2026 data Public-data reference. official source

CADENCE BANK

233 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

233 consumer complaints filed with the CFPB

This profile shows CADENCE BANK's complaint history from CFPB public records. 233 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 19.3% of cases.

233
Total Complaints
100%
Timely Response
0%
Disputed
19.3%
Relief Provided
21
States Active
2022
Since

Total complaints

233

Filed since 2022

Timely response

100%

CFPB-tracked response window

Relief rate

19.3%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 19.3%
Industry median

Share closed with monetary or non-monetary relief.

CADENCE BANK complaint mix by product

Total complaints: 233

CADENCE BANK complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 233 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 126 complaints (55.0%), resolution 19.0% Checking or 55.0% Mortgage: 57 complaints (24.9%), resolution 28.1% Mortgage 24.9% Credit card: 13 complaints (5.7%), resolution 15.4% Credit reporting: 12 complaints (5.2%), resolution 0.0% Money transfer,: 8 complaints (3.5%), resolution 25.0% Debt collection: 7 complaints (3.1%), resolution 14.3% Credit reporting,: 6 complaints (2.6%), resolution 0.0%
  • Checking or 126 55.0% 19% relief
  • Mortgage 57 24.9% 28% relief
  • Credit card 13 5.7% 15% relief
  • Credit reporting 12 5.2% 0% relief
  • Money transfer, 8 3.5% 25% relief
  • Debt collection 7 3.1% 14% relief
  • Credit reporting, 6 2.6% 0% relief

How CADENCE BANK's 233 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 126
Mortgage 57
Credit card 13
Credit reporting or other personal consumer reports 12
Money transfer, virtual currency, or money service 8
Debt collection 7
Credit reporting, credit repair services, or other personal consumer reports 6
Payday loan, title loan, or personal loan 3
Vehicle loan or lease 1

Top States

State Complaints
MS 66
TX 38
AL 36
GA 21
AR 18
TN 18
FL 10
LA 10
NV 2
UT 2
NJ 1
VA 1
NY 1
NC 1
CA 1
MN 1
CO 1
KS 1
MO 1
AZ 1

Top Issues

Issue Complaints
Managing an account 86
Trouble during payment process 34
Incorrect information on your report 15
Problem caused by your funds being low 14
Problem with a lender or other company charging your account 11
Applying for a mortgage or refinancing an existing mortgage 8
Closing an account 8
Opening an account 6
Struggling to pay mortgage 6
Improper use of your report 5
Fraud or scam 5
Problem when making payments 4
Closing on a mortgage 3
Problem with a credit reporting company's investigation into an existing problem 3
Fees or interest 3
Attempts to collect debt not owed 3
Took or threatened to take negative or legal action 3
Struggling to pay your bill 2
Problem with a purchase shown on your statement 2
Other transaction problem 2

Yearly Trend

Year Complaints Timely
2022 54 100%
2023 38 100%
2024 35 100%
2025 84 100%
2026 22 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CADENCE BANK

CADENCE BANK has accumulated 233 consumer complaints in the CFPB public database, with filings active across 21 U.S. states. Of those submissions, 76 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CADENCE BANK reports a 100% timely-response rate and has closed 79.8% of cases with a written explanation to the consumer. 19.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CADENCE BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CADENCE BANK have?

CADENCE BANK has received 233 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CADENCE BANK respond to complaints on time?

CADENCE BANK has a 100% timely response rate to CFPB complaints.

What is the most common complaint about CADENCE BANK?

The most common issue reported against CADENCE BANK is "Managing an account" in the "Checking or savings account" product category.

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