| XXXX and XXXX did not report the monthly payment | 1 | 0.0% | TransUnion |
| XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to Equifax | 2 | 0.0% | XXXX XXXX |
| XXXX and XXXX either verify the accuracy of the disputed items or promptly delete them from my credit report. Address any potential violations of my rights under the FCRA by Experian | 1 | 0.0% | I have also filed a report with the Federal Trade Commission ( FTC ) regarding this matter. My FTC report reference number isXXXX. This report outlines the same issues I am presenting here and supports my claims of unverified and inaccurate information on my credit report. On XX/XX/year>2024 |
| XXXX and XXXX failed to provide me with competent and documentary evidence toprove that the disputed information is verified. | 2 | 0.0% | nor the distribution of said information |
| XXXX and XXXX failed to report my XXXX ( XXXX ) account | 1 | 0.0% | making it difficult to obtain credit and negatively affecting my credit score. For instance |
| XXXX and XXXX failure to properly investigate my request instead | 2 | 0.0% | they will cease all collection efforts. I also received an email from XXXX pertaining to the dispute pertaining to XXXX XXXX XXXX. I logged into my XXXX account and read that XXXX XXXX XXXX has certified to XXXX that the information is accurate. This item was not changed. My question is who is telling the truth. XXXX respond very quick stating that this item was not changed. But XXXX XXXX XXXX needs more time to investigate. To sum it all up XXXX XXXX XXXX fail to provide to provide proof from the original creditor that they have legal authority to collect this alleged debt and to continue to report to the CRA 'S. From the time XXXX XXXX XXXX sent me their response letter dated XX/XX/2022 |
| XXXX and XXXX from Chase Dispute Dept and XXXX ( Account Supervisor from the Chase Dispute Dept. ) none of them would remove those charges from my credit card. | 1 | 0.0% | even after talking ( conferencing the call ) with both XXXX ( XXXX : Supervisor ( XXXX ) XXXX ) and XXXX |
| XXXX and XXXX from other banks | 1 | 0.0% | because No matter how many times I contacted the bank about returning XXXX transactions |
| XXXX and XXXX had not changed and everybody was aware of that. | 1 | 0.0% | in XXXX of XXXX |
| XXXX and XXXX has remained complacent and abdicated its duties required by the FCRA to ensure the complete and accurate reporting of each consumer profile. | 1 | 0.0% | Capital One has failed to comply with FCRA by continuing to furnish and verify |
| XXXX and XXXX have been returned. The reason stated is that I'm in default because I owe all the money accrued during the forbearance period to be paid in full. | 1 | 0.0% | I sent a monthly mortgage payment to the servicing company ( XXXX XXXX XXXX ) |
| XXXX and XXXX have updated their system after I informed them both | 1 | 0.0% | 6 ) The term debt collector means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts |
| XXXX and XXXX in Case XXXX IL App ( 1st ) XXXX now is the LAW | 1 | 0.0% | XXXX XXXX XXXX denied my Petition with prejudice |
| XXXX and XXXX in North America. Many more were also involved in the offshore offices. XXXX has not responded to at least three messages. | 1 | 0.0% | there is no signature. I was able to determine that the merchant was working on an unrelated fencing project on my property. He has a criminal record for fraud. The bank determined they were both fraudulent transactions and XXXX XXXX closed my case XX/XX/XXXX. I told Officer XXXX of XXXX PD investigating the crime that the case was closed and they also closed their case. Months later I was looking for a credit balance for a refund owed to me by XXXX XXXX related to covid19 cancellation and saw that the charge had resurfaced. I called again and again and again and am told that the bank reversed the first charge and not the second charge by mistake. The merchant voluntarily reversed the first charge after I told him I was going to call the police. The police believe he reversed the first charge because theft over {$20000.00} carries with it a much stiffer penalty. I have talked to over a dozen people in the security department of Citi Bank |
| XXXX and XXXX in the amount of {$7300.00}. In late XXXX | 1 | 0.0% | Credit Acceptance sent a XXXX XXXXXXXX to my place of employment to repossess my car. The recovery person hitched my vehicle and I complained and told him to stop. I explained that I had a payment arrangement that would cease the repossession. I called the company and confirmed. The recovery person told me to tell the agent |
| XXXX and XXXX in XXXX | 1 | 0.0% | the cell number I provided is not only my cell number on file with USAA |
| XXXX and XXXX list the account was last active on XX/XX/XXXX. Payment History : Inconsistencies across all three credit bureaus | 1 | 0.0% | the following discrepancies still persist : XXXX account XXXX : Account status : Discrepancy across XXXX and Transunion. XXXX listed the account as PAID |
| XXXX and XXXX make it impossible to talk to anyone to get the issue handled and my bank XXXX doesnt seem to care how this stupid error of data entry by some unknown person in XXXX has had disastrous and nearly fatal consequences for me and my deteriorating life. | 1 | 0.0% | XXXX |
| XXXX and XXXX no communications of any sort were sent to me | 2 | 0.0% | the credit card charged was never activated by me and no bills of any kind were sent to me |
| XXXX and XXXX not processing. It was only after calling pennymac customer service today | 1 | 0.0% | upon returning home on XX/XX/XXXX |
| XXXX and XXXX of 2020 were not due | 1 | 0.0% | during the shutdown |
| XXXX and XXXX of XXXX | 3 | 0.0% | because the account has already been closed by Capital One since they chose to write off my account in XXXX of XXXX. ( Capital One chose to close and write off the account |
| XXXX and XXXX on different calls | 1 | 0.0% | I documented the calls on XXXX XXXX |
| XXXX and XXXX on XX/XX/XXXX. I sent another debt validation letter to this collection agency on XX/XX/XXXX and have retained a priority mail receipt showing the date and time that the letter was sent. I have received no validation of the debt within a period of over 60 days. The collection agency has responded to my original request for debt validation with an insufficient response. I have been provided with copies of billing statements but do not understand what services were provided and was not provided with documentation to show a release of my medical information to the collection agency. I previously requested a breakdown of the fees that I am being charged for as well as a list of the services provided which if accurate were clearly not billed to my health insurance plan that I had at the time and still have currently. I requested that the collection agency provide me with a copy of the release of my information to the collation agency and the original agreement. Since the agency has not conducted the investigation | 1 | 0.0% | XXXX XXXX XXXX as well. Never have I received the documentation to show the original agreement or the detail of services provided to confirm how the balances were computed. Failure to provide this information proves that the debt can not be validated and should therefore be deleted from my credit reports as inaccurate. Transunion taking the word of a collections agency with no proof of the required information being available and marking my reports to show that these debts were validated is a violation of my rights. Is there no oversight. The collections agency can not |
| XXXX and XXXX or to any other organization. I am also including an undenable proof of claim with this letter to show that my info was in fact 100 % shared without my permission. I am also including an invoice for violations under 15 U.S.C. 1681n - Civil liability for willful noncompliance. | 1 | 0.0% | I am entitled to assert control over my personal information |
| XXXX and XXXX other fraud has been committed under my name. Please show me where I gave MAS FINANCIAL the consent to share my personal information to these institutions.I ask that XXXX XXXX XXXX XXXX to obey the laws of 15 U.S.C 1681 ( E ) B-15 U.S.C 1681 I ( 5 ). Preservation of consumers ' claims and defenses | 1 | 0.0% | I didnt give MAS FINANCIAL Consent to report my personal information I also dont remember doing any business with this company |
| XXXX and XXXX reported the Last Payment Date as XX/XX/XXXX | 1 | 0.0% | the Date of Last Activity on my XXXX XXXX account is XX/XX/XXXX |
| XXXX AND XXXX requisites of mandated reporting laws and truthful | 1 | 0.0% | correctness |
| XXXX and XXXX say conflicting amounts that do not make sense,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | my escrow account is in a negative balance even though I have been paying my loan. They not provided explanation for the deficit in the escrow. I am submitting this complaint on XXXX XXXX |
| XXXX and XXXX should have copies ) included statements for an account ending not only in XXXX but also XXXX. Both those accounts are reflected on my credit reports. I believe that the XXXX account number changed when XXXX XXXX XXXX XXXX was acquired by Citibank | 1 | 0.0% | I was sued by Citibank back in XX/XX/XXXX for a little over {$16000.00}. Citibank continues to collect on that judgment |
| XXXX and XXXX should have received PSLF discharge earlier this year. | 1 | 0.0% | XXXX |
| XXXX and XXXX statements had been sent to an address in OKLAHOMA! ( I never lived in OKLAHOMA and live on the west coast! ) I filed a complaint on each account and they denied it. SYCHRONY BANK will not admit that THEY screwed up. I am trying to repair my XXXX XXXX - and cancelled all accounts with SYNCHRONY BANK! They will LIE to your FACE!,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,CA,92563,Older American | 1 | 0.0% | with months of interest and penalties added. I called to resolve the issue with each SYNCHRONY account |
| XXXX and XXXX Thank you for submitting your ticket. We look forward to helping you. Due to high demand | 1 | 0.0% | our response times may be longer than usual. All tickets are assigned based on the order they are received. Well reach out if we need additional information to complete your request. Theres nothing else you need to do at this time. Your ticket number is XXXX XX/XX/2021 at XXXX PM Thank you for contacting Mr.Cooper. Since your account is escrowed |
| XXXX and XXXX that show the discrepancies that i'm referring to as proof Under the provisions of FCRA 623 ( a ) ( 8 ) ( E ) and 16 CFR 660.4 | 1 | 0.0% | payment history |
| XXXX and XXXX the following : Balance {$4800.00} Past due 60 days Dropping my Experian credit score from XXXX to XXXX On XX/XX/XXXX XXXX XXXX again updated my account with the Credit Bureaus BUT DID NOT ADD any new information ( my credit score dropped another 12 pts. from XX/XX/XXXX ) On XX/XX/XXXX received a response through XXXX that XXXX XXXX claims they are still investigating We have reviewed your complaint along with the information you provided regarding this issue. In order to preserve your rights under the FCRA | 1 | 0.0% | XXXX and XXXX Credit reports confirmed XXXX XXXX updated the following : On XX/XX/XXXX : XXXX XX/XX/XXXX updated my balance at {$4400.00} and current was past 30-days in XX/XX/XXXX XX/XX/XXXX ; XXXX XXXX reported to Experian |
| XXXX and XXXX third-party non-affiliated parties. It is a fact that pursuant to 15 Us code 1692a Defintions ( 1 ) The term Bureau means the Consumer Financial Protection Bureau. 15 US code 1681 ( 3 ) ( e ) ( e ) The term investigation consumer report means a consumer report or portion thereof in which information on a consumer character | 1 | 0.0% | and unfaircreditreporting methods undermine the public confidence which is essential to the continued functioning of the banking system. ( 2 ) An elaborate mechanism has been developed for investigating and evaluating thecreditworthiness |
| XXXX and XXXX third-party non-affiliated parties. It is a fact that pursuant to XXXX XXXX code XXXX Defintions ( XXXX ) The term XXXX means the Consumer Financial Protection Bureau. XXXX XXXX code XXXX ( XXXX ) ( XXXX ) ( XXXX ) The term investigation consumer report means a consumer report or portion thereof in which information on a consumer character | 1 | 0.0% | and unfaircreditreporting methods undermine the public confidence which is essential to the continued functioning of the banking system. ( XXXX ) An elaborate mechanism has been developed for investigating and evaluating thecreditworthiness |
| XXXX and XXXX to comply with these laws. Thus | 1 | 0.0% | actual damages sustained by the consumer as a result of the failure or {$1000.00} |
| XXXX and XXXX to further solidify my position in this matter. | 1 | 0.0% | and raise these questions about why they will not update the account and remove this as paid in full from my credit report. If Experian |
| XXXX and XXXX to garnish my bank account. They took {$1000.00}. | 1 | 0.0% | XXXX XXXX XXXX was garnishing wages at XXXX %. I called Capital One and they told me I would have to contact the lawer firm handleing the case. I called XXXX |
| XXXX and XXXX to no avail including most recently in XXXX and XXXX XXXX XXXX XXXX XXXX and XXXX. Discover | 1 | 0.0% | reduce their tax liability by said amount |
| XXXX and XXXX to no avail including most recently in XXXX and XXXX XXXX XXXX XXXX XXXX and XXXX. XXXX | 1 | 0.0% | reduce their tax liability by said amount |
| XXXX and XXXX to no avail including most recently in XXXX and XXXX XXXX XXXX XXXX XXXXXXXX and XXXX. XXXX | 1 | 0.0% | reduce their tax liability by said amount |
| XXXX and XXXX were originated in XX/XX/XXXX with an interest rate of 0.08 % rather than as pointed out INCORRECTLY by Citibank ( for XXXX XXXX and XXXX ) with interest rate of 0.15 %. Further to illustrate Citibanks confusion | 1 | 0.0% | XXXX |
| XXXX and XXXX which is not heard in western world. My logical concern is why these cooked-up demands were not met before withdrawing $ from my Well Fargo account in XXXX XXXX # XXXX XXXX | 1 | 0.0% | agonizing |
| XXXX and XXXX which were never reapplied correctly. There have been no other transactions since XX/XX/XXXX despite the email I sent 2 days ago telling them it now appears I am 4 mortgage payments behind.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,LAKEVIEW LOAN SERVICING | 1 | 0.0% | I emailed customer service again including an explanation and a copy of the letter I had mailed the month before. Finally |
| XXXX and XXXX who are all nonaffiliated third parties. Therefore XXXX | 1 | 0.0% | directly or through any affiliate |
| XXXX and XXXX without my consent. | 2 | 0.0% | XXXX XXXX are financial institutions under 15 USC 6801 and they have violated that obligation by sharing my private information to Transunion |
| XXXX and XXXX XX/XX/XXXX talked with XXXX and XXXX. XXXX said he was going to look into it. XXXX was not helpful. | 1 | 0.0% | XXXX and XXXX ( heard nothing back ) XX/XX/XXXX called and left messages for XXXX |
| XXXX and XXXX XXXX | 9 | 0.0% | the settlement is not accepting claims at this time. A judge has yet to approve the settlement deal. Top Class Actions will provide information on how to file a claim as soon as the details are available. The {$550.00} XXXX settlement would resolve a probe by 34 state attorneys general into allegations that XXXX issues unfair auto loans with excessive interest rates and other terms. These loans were allegedly offered to subprime consumers who were highly likely to default on the debts. XXXX profited by approving high-cost loans to disadvantaged auto buyers who were doomed from the start |
