Total complaints
233
Filed since 2022
233 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
233 consumer complaints filed with the CFPB
This profile shows CADENCE BANK's complaint history from CFPB public records. 233 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 19.3% of cases.
Total complaints
233
Filed since 2022
Timely response
100%
CFPB-tracked response window
Relief rate
19.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How CADENCE BANK's 233 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 126 |
| Mortgage | 57 |
| Credit card | 13 |
| Credit reporting or other personal consumer reports | 12 |
| Money transfer, virtual currency, or money service | 8 |
| Debt collection | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Payday loan, title loan, or personal loan | 3 |
| Vehicle loan or lease | 1 |
| State | Complaints |
|---|---|
| MS | 66 |
| TX | 38 |
| AL | 36 |
| GA | 21 |
| AR | 18 |
| TN | 18 |
| FL | 10 |
| LA | 10 |
| NV | 2 |
| UT | 2 |
| NJ | 1 |
| VA | 1 |
| NY | 1 |
| NC | 1 |
| CA | 1 |
| MN | 1 |
| CO | 1 |
| KS | 1 |
| MO | 1 |
| AZ | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 86 |
| Trouble during payment process | 34 |
| Incorrect information on your report | 15 |
| Problem caused by your funds being low | 14 |
| Problem with a lender or other company charging your account | 11 |
| Applying for a mortgage or refinancing an existing mortgage | 8 |
| Closing an account | 8 |
| Opening an account | 6 |
| Struggling to pay mortgage | 6 |
| Improper use of your report | 5 |
| Fraud or scam | 5 |
| Problem when making payments | 4 |
| Closing on a mortgage | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Fees or interest | 3 |
| Attempts to collect debt not owed | 3 |
| Took or threatened to take negative or legal action | 3 |
| Struggling to pay your bill | 2 |
| Problem with a purchase shown on your statement | 2 |
| Other transaction problem | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 54 | 100% |
| 2023 | 38 | 100% |
| 2024 | 35 | 100% |
| 2025 | 84 | 100% |
| 2026 | 22 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
CADENCE BANK has accumulated 233 consumer complaints in the CFPB public database, with filings active across 21 U.S. states. Of those submissions, 76 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CADENCE BANK reports a 100% timely-response rate and has closed 79.8% of cases with a written explanation to the consumer. 19.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CADENCE BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
CADENCE BANK has received 233 consumer complaints filed with the Consumer Financial Protection Bureau.
CADENCE BANK has a 100% timely response rate to CFPB complaints.
The most common issue reported against CADENCE BANK is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.