CFPB · Diversified product mix

Ray Skillman Ford Inc

7 CFPB complaints · diversified mix (top product 28.6%) · top issue Improper use of your report.

7 CFPB complaints

Ray Skillman Ford Inc: top product "Debt collection" is only 28.6% of 7 - multi-bucket mix. Timely 57.1% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2015 to 2026

CFPB relief outcome brief

CCDB company ray-skillman-ford-inc

0% relief · 57.1% timely · 7 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Ray Skillman Ford Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Ray Skillman Ford Inc and nearest filing-volume peers

Ray Skillman Ford Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 57.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Ray Skillman Ford Inc complaint mix by product

Total complaints: 7

Ray Skillman Ford Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2 complaints (28.6%), resolution 0.0% Debt collection 28.6% Consumer Loan: 2 complaints (28.6%), resolution 0.0% Consumer Loan 28.6% Credit reporting,: 1 complaints (14.3%), resolution 0.0% Credit reporting, 14.3% Vehicle loan: 1 complaints (14.3%), resolution 0.0% Vehicle loan 14.3% Credit reporting: 1 complaints (14.3%), resolution 0.0% Credit reporting 14.3%
  • Debt collection 2 28.6% 0% relief
  • Consumer Loan 2 28.6% 0% relief
  • Credit reporting, 1 14.3% 0% relief
  • Vehicle loan 1 14.3% 0% relief
  • Credit reporting 1 14.3% 0% relief

How Ray Skillman Ford Inc's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2
Consumer Loan 2
Credit reporting, credit repair services, or other personal consumer reports 1
Vehicle loan or lease 1
Credit reporting or other personal consumer reports 1

Ray Skillman Ford Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2015
0.511.522.5 201520162023202420252026 1

Top States

State Complaints
IN 7

Top Issues

Issue Complaints
Improper use of your report 2
Problems at the end of the loan or lease 1
Written notification about debt 1
Took or threatened to take negative or legal action 1
Shopping for a loan or lease 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 1 0%
2023 1 0%
2024 1 100%
2025 2 50%
2026 1 100%

Source: CFPB Consumer Complaint Database

Ray Skillman Ford Inc spreads across product buckets

Ray Skillman Ford Inc's 7 logged complaints stay concentrated: only 1 state shows a filing. 71.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-03-06.

Ray Skillman Ford Inc answers 57.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ray Skillman Ford Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Ray Skillman Ford Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Ray Skillman Ford Inc (57.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix