2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 1.4K–1.4K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or 120-day late entries. There is no valid basis to report this as a legitimate charge-off. 1
or 120-day markers is facially false and non-compliant. All accounts must report roles accurately under XXXX XXXX and FCRA 1681e ( b ). 1
or 13A of this Act 1
or 1639c of this title may be brought in any United States district court 3
or 1681m of this title 3
or 180 days late from XX/XX/XXXX- XX/XX/XXXX or XX/XX/XXXX- XX/XX/XXXX XXXX. XXXX Loans- I was never 90 2
or 2 ) a statement that it was their policy and a written plan to change that policy and to train their relevant employees on the new policy. 1
or 2 ) Delete this account from all consumer reporting agencies to which it has been furnished. 1
or 2 Your intention to pursue specific legal remedies. 1
or 2. Modify the loan 1
or 2. To notify me of any specific legal action you intend to pursue. 1
or 2. To notify me of any specific remedies that may lawfully be pursued. 3
or 23B 1
or 24 month. On XX/XX/XXXX 1
or 3 ) Mail me paper copies of all statements that are on my profile. These are my financial records and I am entitled to them. They provide these records free of charge to their other customers by online delivery. I would happily download these records if they would allow me to. This problem is now causing XXXX other issues that have the potential to cost me a lot of money. I am in the middle of a XXXX tax year audit an d USAA ha s records pertinent to proving deductions with the IRS. Second 1
or 3. Notify me that you intend to invoke a specific legal remedy. 3
or 3. Some type of contractual agreement with the consumer that rises to the level of a credit transaction under law. Please respond to this deletion notice within 30 days to avoid further actions 1
or 4. use or subsequent use. 1
or 5 - that I must mail proof that this offer ever existed and proof that I am eligible. If the last one 1
or 60 months. They state theres no fee assessed with this option 1
or 611 requirements 1
or 80 days late. XX/XX/XXXX wasnot the pay date. There was no need to hold the payment no late fees or interest were due. And I shouldn't have had to pay anyinterest and late penalties 1
or ; ( 2 ) There is a factual basis for the represented future increase in value and the factual basis is certain. 1
or @ latest the following day. She committed to escalating the matter to management for further review 1
or a 60 day [ XXXX XXXX ] with a {$2500.00} stipend ; and a month-to-month lease option. 1
or a block was requested by the consumer 33
or a branch office of either. In addition 1
or a case number. 1
or a cash reimbursement 1
or a chain of title. No company involved has provided the required validation. 1
or a clear explanation for the different outcome. 1
or a clear explanation of how the transaction was permitted to proceed 1
or a clear timeline for resolution. XXXX sided with the seller 1
or a collection/charge off. I am seeking for XXXX XXXX XXXX to delete this trade line from my account immediately. Their actions have caused undue stress and the denial of a home loan.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or a complete payment historyit must be removed from my credit file. 3
or a complete withdrawal 1
or a contractual agreement giving them permission to do so past XXXX. 1
or a conversion to a 30 year and asking whether he had seen the fax. Meantime 1
or a cooling-off period. These add-ons included tire/wheel protection for {$1400.00} 1
or a copy of any original contract bearing my signature. 1
or a copy of statements showing charges made by me on the account. I sent three letters dated XX/XX/XXXX ( 4th request ) 1
or a copy of the Fla. Stat. 559.715 notice. They only included a one-page summary and several billing statements 1
or a copy thereof or a copy of the portions thereof material to the pleadings 1
or a correction to the false death status. The damage has lasted over XXXX years. This is not just a system error 1
or a court order. This was not such a scenario. 1
or a cross-file reporting issue with another borrower. Furthermore 2
or a deferment. 1
or a definitive timeline for resolution. 1
or a deliberate attempt to serve papers at an outdated address. 1
or a detailed explanation of the outcome of any investigation Thank you for your attention to this matter. I am happy to cooperate further if additional documents or clarification are needed.,,EQUIFAX 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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