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Companies: X

Companies starting with X that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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8.0K companies starting with "X"

Showing 2.1K–2.1K of 8.0K

Sort by: Name Most Complaints Timely Response
Company Complaints
XXXX and XX/XX/XXXX. 2
XXXX and XX/XX/XXXX. I have been repeatedly told to resend '' documents and/or wait XXXX hours ''. 1
XXXX and XX/XX/XXXX. Payments for XXXX and XX/XX/XXXX appear as OK ''. 1
XXXX and XX/XX/XXXX. XXXX 3
XXXX and XX/XX/XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Freedom Mortgage Company,DE,19904,,Consent provided,Web,2024-07-09,Closed with explanation,Yes,N/A,9465169 1
XXXX and XXXX 10
XXXX and XXXX has deleted That XXXX XXXX report but Experian will not They say it is accurate. 1
XXXX and XXXX ) reports ASAP. 1
XXXX and XXXX month maturities. She explained there were also other maturity options ( that had not been explained to me at the time of purchase ) that included 12-month and 24-month maturities that did not involve a promotional fee. She suggested following up with Synchrony to change the terms to one of those shorter maturities to see if the {$80.00} fee could then be waived. 1
XXXX and XXXX '' but no specifics which I could verify. 1
XXXX and XXXX 's actions may also contravene the Consumer Financial Protection Act ( CFPA ) 1
XXXX and XXXX ( XXXX was the FICO department ). On the phone Ally mentioned that the 30 days Pas Due '' would not be removed until the balance was paid in full 1
XXXX and XXXX ( XXXX was the XXXX department ). On the phone Ally mentioned that the 30 days Pas Due '' would not be removed until the balance was paid in full 1
XXXX and XXXX ) 1
XXXX and XXXX ) on XXXX separate calls that they don't see anything for me 1
XXXX and XXXX ) They still have not unblocked my account online for me to make payments on their website nor have they fixed the mistake they made and accepted the Quick Claim Covid Relief paperwork. That paperwork needs to be completed on their end and handled properly 1
XXXX and XXXX ) to place fraud alerts and freeze my credit. I also called Macys to report the transactions and explain that my identity had been stolen. Macys said they would open a second fraud investigation 1
XXXX and XXXX ). They reported no data not current 1
XXXX and XXXX -- {$430.00} 3
XXXX and XXXX ; our records indicate that these items are not displaying on your credit report. We are in the process of forwarding you a copy of your credit report for confirmation. If you have any additional supporting new documentation regarding the disputed information or any new disputes 1
XXXX and XXXX account 1
XXXX and XXXX all denied me free access to my account based on my nationality as a native XXXX of the XXXX XXXX tribes 1
XXXX and XXXX all dropped drastically because Capital Accounts put it on my credit. 1
XXXX and XXXX all have been violating the law. My transactions 1
XXXX and XXXX and any financial institution furnishing information to credit agencies lack my explicit consent or written authorization to do so. Therefore 1
XXXX and XXXX and I have the right to make sure my private information isnt shared which is backed by 15 USC 6801 which states It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. 1
XXXX and XXXX AND ITS PREDECESSORS 1
XXXX and XXXX and then regular payments after that for a modified mortgage. I tried to pay at the end of XXXX and was told I couldn't because It started in XXXX. No one told me this modified offer. No one called me and no one emailed it to me. So now we are up to XXXX. They still won't accept my money because it is not paying it off. I finally spoke to someone who helped me. The amount due was {$6600.00} at that point although my monthly payments missed added up totaled around {$2400.00} give or take since my insurance wasn't paid. I explained that I work full time 50 hours a week with a commute of no less than 2 1/2 hours a day every day. I am a single mother of a XXXX year old and XXXX XXXX XXXX year old who is considered XXXX currently. She spent 6months in the hospital at which time 1
XXXX and XXXX any written consent to report anything on my consumer reports no consent is FRAUD .I demanded to see verifiable proof with my signature on a contract and written consent I gave experian 1
XXXX and XXXX are consumer reporting agencies and I am the Consumer 1
XXXX and XXXX are consumer reporting agencies and I am the XXXX. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states 1
XXXX and XXXX are in direct violation of federal law. Additionally 7
XXXX and XXXX are not maintaining reasonable procedures violating all my rights as a consumer that are listed above.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,19013,,Consent provided,Web,2023-12-26,Closed with non-monetary relief,Yes,N/A,8062066 1
XXXX and XXXX are not maintaining reasonable procedures. Also 2
XXXX and XXXX are reporting the Last Payment date as XX/XX/XXXX 1
XXXX and XXXX are reporting the number of months ( terms ) as 73 1
XXXX and XXXX are showing a date reported of XX/XX/XXXX 1
XXXX and XXXX are showing a Last Payment date of XX/XX/XXXX 1
XXXX and XXXX are still reporting incorrectly 1
XXXX and XXXX as well. 1
XXXX and XXXX at once. I have provided you with the details including dates and the names of those I spoke to and have the conversations recorded with informed consent. 1
XXXX and XXXX barely totaled enough for me to afford > $ 1000 month payments. I called for my options - only three were given. 1 ) pay interest only '' at around {$900.00} a month 2 ) pay {$150.00} every three months for forbearance 3 ) default. I opted to pay {$150.00} every three months until I was able to figure out an alternative. I ended up going back to school for post-baccheloreate XXXX studies at state university in XX/XX/XXXX. 1
XXXX and XXXX by phone and online but was unable 1
XXXX and XXXX cashed the {$1300.00} check. I am requesting that XXXX XXXX update my credit reports properly to reflect a XXXX balance.,,ENCORE CAPITAL GROUP INC.,IN,XXXXX,,Consent provided,Web,2017-09-29,Closed with explanation,Yes,N/A,2688894 1
XXXX and XXXX children in college 1
XXXX and XXXX consumer credit reporting scores were HIGHER than they were when I was granted the initial {$4000.00} line of credit - ATTACHED XXXX CREDIT REPORT FROM XX/XX/XXXX. I received letters from Citibank N.A. stating their decision was based on information from XXXX ... In addition to consumer concerns with using XXXX given what was transpiring with XXXX during the timeframe of this incident 1
XXXX and XXXX continue to willfully report this false information on my CONSUMER file on behalf of XXXX and Aidvantage. 1
XXXX and XXXX Credit Bureau. I believe this breach has compromised my right to privacy as protected by the FCRA 1
XXXX and XXXX Credit Bureaus . 1
XXXX and XXXX credit file however this has not happen. I have called all XXXX credit bureaus and they advised they have NOT received anything from Conrad Credit Corporation. I am tired of continuing to file a complaint and neither the CFPB or Conrad Credit Corporation has resolved my issue. You are reporting a duplicate collection which is inaccurate and per my consumer rights per the FCRA this must be deleted from my credit file. This is my last time attempt to resolve this matter with both the CFPB and Conrad Credit Corporation. I will not wait another XXXX days for this matter to be resolve. I will file for litigation immediately. Remove these collection accounts from my credit file NOW!,,CONRAD CREDIT CORPORATION,FL,33578,,Consent provided,Web,2021-11-22,Closed with explanation,Yes,N/A,4937187 1

About this letter-indexed view

This page lists every company beginning with the letter X that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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