CFPB · Single-product concentration

Abrahamsen Ratchford, P.C

25 CFPB complaints · 88% in "Debt collection" · top issue Took or threatened to take negative or legal action.

25 CFPB complaints

Abrahamsen Ratchford, P.C: 88% of 25 CFPB complaints sit in "Debt collection". Timely 44% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +300% filings 2015 to 2022

CFPB relief outcome brief

CCDB company abrahamsen-ratchford-p-c

0% relief · 44% timely · 25 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Abrahamsen Ratchford, P.C (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Abrahamsen Ratchford, P.C and nearest filing-volume peers

Abrahamsen Ratchford, P.C closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Abrahamsen Ratchford, P.C's 25 filings include narrative text

44% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 44.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Abrahamsen Ratchford, P.C complaint mix by product

Total complaints: 25

Abrahamsen Ratchford, P.C complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 22 complaints (88.0%), resolution 0.0% Debt collection 88.0% Credit reporting,: 1 complaints (4.0%), resolution 0.0% Checking or: 1 complaints (4.0%), resolution 0.0% Payday loan,: 1 complaints (4.0%), resolution 0.0%
  • Debt collection 22 88.0% 0% relief
  • Credit reporting, 1 4.0% 0% relief
  • Checking or 1 4.0% 0% relief
  • Payday loan, 1 4.0% 0% relief

How Abrahamsen Ratchford, P.C's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 22
Credit reporting, credit repair services, or other personal consumer reports 1
Checking or savings account 1
Payday loan, title loan, or personal loan 1

Concentrated filing states for Abrahamsen Ratchford, P.C

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
64% of this company's filings
PA16MA4ME4

Abrahamsen Ratchford, P.C rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2022
4
+300% vs 2015
02468 2015201720182019202020212022 4

Top States

State Complaints
PA 16
MA 4
ME 4

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 9
Written notification about debt 7
Attempts to collect debt not owed 3
Cont'd attempts collect debt not owed 1
Communication tactics 1
Incorrect information on your report 1
Managing an account 1
False statements or representation 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2017 1 0%
2018 5 0%
2019 6 16.7%
2020 6 83.3%
2021 2 100%
2022 4 75%

Source: CFPB Consumer Complaint Database

Abrahamsen Ratchford, P.C filings cluster in one product

Abrahamsen Ratchford, P.C's 25 logged complaints stay concentrated: only 3 states show a filing. 44% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2022-08-04.

Abrahamsen Ratchford, P.C answers 44% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Abrahamsen Ratchford, P.C.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Abrahamsen Ratchford, P.C: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Abrahamsen Ratchford, P.C (44% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration