
| Incorrect information on your report | 2 |
| Improper use of your report | 1 |
| Sale of account | 1 |
| Closing/Cancelling account | 1 |
| Unable to get your credit report or credit score | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 8 | 100% |
| 2014 | 15 | 100% |
| 2015 | 8 | 87.5% |
| 2016 | 15 | 100% |
| 2017 | 7 | 100% |
| 2018 | 2 | 100% |
| 2019 | 8 | 100% |
| 2020 | 4 | 100% |
| 2021 | 4 | 100% |
| 2022 | 11 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Allgate Financial, LLC
Allgate Financial, LLC's 83 logged complaints stay concentrated: only 22 states show a filing on record. Only 37.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-25.
Allgate Financial, LLC answers 98.8% of complaints inside the CFPB's tracked window and closes 86.7% with a written explanation. 12% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Allgate Financial, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Allgate Financial, LLC have?
83, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Allgate Financial, LLC respond to complaints on time?
98.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Allgate Financial, LLC?
"Cont'd attempts collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.