CFPB · Single-product concentration

ABC Credit & Recovery Services Inc.

15 CFPB complaints · 93.3% in "Debt collection" · top issue Attempts to collect debt not owed.

15 CFPB complaints

ABC Credit & Recovery Services Inc.: 93.3% of 15 CFPB complaints sit in "Debt collection". Timely 80% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2016 to 2026

CFPB relief outcome brief

CCDB company abc-credit-recovery-services-inc

0% relief · 80% timely · 15 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

ABC Credit & Recovery Servic…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among ABC Credit & Recovery Services Inc. and nearest filing-volume peers

ABC Credit & Recovery Services Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 15 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 80.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

ABC Credit & Recovery Services Inc. complaint mix by product

Total complaints: 15

ABC Credit & Recovery Services Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 14 complaints (93.3%), resolution 0.0% Debt collection 93.3% Credit reporting: 1 complaints (6.7%), resolution 0.0% Credit reporting 6.7%
  • Debt collection 14 93.3% 0% relief
  • Credit reporting 1 6.7% 0% relief

How ABC Credit & Recovery Services Inc.'s 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 14
Credit reporting or other personal consumer reports 1

Concentrated filing states for ABC Credit & Recovery Services Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
66.7% of this company's filings
IL10TN2TX2GA1

ABC Credit & Recovery Services Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2016
0.511.522.533.5 201620172019202020212022202420252026 1

Top States

State Complaints
IL 10
TN 2
TX 2
GA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 6
Took or threatened to take negative or legal action 3
Written notification about debt 2
Disclosure verification of debt 2
Incorrect information on your report 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2016 2 0%
2017 2 50%
2019 1 100%
2020 1 100%
2021 1 100%
2022 1 100%
2024 3 100%
2025 3 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

ABC Credit & Recovery Services Inc. filings cluster in one product

ABC Credit & Recovery Services Inc.'s 15 logged complaints stay concentrated: only 4 states show a filing. Only 13.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2026-02-25.

ABC Credit & Recovery Services Inc. answers 80% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ABC Credit & Recovery Services Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for ABC Credit & Recovery Services Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for ABC Credit & Recovery Services Inc. (80% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration