CFPB · Single-product concentration

Golden State Collections LLC

17 CFPB complaints · 94.1% in "Debt collection" · top issue Disclosure verification of debt.

17 CFPB complaints

Golden State Collections LLC: 94.1% of 17 CFPB complaints sit in "Debt collection". Timely 58.8% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2015 to 2020

CFPB relief outcome brief

CCDB company golden-state-collections-llc

0% relief · 58.8% timely · 17 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Golden State Collections LLC…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Golden State Collections LLC and nearest filing-volume peers

Golden State Collections LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Golden State Collections LLC's 17 filings include narrative text

41.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 58.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Golden State Collections LLC complaint mix by product

Total complaints: 17

Golden State Collections LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 16 complaints (94.1%), resolution 0.0% Debt collection 94.1% Credit reporting: 1 complaints (5.9%), resolution 0.0%
  • Debt collection 16 94.1% 0% relief
  • Credit reporting 1 5.9% 0% relief

How Golden State Collections LLC's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 16
Credit reporting 1

Concentrated filing states for Golden State Collections LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
88.2% of this company's filings
CA15MI1IL1

Golden State Collections LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2020
1
0% vs 2015
0246810 20152016201720182020 1

Top States

State Complaints
CA 15
MI 1
IL 1

Top Issues

Issue Complaints
Disclosure verification of debt 7
Attempts to collect debt not owed 3
Cont'd attempts collect debt not owed 3
Improper contact or sharing of info 1
Incorrect information on credit report 1
Communication tactics 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 9 44.4%
2017 4 50%
2018 2 100%
2020 1 100%

Source: CFPB Consumer Complaint Database

Golden State Collections LLC filings cluster in one product

Golden State Collections LLC's 17 logged complaints stay concentrated: only 3 states show a filing. 41.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2020-06-30.

Golden State Collections LLC answers 58.8% of complaints inside the CFPB's tracked window and closes 94.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Golden State Collections LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Golden State Collections LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Golden State Collections LLC (58.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration