Total complaints
1
Filed since Howe
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me's complaint history from CFPB public records. 1 consumers have filed complaints since Howe. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Howe
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| both the XXXX State Disclosure and my denial letter also clearly states that the minimum seasoning requirements are waived if property improvements increase the home value. The attached Broker Price Opinion ( BPO ) report shows that I have made multiple significant improvements that have increased the value of my home. XXXX XXXX | 1 |
| State | Complaints |
|---|---|
| including that A current BPO must demonstrate the increase in property value as direct result of major improvements completed since loan origination. Only the portion of the increase directly attributable to major improvements will be considered. This has never been communicated to me in any instructions or in Freedom Mortgages original denial letter that it sent to me on XX/XX/XXXX. | 1 |
| Issue | Complaints |
|---|---|
| also confirmed this verbally and said she had overlooked the major improvements listed on the BPO. She told me that she would follow up with the head of the PMI department for a clarification of why I was being held to the XXXX XXXX LTV rate and get back to me within a few days | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Howe, and the most recent logged activity is However, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "both the XXXX State Disclosure and my denial letter also clearly states that the minimum seasoning requirements are waived if property improvements increase the home value. The attached Broker Price Opinion ( BPO ) report shows that I have made multiple significant improvements that have increased the value of my home. XXXX XXXX", and the single most common underlying issue is "also confirmed this verbally and said she had overlooked the major improvements listed on the BPO. She told me that she would follow up with the head of the PMI department for a clarification of why I was being held to the XXXX XXXX LTV rate and get back to me within a few days".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me has a 0% timely response rate to CFPB complaints.
The most common issue reported against the letter was 6 pages long and outlined requirements for PMI removal that had never previously been communicated to me is "also confirmed this verbally and said she had overlooked the major improvements listed on the BPO. She told me that she would follow up with the head of the PMI department for a clarification of why I was being held to the XXXX XXXX LTV rate and get back to me within a few days" in the "both the XXXX State Disclosure and my denial letter also clearly states that the minimum seasoning requirements are waived if property improvements increase the home value. The attached Broker Price Opinion ( BPO ) report shows that I have made multiple significant improvements that have increased the value of my home. XXXX XXXX" product category.
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