| which is the XXXX the of each month. I do believe I had been charged the convenience fees for the phone payments and am probably a part of that class actions against New Rez. | 1 | 0.0% | New Rez has decreased my payment automatically by about {$200.00} per month. I believe that may have had to do with the PMI being removed at a certain point. At XXXX point |
| which is this one. | 1 | 0.0% | I allowed the car to get repossessed because it had too many problems for my to fix. XXXX XXXX had my current address at the time |
| which is TIMELY and no default could have occurred. | 1 | 0.0% | here |
| which is to fall into foreclosure. If Suntrust and the investor would lower my interest to a reasonable rate I would be able to make my payments in a timely fashion and avoid the monthly penalties and fees that I am being charged ( currently approximately {$7000.00}. ) Additionally | 1 | 0.0% | because I have liens ( which I am servicing ) on my property |
| which is to protect my money. | 1 | 0.0% | allowing 3 different companies |
| which is TrakAmerica 's number. XXXX 's couldn't even find my work number when I asked him to search that way. I am furious that they called ME and it's not even my card AT WORK | 1 | 0.0% | mind you |
| which is true | 1 | 0.0% | rather than being considered overlimit. '' 3 ) Any a pproved charges within a time period after the change ( say |
| which is truly closed and gone. | 1 | 0.0% | XXXX Hello XXXX |
| which is truly designed to cause victims extreme harm. Its time the FBI kicks in the incompetent collection skinny swamp doors to drain the smelly collection agency swamp. Thank you for your cooperation and I await your prompt response. | 1 | 0.0% | this consumer complaint is evidence that I will seek justice against your shady operations by filing a lawsuit against defendants XXXX XXXX and XXXX XXXX in the XXXX XXXX County Superior Court requesting a jury trial to bring your shady operations to justice. I was never given a copy of the bogus contract. I never authorized the bogus contract. Please provide me a copy of the contract when your shady collection agency response to my consumer complaint. I question the authenticity of my signature on the bogus contract. I would like for your shady collection operation to allow my FBI forensic expert access to the original contract so my expert can authenticate it. Please notify me in writing of a good day and time when my expert can authenticate the original contract. I am going to tell your shady collection operation this for the last time - I do NOT agree with the outstanding balance. I have disputed the bogus balance many times in the past which went ignored. However |
| which is truly disappointing.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,WI,53029,,Consent provided,Web,2025-11-03,Closed with non-monetary relief,Yes,N/A,16984408 | 1 | 0.0% | this situation has become the last straw. I have spent over XXXX hours on calls and still have no answers. Once the hold is removed |
| which is unacceptable after multiple disputes. This ongoing error indicates a failure to implement reasonable procedures as required by 607 ( b ). The credit bureau must ensure that the furnisher certifies the accuracy of this data through tangible proof before re-reporting it. Any failure to comply with these legal obligations will result in further escalation through the Consumer Financial Protection Bureau and potential legal remedies under FCRA 616 for willful violations. I am requesting permanent deletion of this account if proper validation can not be produced immediately. | 1 | 0.0% | which contradicts logic and legal standards under FCRA 607 ( b ) and 623 ( a ) ( 1 ) ( A ). An account that is fully paid or closed can not simultaneously show delinquency. Reporting such conflicting data violates the FCRA requirement for maximum accuracy and misrepresents my payment behavior to potential creditors. The presence of this false information damages my credit rating |
| which is unacceptable and ridiculous. | 1 | 0.0% | which I had put aside to buy a textbook for school and pay my phone bill |
| which is unacceptable given the length of time I've been dealing with this issue. | 1 | 0.0% | XX/XX/XXXX |
| which is under truth and lending 15 USC 1602 ( l ) The term credit card means any card | 1 | 0.0% | XX/XX/XXXX XXXX XXXX XXXX |
| which is unfair | 1 | 0.0% | Deceptive |
| which is unfair and unlawful since it is not my address. | 1 | 0.0% | AZ XXXX Wrong Address I have never lived here |
| which is unfair and unlawful. I have evidence for everything I have stated above | 4 | 0.0% | I received a letter from XXXX XXXX XXXX XXXX that asked me to pay {$500.00} |
| which is unfair. I need a refund of XXXX and cancelation of their service by the company itself. | 1 | 0.0% | I am not given access to anything else except 2 factor authentication |
| which is unfairly harming my credit standing.,,CBC Companies | 1 | 0.0% | 611 |
| which is unfairly harming my credit standing.,,EQUIFAX | 1 | 0.0% | 611 |
| which is unjust and caused by inaccurate reporting. | 1 | 0.0% | GA |
| which is unlawful per se | 1 | 0.0% | according to XXXX XXXX |
| which is unlawful when identity theft is involved. | 1 | 0.0% | furnishers like Midland must : Conduct a reasonable investigation Review all relevant documentation Provide verification of disputed information Cease reporting information that can not be verified However |
| which is unlawful. | 1 | 0.0% | never received any written notice |
| which is unlawful. Credit reporting is collection activity | 1 | 0.0% | I never received any written notice of this debt before it was placed on my credit report |
| which is unmistakably linked to the collection of a debt | 1 | 0.0% | particularly implying that certain communications were from an attorney |
| which is unreasonable and impractical. | 1 | 0.0% | I have continued to receive pre-approved offers from Goldman Sachs inviting me to reapply for the Apple Card. However |
| which is unreasonable for a brand-new product. XXXX has refused to offer a refund | 1 | 0.0% | which is also defective. From its first use |
| which is unrelated to the matter at hand. | 1 | 0.0% | TX XXXX Subject : Formal Dispute and Request for Provision of Free Credit Report Under the FCRA Dear Sir/Madam |
| which is untrue. The impact includes financial harm in terms of higher interest rates | 3 | 0.0% | outdated |
| which is very disheartening | 1 | 0.0% | to which I replied that I was not in a position to do so and would like to see if I could pay it down within the next few months contributing what I could ; she advised that if the balance what not paid in full by XX/XX/XXXX |
| which is very expensive. I have been going back and forth with the institution for several months | 1 | 0.0% | because had they done so |
| which is very frustrating : (. And the fact that no communication afterward is also frustrating. I hope XXXX can help me get my money back as I indeed did not use the service at all. | 1 | 0.0% | I believe they did not have any losses due to this however |
| which is very normal nowadays.,,AMERICAN EXPRESS COMPANY,CO,80108,,Consent provided,Web,2023-12-06,Closed with explanation,Yes,N/A,7959563 | 1 | 0.0% | FCRA - 15 U.S.C. 1681 An Amex Green card |
| which is very promising at this point | 1 | 0.0% | I decided to sell the property as I am XXXX years old and planning to undertake the final steps towards retirement. During the title search/preliminary task |
| which is very unusual for me. | 1 | 0.0% | Starting XX/XX/XXXX or XX/XX/XXXX |
| which is violating my consumer rights. | 1 | 0.0% | the reporting of Charge Offs across all three credit reporting agencies by XXXX is inconsistent with 15 U.S. Code 1681s2 ( a ) ( 1 ) ( A ) |
| which is violation Under 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information b ) Opt out ( 1 ) In general A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer | 1 | 0.0% | the periodic statement required under subsection ( b ) with respect to the account shall include |
| which is violation Under XXXX XXXX Code XXXX - Obligations with respect to disclosures of personal information b ) Opt out ( XXXX ) In general A financial institution XXXX not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer | 1 | 0.0% | the periodic statement required under subsection ( b ) with respect to the account shall include |
| which is vital for my family. As I breadwinner | 1 | 0.0% | since I can not change account |
| which is way more then my Father has from is pension. WE DESPERATELY NEED HELP!!!,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Specialized Loan Servicing Holdings LLC,FL,32738,,Consent provided,Web,2018-06-02,Closed with explanation,Yes,N/A,2924797 | 1 | 0.0% | I have been trying to get the to stop trying to take the escrow for Taxes and homeowners. They have received proof that I pay the taxes in XX/XX/XXXX of every year and this covers the payment due in XX/XX/XXXX and XX/XX/XXXX |
| which is weird for that to happen after I was legally evicted by then.,,OVM FINANCIAL | 1 | 0.0% | clothes |
| which is well below Chases commonly referenced XX/XX/year> guideline. My credit report also shows only XXXX ( XXXX ) hard inquiries in the past XXXX months | 1 | 0.0% | JPMorgan Chase Bank |
| which is what has occurred right now. Also | 2 | 0.0% | once I learned they had put a levy on my account |
| which is what he indicated about my online access restrictions. He stated that even though this access had been restricted I would still be able to use the wallet app on my phone | 1 | 0.0% | DOB |
| which is what he meant by re-starting. I thanked him for calling and told him Id look forward to receiving my card soon and putting this long | 1 | 0.0% | XX/XX/XXXX |
| which is what I had been explaining all along. He | 1 | 0.0% | and my credit is still not updated. On XX/XX/XXXX at XXXX |
| which is what I was presenting the previous mortgage company | 1 | 0.0% | after I had spoken to someone and was able to get into my account |
| which is what I'm doing now. | 1 | 0.0% | Section 609 ( a ) ( 1 ) ( a ) |
| which is what it feels like. Once again | 1 | 0.0% | and I am very disturbed and distressed about this situation! I specifically signed up for the card |
