| which is what it is. If that doesn't work | 1 | 0.0% | XXXX |
| which is what Ive been asking for since XX/XX/XXXX. She seems to be the only person who knows how to do her job | 1 | 0.0% | Good afternoon : First of all |
| which is what they adjusted it to | 1 | 0.0% | however Mr Cooper applied a force placed '' insurance policy to my account |
| which is when BenefitEd and I discovered that there had been issues with EdFinancial 's processing of XXXX 's monthly {$200.00} checks. BenefitEd and I promptly updated all future {$200.00} student loan checks from XXXX to be mailed to XXXX | 1 | 0.0% | XXXX |
| which is when I identified XXXX XXXX had transffered/or Sold my account to Westlake Portfolio LLc. I attempted to call Westlake Portfolio Management XX/XX/XXXX | 1 | 0.0% | I then informed Westlake Portfolio Management Employee I did not. I provided Westlake Portfolio Management Employee with my home address |
| which is when I presume my actual repayment period began. The timeline for the exact repayment start is unclear as I was already making payments on the loan and I was dually enrolled in XXXX institutions : XXXX for which the loan with XXXX XXXX and the other to which the loan never applied. I am uncertain if they used data reported from the XXXX XXXX pertaining to my enrollment at other institutions as a means for deciding the start of repayment. | 1 | 0.0% | XX/XX/XXXX ( {$500.00} ) |
| which is where Equifax told me again that a letter will not work to get this issue corrected | 1 | 0.0% | the automated system automatically tripped a 2nd Hard Pull for this same account 2.2.1. Been fighting to have this removed since Mid-XX/XX/XXXX when this was found 3. ~XX/XX/XXXX Learned about the 2nd Hard Credit Pull from online credit monitoring program 4. XX/XX/XXXX Downloaded 3 Free Credit Reports and confirmed that there were 4 Hard Credit pulls for XXXX 5. ~XX/XX/XXXX Contacted the bank to have this 2nd Unauthorized Hard Credit Pull removed 5.1. Branch Manager submitted the electronic request through her system 6. ~XX/XX/XXXX Also completed the dispute process with Equifax directly for this Hard Credit Pull to be removed 6.1. Intent to pull in the updated detail from the Branch Managers submission 7. XX/XX/XXXX Received XXXX Branch disagree with removing the pull letter 7.1. Due to the failure of the Branch Manager to properly update the system as requested/agreed 8. XX/XX/XXXX Equifax Dispute Results for XXXX Hard Pulls being confirmed accurate ( which in fact were not ) 8.1. Parallel process that provided overlapping paperwork 9. XX/XX/XXXX Received Equifax Dispute Results for XXXX XXXX Hard Credit Pull 9.1. Equifax confirmed XXXX XXXX Hard Pull is accurate per the details they have been given 9.2. This translated that the XXXX database system did not actually make the changes as requested and required 10. XX/XX/XXXX I wrote detailed explanation letter and faxed it to XXXX XXXX Client Resolution Office detailing explaining why the situation and requested that that at least 1 Hard Credit Pull be removed from my Equifax report for being unauthorized 10.1. Also Provided the XX/XX/XXXX letter from XXXX XXXX on the original decline to remove this Hard Credit Pull 10.2. All later and materials were faxed the same day 11. XX/XX/XXXX XXXX Letter confirming that the XX/XX/XXXX would be removed from my Equifax Credit Report as unauthorized 11.1. The letter also stated that Equifax has been notified of this change at the same time 12. XX/XX/XXXX Continued to monitor my monitoring system 12.1. As I was informed that these update transactions were immediate updates per my conversations with Equifax 13. XX/XX/XXXX Refreshed my Online Equifax Credit Report 13.1. The XXXX Hard Credit Pull and the 2 XXXX Hard Credit Pulls were still showing on my report from that day XX/XX/XXXX 14. XX/XX/XXXX Several calls with detailed notes about the outstanding issues I have been continuing to fight with Unauthorized Hard Credit Pulls on my Equifax Credit Report 14.1. One call to Equifax confirmed that the 2 Hard Credit Pulls from XXXX had been removed per their records |
| which is why he cancelled his account. My siblings and I help him out as much as we can | 1 | 0.0% | I received a note from my sister |
| which is why I am filing this complaint as a dispute and will await its resolution.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,FL,33913,,Consent provided,Web,2026-01-07,Closed with explanation,Yes,N/A,18534868 | 1 | 0.0% | particularly the rule of retroactive interest accrual if 100 % of the promotional balance is not paid off |
| which is why I am finding new details as I try to investigate and resolve this matter. | 2 | 0.0% | my grandmother passed away |
| which is why I am pursuing a chargeback. | 1 | 0.0% | I was informed that the decision favored the merchant based on their claim that all sales are final '' per their Terms and Conditions. I would appreciate clarification on how a merchant 's Terms and Conditions can override US consumer protection laws |
| which is why I am requesting the CFPBs involvement. | 1 | 0.0% | created confusion |
| which is why I and was unable to make car payments on time. | 1 | 0.0% | my uncle had a XXXX XXXX and was admitted to the hospital due to my uncle being wrongfully laid off from work. As a result of his age |
| which is why I called Navient again | 1 | 0.0% | they blamed Navient and said they had told Navient about my payment plan and Navient still voided it. When I asked XXXX if Navient and them are the same organization |
| which is why I called XXXX again | 1 | 0.0% | they blamed XXXX and said they had told XXXX about my payment plan and XXXX still voided it. When I asked FAMS if XXXX and them are the same organization |
| which is why I called. I am given a number to help desk | 2 | 0.0% | I contacted Truist at XXXX for assistance with accessing online banking. After explaining my difficulty for 10 minutes |
| which is why I chose to purchase so many things. | 1 | 0.0% | however |
| which is why I continue to call daily. | 1 | 0.0% | including today |
| which is why I did not give my account information to them over the phone. When I tried calling them back to confirm that it was them calling under the spam risk number | 1 | 0.0% | they confirmed that my auto-payment amount was upped from {$30.00} to {$35.00} without my knowledge during the month of XXXX. If I had known that I was delinquentby {$5.00} |
| which is why I received no updates. | 1 | 0.0% | I had to navigate Revoluts automated AI system multiple times |
| which is why I request your immediate attention to rectify these errors. | 14 | 0.0% | IL XXXX Reported as Previous Address This is not my address |
| which is why I was cancelling business with bank of America but appreciated their services. At this point my credit score is over XXXX because I 've always taken care of my debts and will always continue to as you will clearly see here. | 1 | 0.0% | savings |
| which is why I was uninformed of the open balance. It was only brought to my attention when I had been notified via phone that my account had been compromised with a charge in XXXX | 1 | 0.0% | the Covid-19 had changed millions of lives |
| which is why I went out of my way to clarify Shellpoint 's policy on the second call | 1 | 0.0% | who advised that the dispute had not been reopened as I was promised by the last supervisor in roughly early XXXX |
| which is why I'm going this route now. | 1 | 0.0% | which is of no help and just sends you in circles with stuff that has nothing to do with the issue at hand. Finally in order to try and reach a person |
| which is why I'm reporting it. Please see below for a transcript of the messages between myself and the bank | 1 | 0.0% | my next steps are to pay the original balance in full - {$510.00} - today so that I do not get hit with additional fees/charges |
| which is why it makes me address you ; I do not know if I should make a legal complaint to the people who sent me a message to tell me if I got the check | 1 | 0.0% | it was a deposit in check |
| which is why my amount was different. Mind you | 1 | 0.0% | she told me that my debit card was cancelled and my account was going to be closed. Her reasoning was that my STIMULUS CHECK |
| which is why the appraisal has not been scheduled. I followed up with you multiple times in XXXX to find out the status of the appraisal order ; however | 1 | 0.0% | I was advised by XXXX that the lien '' would be released within XXXX years. ( we just started the XXXX year ). My first request to you to release the collateral was in XXXX of this year. At the time of the first request |
| which is why the shipment never made it to my destination. So on and so on. I have given them everything. I have provided multiple paper statements and screenshots of it all. | 1 | 0.0% | it has been a mess. First of all |
| which is why the thieves transfered {$24000.00} and not the full amount of my remaining bank account. | 1 | 0.0% | there was nothing they could do because they proceeded under the assumption it was me. That agent did |
| which is why there are laws in place | 1 | 0.0% | nor do they ever validate and/or confirm public records. It is the credit reporting agencies |
| WHICH IS WHY WE NEED YOUR ASSISTANCE TO MAKING THEM PROVIDE ALL DOCUMENTS RELATING TO AND RELEVANT TO THEIR CLAIMS OF STANDING TO COLLECT THIS FRAUDULENT | 3 | 0.0% | AND ARE CONFIDENT WE CAN PROVE THE ILLEGAL ACTION AGAINST US TO BE A FRAUDULENT ATTEMPT TO COLLECT A FRAUDULENT DEBT |
| which is why we need your assistance to making them provide all documents relating to and relevant to their claims of standing to collect this fraudulent | 1 | 0.0% | and are confident we can prove the illegal action against us to be a fraudulent attempt to collect a fraudulent debt |
| which is withholding information. | 1 | 0.0% | on the phone XXXX hours ( on hold nearly XXXX hours ). The representative gave different answers pertaining to paying principal and getting house reappraised for a new XXXX. No definitive answers again |
| which is within the time that their grace period policy permits | 1 | 0.0% | but they said the time of my rental was from XX/XX/year> XXXX XXXX XXXX XXXXXX/XX/year> XXXXXXXX XXXX |
| which is wrong as it is FedLoan Servicings policy to pay off the interest first. Out of my {$300.00} payment | 1 | 0.0% | and this is not the first time that it happened |
| which is XXXX years from the original delinquency date. | 1 | 0.0% | I inquired about when these late payments would be removed from my report. She initially informed me that they would fall off in XXXX |
| which is XXXX 's number. Barclay 's couldn't even find my work number when I asked him to search that way. I am furious that they called ME and it's not even my card AT WORK | 1 | 0.0% | mind you |
| which is XXXX months out | 1 | 0.0% | no one reaches out to me |
| which is XXXX XXXX. This clearly proves that mistakes do happen on the Servicers end. This is a serious error | 1 | 0.0% | paragragh 4 states that both the XXXX escrow analysis as well as the XXXX escrow analysis project no disbursements for hazard insurance |
| which is XXXX. For privacy reasons | 1 | 0.0% | WI XX/XX/XXXX XX/XX/XXXX : XXXX |
| which is XXXX. He provided it with no problem as most customer service reps do. Just shady all around experience | 1 | 0.0% | as I can tell that their customer service management team lets a lot of things though for someone to flat out lie like that without worrying about losing their job. I was finally over to the dispute department |
| which is XXXX. He said I could n't defer payment. I told him I was frustrated that this was never explained to me when I took out the loan | 1 | 0.0% | XXXX I received an email from XXXX XXXX at XXXX. XXXX 's XXXX XXXX XXXX XXXX |
| which is {$1000.00} per violation and the state of TX allows treble damages. Under? XXXX. Validations of date and Mini-Mirandi under Section XXXX ( 1 ) XXXX XXXX XXXX | 1 | 0.0% | a debt collector may not communicate with a consumer in connection with the collection of any debt I have not given either company the above written consent to contact me in connection with the collection of any debt alleged. Furthermore in the letter sent the name spelled is XXXX XXXX my name is spelled XXXX XXXX. I have no known relationship with these companies LVNV FUNDING |
| which is {$13000.00} over the amount of the principal and interest owed. | 1 | 0.0% | XXXX ( principal and interest ) for a 30 year mortgage. In XXXX |
| which is {$14000.00}. | 1 | 0.0% | securitization is the action of pooling together cash flows from debt and selling it to third parties as securities. In other words |
| which is {$1800.00} extra. | 1 | 0.0% | in XXXX I was supposed to pay {$350.00} but Citi withdrew {$770.00} from my bank. In XXXX |
| which is {$35.00} more than 3 payments. There were two other payments due | 1 | 0.0% | but it did not. The two XXXX were paid for each month with the automatic payment ; we have no issue with those 2 vehicles. The XXXX however |
| which is {$43.00}. See attachments.,,Bread Financial Holdings | 1 | 0.0% | I took my receipts and confronted the manager at XXXX |
