CFPB · Narrative-heavy record
Qc Holdings Inc
216 CFPB complaints · 49.1% with narratives · top issue Charged fees or interest you didn't expect.
Qc Holdings Inc: 49.1% of 216 filings include consumer narratives. Timely 97.2% · relief 17.1% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +155.6% filings 2013 to 2026
CFPB relief outcome brief
CCDB company qc-holdings-inc
17.1% relief · 97.2% timely · 216 filings · Debt collection
Same-product relief peers
Nearest relief peer: Peter Roberts & Associates, Inc. (17.1% relief)
Qc Holdings Inc closes 17.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Qc Holdings Inc's 216 filings include narrative text
49.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Qc Holdings Inc complaint mix by product
- Debt collection 80 37.7% – 19% relief
- Payday loan, 55 25.9% – 18% relief
- Payday loan, 41 19.3% – 5% relief
- Payday loan 24 11.3% – 29% relief
- Credit reporting 5 2.4% – 0% relief
- Consumer Loan 5 2.4% – 60% relief
- Checking or 2 0.9% – 0% relief
How Qc Holdings Inc's 216 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 80 |
| Payday loan, title loan, personal loan, or advance loan | 55 |
| Payday loan, title loan, or personal loan | 41 |
| Payday loan | 24 |
| Credit reporting or other personal consumer reports | 5 |
| Consumer Loan | 5 |
| Checking or savings account | 2 |
| Debt or credit management | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Mortgage | 1 |
Where Qc Holdings Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MO
- 23.6% of this company's filings
Qc Holdings Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 23
- +155.6% vs 2013
Top States
| State | Complaints |
|---|---|
| MO | 51 |
| IL | 16 |
| KS | 15 |
| MS | 12 |
| UT | 12 |
| TX | 10 |
| ID | 10 |
| TN | 7 |
| WI | 7 |
| VA | 7 |
| OK | 7 |
| AZ | 6 |
| NM | 6 |
| AL | 5 |
| CA | 5 |
| IA | 4 |
| KY | 4 |
| FL | 4 |
| NV | 4 |
| WA | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 28 |
| Communication tactics | 27 |
| Struggling to pay your loan | 20 |
| Took or threatened to take negative or legal action | 10 |
| Attempts to collect debt not owed | 10 |
| Problem with the payoff process at the end of the loan | 9 |
| Can't contact lender | 9 |
| Cont'd attempts collect debt not owed | 7 |
| Problem when making payments | 6 |
| Loan payment wasn't credited to your account | 6 |
| Taking/threatening an illegal action | 6 |
| Can't contact lender or servicer | 6 |
| Threatened to contact someone or share information improperly | 5 |
| Incorrect information on your report | 5 |
| Disclosure verification of debt | 5 |
| Charged fees or interest I didn't expect | 5 |
| Problems when you are unable to pay | 5 |
| False statements or representation | 4 |
| Getting the loan | 4 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 4 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 9 | 100% |
| 2014 | 20 | 85% |
| 2015 | 17 | 94.1% |
| 2016 | 17 | 100% |
| 2017 | 14 | 100% |
| 2018 | 12 | 100% |
| 2019 | 10 | 100% |
| 2020 | 8 | 100% |
| 2021 | 8 | 100% |
| 2022 | 8 | 100% |
| 2023 | 18 | 100% |
| 2024 | 17 | 100% |
| 2025 | 35 | 100% |
| 2026 | 23 | 91.3% |
Source: CFPB Consumer Complaint Database
Qc Holdings Inc's narrative-rich complaint ledger
Qc Holdings Inc's 216 logged complaints stay concentrated: only 31 states show a filing. 49.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-13.
Qc Holdings Inc answers 97.2% of complaints inside the CFPB's tracked window and closes 82.4% with a written explanation. 17.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Qc Holdings Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Qc Holdings Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 216.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Qc Holdings Inc (97.2% timely; 17.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record