| the letter sent this morning does NOT state what my charge off date is. | 1 | 0.0% | highlighting the issue to support the above information : Again |
| the letter stated the opposite and stated Barclays investigated and XXXX refunded me on XX/XX/ for {$17.00} and my dispute is considered closed but in my favor. I was completely confused from this letter because 1. I NEVER received a credit for {$17.00} | 1 | 0.0% | I never received. I returned the item in store on XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX camera can confirm ) and even took a picture of the item being in store before leaving because the lady did not give a receipt since it was originally ordered online ( picture I provided XXXX XXXX shows I dropped off the item |
| the letter states that I should contact XXXX XXXX '' to discuss payment options. Phone # is as above. | 1 | 0.0% | XXXX XXXX |
| the letter stating that Ive paid off my vehicle in full as of XX/XX/XXXX. | 1 | 0.0% | the customer service representative informed me that they spoke to another department in Ally and they had record of an additional {$3000.00} charged after the vehicle was paid off |
| the letter threatened that if I did not respond before XX/XX/XXXX | 1 | 0.0% | On XX/XX/XXXX |
| the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me | 1 | 0.0% | both the XXXX State Disclosure and my denial letter also clearly states that the minimum seasoning requirements are waived if property improvements increase the home value. The attached Broker Price Opinion ( BPO ) report shows that I have made multiple significant improvements that have increased the value of my home. XXXX XXXX |
| the letter was delivered to Experian on XX/XX/year>. | 1 | 0.0% | I mailed a dispute letter to Experian via USPS certified mail |
| the letter was extremely vague | 1 | 0.0% | I received a letter from JP Morgan |
| the letter was received on XXXX XXXX | 1 | 0.0% | XXXX |
| the letter which XXXX states was delivered on XX/XX/2019 | 1 | 0.0% | by its very nature |
| the letters | 1 | 0.0% | Inc. had updated the account as being paid in full |
| The Levinbook Law Firm, P.C. | 9 | 100.0% | Debt collection |
| The Leviton Law Firm, Ltd. | 60 | 93.3% | Debt collection |
| The LGM Co., Inc. | 38 | 63.2% | Vehicle loan or lease |
| the Libellant and third-party witness now deem the instrument ( s ) to have been dishonored on or around XX/XX/2018 | 3 | 0.0% | at the request of the Libellant |
| the license number | 13 | 0.0% | in a state that youre not licensed in |
| the lien is unenforceable and must be immediately removed from the vehicles title. | 1 | 0.0% | Inc. |
| the lien release would come to me. The TMCC agent said nothing about the vehicle being re-titled. | 1 | 0.0% | to-date |
| the lien will be released once the account is paid in full. | 1 | 0.0% | if requested |
| the lies about the phone calls are absurd. Where is the proof that I answered the phone? I was in XXXX XXXX with a XXXX XXXX SIM card in my phone. Why wasn't an email sent? Lastly | 1 | 0.0% | no payment was received. '' After making telephone calls and sending you notices about the past-due payment |
| the lifetime of the check had expired and there had been no complaints of irregularities | 1 | 0.0% | CEO of Chase verifying that he endorsed the check |
| the likely tax write-off of any remaining debt | 1 | 0.0% | salvage-titled vehicle after this formal request |
| the limitations imposed on the number of claims within a specified timeframe hindered my ability to seek redress adequately. Moreover | 1 | 0.0% | a purchase of a money order at USPS on XX/XX/2024 |
| the line disconnected. | 1 | 0.0% | I called XXXX XXXX. I was on the phone for over an hour. I spoke with XXXX and XXXX. XXXX explained that XXXX XXXX had sent the notice our on XX/XX/XXXX |
| the line Down Payment/Funds from Borrower shows {$5700.00} | 1 | 0.0% | including the use of an unlicensed brokerage |
| the line was disconnected by the AMEX representative. On my fifth ( 5 ) call attempt | 1 | 0.0% | the same day the request was completed. The information was loaded to the AMEX designated site. I provided financial information including several bank account statements from my XXXX XXXX financial accounts. This representative put me on hold |
| the line would be dropped. Finally | 1 | 0.0% | my neighbor was collecting my mail for me. Among all the XXXX mail there was one statement from Home Depot credit card showing XXXX $ of late fees plus a balance ( no itemization ) which I could not either verify or get more info about since I hadn't received the actual credit card by that time. I called Home Depot credit card services |
| the link my mother XX/XX/XXXXadded the day before had been changed into to be used as Payment. On capitalone.com | 1 | 0.0% | my mother XXXX tried to reestablish the linked external XXXX checking account |
| the link they sent? The website that is down.,,Mr. Cooper Group Inc.,CO,80301,,Consent provided,Web,2021-04-30,Closed with explanation,Yes,N/A,4329226 | 1 | 0.0% | Mr. Cooper / Nationstar sent me a letter saying our property was not insured and they were going to pay for insurance and charge us back with a policy that had less coverage and cost more. We have current insurance and always have. When I used the phone number they gave it's an automated system that directs people to a website |
| the link to make a payment '' was n't working | 1 | 0.0% | 2016 To Accounts Supervisor |
| the list goes on and on. I contacted them | 1 | 0.0% | I started monitoring my credit reports and noticed that there were so many errors being reported by Arvest : like : the account was closed ; while accepting on time payments from me each month to this date |
| THE LIST GOES ON so Fast | 1 | 0.0% | now the automated system says I must mail to them : Full Name |
| the list will be short | 6 | 0.0% | before the collection of any information for the purpose of making the communication ; ( iii ) in the case of consent under clause ( i ) or ( ii ) given orally |
| the listing failed to meet basic consumer protection standards. | 1 | 0.0% | vetted |
| the LMO advised us via email the rate lock at 3.75 % had been extended for an additional 5 days ( til XXXX/XXXX/XXXX ) at no additional charge to us. The bank unilaterally decided to extend the rate lock without discussing it with us or obtaining our agreement to it. We later found out the then current interest rate was 3.625 %. When we complained about the bank just extending the rate lock | 1 | 0.0% | and we had locked in our interest rate at 3.75 % until XX/XX/XXXX. The closing was delayed due to myriad of issues on the bank 's side |
| the LO required me to jump through several other hoops - requesting I pay off all credit cards- which I did. He also asked that I pay off my car loan in full | 1 | 0.0% | and felt my employment was not sufficient to be included as actual income. In short |
| the loading and waiting is heavy and long. Or the fact that I cant receive any text/email reminders about payment due. | 1 | 0.0% | the time was XXXX. From there XXXX |
| the loan | 1 | 100.0% | call XXXX and apparently XXXX told them |
| the loan activity would not reflect this on their portal : The loan activity and the latest statement as of XX/XX/XXXX from PHH Mortgage indicated that I am now in DEFAULT in the amount of the following : The default continued to grow since the inception of the Chapter XXXX | 1 | 0.0% | on XX/XX/XXXX |
| the loan amount against a {$100000.00} that I invested on my truck. | 1 | 0.0% | 2024 |
| the loan amount combined with interest rate to my income | 1 | 0.0% | emails |
| the loan balance is still {$5800.00}. | 1 | 0.0% | XXXX XXXX sold my loan to FirstMark Services |
| the loan closed at {$390000.00} an overcharge of more than {$120000.00}. Then | 1 | 0.0% | HUD and CalCon failed to apply the following verified credits : FHA Loan Reductions ( Not Applied ) : {$170000.00} : Proceeds from sale of my former home ( Closing Disclosure dated XX/XX/XXXX ) {$51000.00} : Land equity from property I purchased in XXXX {$15000.00} : Interest-only construction loan payments I made to CalCon between XX/XX/XXXX and XX/XX/XXXX Construction Loan Reductions ( Builder-Issued Credits ) : Total : {$23000.00} documented in signed Change Orders from XXXX XXXX XXXX XXXX XXXX CO XXXX XXXX XXXX XXXX {$2900.00} Construction Drive Credit ( CO # XXXX ) : {$9100.00} Gravel Allowance ( CO # XXXX ) : {$1100.00} Electric Line Allowance ( CO # XXXX ) : {$1200.00} Septic Allowance ( CO # XXXX ) : {$2000.00} Generator Credit ( CO # XXXX ) : {$1000.00} Final Principal Reduction ( CO # XXXX ) : {$6400.00} Out-of-Pocket Site Preparation Costs I Paid Directly : Total : {$12000.00} confirmed by paid invoices and receipts Tree Removal ( XXXX invoices ) : {$7000.00} Septic Inspection ( XXXX |
| the loan company will pursue my daughter for the remaining balance | 1 | 0.0% | I was able to negotiate a reduction in payments. However |
| the loan has not been anywhere close to 30 days past due. | 1 | 0.0% | specifically dictate this company is well known for these shenanigans |
| the loan is 308 days past due | 1 | 0.0% | XXXX operates separately and independently from XXXX Solar. XXXX is the lender for the solar panel purchase ; we are not the seller or the installer. Our records indicate the system was installed by XXXX XXXX on XX/XX/XXXX. After installation |
| the loan is not valid. THE CONSUMER NEVER WOULD HAVE SIGNED THIS LOAN IF IT WAS DISCLOSED HONESTLY ... EVER!!! We all know this is the law but XXXX | 1 | 0.0% | XXXX |
| the loan officer has been wrong about nearly everything he's told us. He even sent over a completely wrong loan pre-approval package the 1st time! We would never have bought a house if we thought we couldn't close before the first week of XXXX. I feel that our loan officer knew that information and so misled us for three months just so he could make a sale. I have left numerous messages for the officer 's supervisor with no returned calls. I called the main hotline but could not get further assistance other than the supervisor 's contact information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRUIST FINANCIAL CORPORATION,TN,37803,,Consent provided,Web,2021-07-20,Closed with non-monetary relief,Yes,N/A,4559184 | 1 | 0.0% | to assuring us of closing dates ( XX/XX/XXXX |
| the loan officer reached out to me | 1 | 0.0% | after the second closing date |
| the loan officer said that his operations needed to pull credit because of my second mortgage. I told him that he could send a verification of mortgage. He said that was not possible and that the only way for them to fully approve my loan was to pull my credit. | 1 | 0.0% | no underwriting fee |
