2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 1.4K–1.4K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
opted out of any reporting or consent to any report that may have been given. This notice was sent via certified mail in XX/XX/XXXX but still XXXX 2
opted to delay the processing of the XXXX Electronic | ACH Bill Payment. The transaction was setup sometime in the late XX/XX/XXXX. At which 1
Optima Advocates 18
Optima Recovery Services LLC. 52
Optimum First, Inc. 1
Optimum Outcomes, Inc. 575
opting to purchase vehicles outright with cash for many years. We entered into this transaction with the expectation of a seamless process 1
Optio Solutions, LLC 602
Option Funding, Inc. 1
Option. # 3. 1
options for future travel 1
options through theHAMP 1
options to pay 1
opts not to investigate but instead initiates legal action 1
Optum Bank will show that the money was available on XX/XX/XXXX. XXXX other financial institutions that receive funds from my paycheck 1
OPTUM BANK, INC. 571
Oquirrh Mountain Law Group, P.C. 46
or 15
OR 1
or Account Suspension Notice - Open Immediately - 3rd Notice '' ( i.e. there were XXXX sets of XXXX notifications 1
or go to my account ''. In other words 1
or sounds good '' ). 1
or 'as is ' car sale due to property liability laws. 1
or ( 2 ) permanently delete the inaccurate and unlawfully reported accounts and all linked personal information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or ( 2 ) to punish any person for the nonrepayment thereof 2
or ( 3 ) amounts otherwise owed to or held for the benefit of an obligor 1
or ( 3 ) competent evidence establishing the legal chain of assignment conferring collection authority upon XXXX. 1
or ( 3 ) of section 1681s ( b ) of this title 1
or ( 3 ) otherwise fails to comply with any requirement imposed under this subchapter 1
or ( 3 ) the network is busy and there is the option to call again later ; but according to my service provider 1
or ( 5 ) A reasonable effort to arrange a meeting is unsuccessful. 1
or ( b ) Cease collection activity and correct any reporting to consumer reporting agencies. 1
or ( B ) from a consumer report reported by a consumer reporting agency ; ( 7 ) in connection with a proposed or actual sale 2
or ( B ) from a consumer report reported by a consumer reporting agency ; 15 U.S.C 6803 Disclosure of institution privacy policy ( a ) DISCLOSURE REQUIRED At the time of establishing a customer relationship with a consumer and not less than annually during the continuation of such relationship 1
OR ( B ) Immediately block and permanently delete the bankruptcy records under 15 U.S.C. 1681c-2 ( a ). 1
or ( B ) rearranging the format 3
or ( c ) circumstances beyond our control ( such as fire 1
or ( C ) In any other form designed to render such obligation readily tradable in an established securities market 4
or ( ii ) by agreeing not to sue or otherwise renouncing rights against the party by a signed writing. 1
or ( ii ) the date that the mortgagor submits a request for cancellation under section 4902 ( a ) ( 1 ) of this title ; or ( B ) made a mortgage payment that was 30 days or longer past due during the 12-month period preceding the later of ( i ) the date on which the mortgage reaches the cancellation date 1
or ( iii ) block the re-reporting of inaccurate or unverifiable information. It is my position that your conduct has been negligent and/or willful 3
or ( iV ) a charge for forced-placed insurance that is not permitted by 12 CFR 1024.37 ( 12 CFR Part 1024 1
or ( iv ) in connection with a determination of the consumer 's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant 's financial responsibility or status 3
or - Delivered in a manner that did not allow me a fair opportunity to review and understand them. 1
or - Tell you that unauthorized charges are on your account and ask you to enter or confirm your account information. 1
OR - where I originally opened my account in the late XXXX 's ) 1
OR ... I told them my settlment thanks to a shady corrupt racist federal court n lawyers is draggn 1
or 1 % rewards and how they work. It only describes how the credit card works and things like interest. 1
or 1.1 % back. 1
or 120 days after the national emergency terminates. 3

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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