2026 data Public-data reference. official source

ABC Credit & Recovery Services Inc.

14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

14 consumer complaints filed with the CFPB

This profile shows ABC Credit & Recovery Services Inc.'s complaint history from CFPB public records. 14 consumers have filed complaints since 2016. The company has a 78.6% timely response rate and has provided relief in 0% of cases.

14
Total Complaints
78.6%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
2016
Since

Total complaints

14

Filed since 2016

Timely response

78.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 78.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

ABC Credit & Recovery Services Inc. complaint mix by product

Total complaints: 14

ABC Credit & Recovery Services Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 13 complaints (92.9%), resolution 0.0% Debt collection 92.9% Credit reporting: 1 complaints (7.1%), resolution 0.0% Credit reporting 7.1%
  • Debt collection 13 92.9% 0% relief
  • Credit reporting 1 7.1% 0% relief

How ABC Credit & Recovery Services Inc.'s 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 13
Credit reporting or other personal consumer reports 1

Top States

State Complaints
IL 9
TX 2
TN 2
GA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 6
Disclosure verification of debt 2
Written notification about debt 2
Took or threatened to take negative or legal action 2
Cont'd attempts collect debt not owed 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2016 2 0%
2017 2 50%
2019 1 100%
2020 1 100%
2021 1 100%
2022 1 100%
2024 3 100%
2025 2 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ABC Credit & Recovery Services Inc.

ABC Credit & Recovery Services Inc. has accumulated 14 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-02-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ABC Credit & Recovery Services Inc. reports a 78.6% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ABC Credit & Recovery Services Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ABC Credit & Recovery Services Inc. have?

ABC Credit & Recovery Services Inc. has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ABC Credit & Recovery Services Inc. respond to complaints on time?

ABC Credit & Recovery Services Inc. has a 78.6% timely response rate to CFPB complaints.

What is the most common complaint about ABC Credit & Recovery Services Inc.?

The most common issue reported against ABC Credit & Recovery Services Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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