Qc Holdings Inc
216 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Qc Holdings Inc complaint mix by product
- Debt collection 80 37.7% – 19% relief
- Payday loan, 55 25.9% – 18% relief
- Payday loan, 41 19.3% – 5% relief
- Payday loan 24 11.3% – 29% relief
- Credit reporting 5 2.4% – 0% relief
- Consumer Loan 5 2.4% – 60% relief
- Checking or 2 0.9% – 0% relief
How Qc Holdings Inc's 216 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 80 |
| Payday loan, title loan, personal loan, or advance loan | 55 |
| Payday loan, title loan, or personal loan | 41 |
| Payday loan | 24 |
| Credit reporting or other personal consumer reports | 5 |
| Consumer Loan | 5 |
| Checking or savings account | 2 |
| Debt or credit management | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Mortgage | 1 |
Top States
| State | Complaints |
|---|---|
| MO | 51 |
| IL | 16 |
| KS | 15 |
| MS | 12 |
| UT | 12 |
| TX | 10 |
| ID | 10 |
| TN | 7 |
| WI | 7 |
| VA | 7 |
| OK | 7 |
| AZ | 6 |
| NM | 6 |
| AL | 5 |
| CA | 5 |
| IA | 4 |
| KY | 4 |
| FL | 4 |
| NV | 4 |
| WA | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 28 |
| Communication tactics | 27 |
| Struggling to pay your loan | 20 |
| Took or threatened to take negative or legal action | 10 |
| Attempts to collect debt not owed | 10 |
| Problem with the payoff process at the end of the loan | 9 |
| Can't contact lender | 9 |
| Cont'd attempts collect debt not owed | 7 |
| Problem when making payments | 6 |
| Loan payment wasn't credited to your account | 6 |
| Taking/threatening an illegal action | 6 |
| Can't contact lender or servicer | 6 |
| Threatened to contact someone or share information improperly | 5 |
| Incorrect information on your report | 5 |
| Disclosure verification of debt | 5 |
| Charged fees or interest I didn't expect | 5 |
| Problems when you are unable to pay | 5 |
| False statements or representation | 4 |
| Getting the loan | 4 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 4 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 9 | 100% |
| 2014 | 20 | 85% |
| 2015 | 17 | 94.1% |
| 2016 | 17 | 100% |
| 2017 | 14 | 100% |
| 2018 | 12 | 100% |
| 2019 | 10 | 100% |
| 2020 | 8 | 100% |
| 2021 | 8 | 100% |
| 2022 | 8 | 100% |
| 2023 | 18 | 100% |
| 2024 | 17 | 100% |
| 2025 | 35 | 100% |
| 2026 | 23 | 91.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Qc Holdings Inc
Qc Holdings Inc's 216 logged complaints stay concentrated: only 31 states show a filing on record. 49.1% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-13.
Qc Holdings Inc answers 97.2% of complaints inside the CFPB's tracked window and closes 82.4% with a written explanation. 17.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Qc Holdings Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Qc Holdings Inc have?
216, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Qc Holdings Inc respond to complaints on time?
97.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Qc Holdings Inc?
"Charged fees or interest you didn't expect", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.