CFPB · Narrative-heavy record
Capital Alliance Financial, LLC
45 CFPB complaints · 48.9% with narratives · top issue Improper use of your report.
Capital Alliance Financial, LLC: 48.9% of 45 filings include consumer narratives. Timely 93.3% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2013 to 2025
CFPB relief outcome brief
CCDB company capital-alliance-financial-llc
0% relief · 93.3% timely · 45 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Capital Alliance Financial, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Capital Alliance Financial, LLC's 45 filings include narrative text
48.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Capital Alliance Financial, LLC complaint mix by product
- Debt collection 27 62.8% – 0% relief
- Credit reporting, 7 16.3% – 0% relief
- Credit reporting 3 7.0% – 0% relief
- Bank account 2 4.7% – 0% relief
- Payday loan, 2 4.7% – 0% relief
- Credit card 1 2.3% – 0% relief
- Payday loan 1 2.3% – 0% relief
How Capital Alliance Financial, LLC's 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 27 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Credit reporting or other personal consumer reports | 3 |
| Bank account or service | 2 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card | 1 |
| Payday loan | 1 |
| Mortgage | 1 |
| Credit card or prepaid card | 1 |
Where Capital Alliance Financial, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 20% of this company's filings
Capital Alliance Financial, LLC complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2013
Top States
| State | Complaints |
|---|---|
| MI | 9 |
| GA | 8 |
| NJ | 4 |
| MN | 4 |
| NY | 3 |
| SC | 2 |
| TX | 2 |
| CO | 2 |
| IN | 2 |
| CA | 2 |
| IL | 2 |
| FL | 2 |
| MS | 1 |
| MO | 1 |
| KY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 7 |
| Attempts to collect debt not owed | 5 |
| Taking/threatening an illegal action | 5 |
| Incorrect information on your report | 4 |
| Cont'd attempts collect debt not owed | 4 |
| Disclosure verification of debt | 3 |
| False statements or representation | 3 |
| Took or threatened to take negative or legal action | 3 |
| Written notification about debt | 2 |
| Improper contact or sharing of info | 2 |
| Charged fees or interest I didn't expect | 1 |
| Account opening, closing, or management | 1 |
| Deposits and withdrawals | 1 |
| Problem with additional add-on products or services | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Getting the loan | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2014 | 9 | 77.8% |
| 2015 | 6 | 100% |
| 2016 | 4 | 100% |
| 2017 | 3 | 100% |
| 2018 | 4 | 100% |
| 2019 | 2 | 100% |
| 2020 | 2 | 100% |
| 2021 | 3 | 100% |
| 2022 | 2 | 100% |
| 2023 | 5 | 100% |
| 2024 | 3 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Capital Alliance Financial, LLC's narrative-rich complaint ledger
Capital Alliance Financial, LLC's 45 logged complaints stay concentrated: only 15 states show a filing. 48.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-08-20.
Capital Alliance Financial, LLC answers 93.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Capital Alliance Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Capital Alliance Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 45.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Capital Alliance Financial, LLC (93.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record