| which caused my credit score to drop by over XXXX points. | 1 | 0.0% | XX/XX/XXXX |
| which caused significant emotional distress | 1 | 0.0% | I have made consistent |
| which caused some of the bottles to break. The content spilt all over the other bottles | 1 | 0.0% | it was only 1 box |
| which caused the seller to almost withdraw from the contract of the land sale. We asked him to please work with us until we could close the loan. We asked for an extension until XXXX XX/XX/XXXX | 1 | 0.0% | we received a loan estimate from loanDepot on XXXX XX/XX/XXXX and again on XXXX XX/XX/XXXX ( See Attached ). Given the fact that we were still working this VA construction loan since XXXX XX/XX/XXXX with the same attorney and builder |
| which caused the total amount owed to hover at around {$40000.00}! Of course | 1 | 0.0% | I struggled to maintain the payments and felt there would be no end to the constant cycle I was in due to the high interest rate. I received threatening phone calls stating that they were on the way to serve me at my job and was even spoken to in a way that would make anyone feel threatened. To make matters worse |
| which caused them to now report as being in default | 1 | 0.0% | I received alerts from all 3 CRAs showing several changes to my credit reports and that my credit scores had plummeted. Upon investigation |
| which causes embarrassment and loss of credibility. Keeping this address is reckless | 1 | 0.0% | FL XXXX Wrong Address This address does not belong to me |
| which causes harm to my credibility. The continued presence of this false address is damaging and illegal under federal law. | 1 | 0.0% | which is negligent and harmful. The Fair Credit Reporting Act clearly prohibits the reporting of data that can not be verified |
| which causes harm to my credit profile. | 1 | 0.0% | payment history |
| which causes me direct financial harm. The law requires deletion of unverifiable data | 1 | 0.0% | and its continued presence on my report suggests a failure to properly verify data. No rental record |
| which changed to XXXX XXXX | 1 | 0.0% | XXXX XXXX XXXX XXXX was purchased by XXXX XXXX XXXX |
| which Chase does not manage. So | 1 | 0.0% | I went online to make another payment |
| which Chase had not disclosed | 1 | 0.0% | I was repeatedly given conflicting information regarding the mortgage |
| which Chime could have reviewed but chose not to | 1 | 0.0% | when I sought confirmation on whether a new dispute would be opened |
| which Citibank later reversed in my XXXX statement | 1 | 0.0% | I was recharged for a purchase of {$2900.00} that Citibank had initially credited in the XXXX statement. It was at that time when I was also first charged interest of {$51.00}. I next made a payment of {$82.00} on XX/XX/XXXX. My XXXX statement still included the {$2900.00} as part of my balance and again interest was charged in the the amount of {$48.00}. I next made a payment on XX/XX/XXXX for the amount of {$190.00} which was the minimum balance due for the month of XXXX. I |
| which claimed to have made a full refund back to my now-closed card on XX/XX/XXXX. | 1 | 0.0% | I made a ticket purchase of {$170.00} from NJ XXXX using my credit card ending in XXXX from XXXX Bank. I had used XXXX XXXX on my phone ( which uses a virtual card number ) to make the purchase |
| which claims this account was verified as accurate | 1 | 0.0% | ChexSystems has chosen to ignore material evidence of identity theft |
| which clarified the rate lock program existed and for VA loans there was not a cost associated to participate. Therefore | 1 | 0.0% | appeared to be very deceitful |
| which CLEARLY allows PREPAYMENT of ANY loan | 1 | 0.0% | when I applied! No one said this is illegal. CLEALY it's NOT! 2 ) ALL open-ended loans in the US can be prepaid with principal-only payments! 3 ) One Main Financial is stating that |
| which clearly contradicts the deferment status I had been granted. | 1 | 0.0% | along with all necessary supporting documents |
| which clearly demonstrates that the check presented was altered. | 1 | 0.0% | which confirmed on XX/XX/XXXX that the funds were transferred. After following up on the status of my claim today |
| which clearly indicates a security breach. Inadequate Investigation I am deeply disappointed with Cash Apps handling of this situation. My previous disputes have been automatically closed without proper review | 1 | 0.0% | I am writing to express my deep concern and frustration regarding unauthorized transactions and security breaches on my Cash App account. I have been a victim of cellphone theft |
| which clearly indicates my address in XXXX | 1 | 0.0% | I compiled all relevant documents demonstrating that I was not in California on XX/XX/XXXX |
| which clearly is showing how this bank is trying to get more money out of me. I humbly request your intervention for an immediate action and also teach a lesson to banks like 53 that they can not refuse customer rights nor can they cheat them.,,FIFTH THIRD FINANCIAL CORPORATION,TN,37211,,Consent provided,Web,2018-12-26,Closed with explanation,Yes,N/A,3109623 | 1 | 0.0% | saying my loan started only in XX/XX/XXXX' which weren't the case |
| which clearly show and serve as proof that a valid and enforceable obligation | 1 | 0.0% | ( evidence ) and contain the details of the agreements |
| which clearly shows my XXXX account was charged to an XXXX XXXX card | 1 | 0.0% | as referenced earlier |
| which clearly shows the addition of the XXXX | 1 | 0.0% | Please review and compare the attached Screenshot of My Monthly Statements ( Taken on XXXX ) '' |
| which clearly shows the aforementioned inaccurate item ( s ). REMOVE IMMEDIATELY PLEASE THESE ACCOUNTS. | 3 | 0.0% | consumer reporting agencies are obligated to block and delete any information that can not be proven to be accurate |
| which clearly shows the aforementioned inaccurate item ( XXXX ). REMOVE IMMEDIATELY PLEASE THESE ACCOUNTS. | 3 | 0.0% | consumer reporting agencies are obligated to block and delete any information that can not be proven to be accurate |
| which clearly states | 1 | 0.0% | the reinvestigation dispute was sent over to Experian on XX/XX/XXXX and XX/XX/XXXX. Experian has been working on this complaint since XX/XX/XXXX and XXXX. However |
| which clearly states it is a Master Student Loan Promissory Note '' | 1 | 0.0% | I reached out to student loan refinance companies to attempt to refinance this loan to lower the interest rate and monthly payments. Both attempts have been declined because this loan |
| which clearly states that a reinvestigation must be completed within 30 days of receiving the dispute. If the information can not be verified within 30 days | 1 | 0.0% | on XX/XX/XXXX |
| which clearly states that for unauthorized transfers not involving the loss or theft of an access device | 1 | 0.0% | I received notification from the Dispute Resolution Department stating |
| which clearly states that the cardholder has 120 days from the date of the first fraudulent transaction. XXXX XXXX | 1 | 0.0% | and have provided proof of email for delinquency in payments |
| which clearly values automation over judgement and metrics over people to inflict lasting on harm on our credit history. There was no courtesy call | 1 | 0.0% | an associate with Fifth Thirds escalation department |
| which closed without informing me. I suspect the {$110.00} includes a {$54.00} annual fee due XX/XX/XXXX | 1 | 0.0% | until its closure in XX/XX/XXXX without notice of a past-due balance via mail |
| which coincidentally is the side of my neck that the doctor operated on | 1 | 0.0% | I was taken to the ICU and ended up getting XXXX. ( This doesn't pertain to my case here |
| which collectively require that furnishers and debt collectors verify the accuracy of reported information | 1 | 0.0% | Fair Debt Collection Practices Act ( XXXX ) |
| which company name should be officially TJX Company | 1 | 0.0% | the digital letter indicated that my card was closed officially by Synchrony Bank branch addressed XXXX XXXX XXXX |
| which completed its comprehensive background check around XXXX XX/XX/year>. XXXX XXXX correctly validated all of my personal information. | 1 | 0.0% | XXXXXXXX XXXX |
| which completed its comprehensive background check around XXXX XXXX XXXX Ally Bank correctly validated all of my personal information. | 1 | 0.0% | Ally Bank |
| which completely misrepresents what I said. I was very clear that I did not authorize or recognize the purchases. | 1 | 0.0% | which they closed on XXXX XXXX XXXX |
| which completely was opposite of the jeweler that I received the appraisal from. I finally reached a supervisor who would take my case seriously | 1 | 0.0% | but after two full days of research and phone calls |
| which compromised my nonpublic personal information | 3 | 0.0% | XXXX XXXX The name XXXX |
| which compromised over XXXX XXXX Americans | 1 | 0.0% | your failure to accurately verify or remove disputed data may constitute willful noncompliance under : - 15 U.S.C. 1681n - Civil liability for willful noncompliance - 15 U.S.C. 1681o - Civil liability for negligent noncompliance These violations are supported by case law such as : - Cushman v. Trans Union Corp. |
| which compromised the personal information of millions of Americans | 2 | 0.0% | XXXX equifax XXXX XXXX account # XXXX equifax |
| which condescendingly told me that the account would n't officially close until Tuesday | 1 | 0.0% | and was met with rude and uncaring workers at my local branch. I requested assurance that my accounts were completely closed and there was no step left |
| which confirm certification is not granted nor are services considered fulfilled until a candidate completes the seminar | 1 | 0.0% | I formally withdrew from the certification process and submitted a written refund request to XXXX XXXX XXXX. The reason was a personal trauma that made me unable to proceed physically |
| which confirm that I was not in XXXX | 1 | 0.0% | which they did. These documents are attached as Exhibit XXXX ''. These documents indicate that these unauthorized transfers were made from XXXX |
| which confirmed that the loan transferred ( in now closed ) and that the balance owed was {$0.00}. XXXX XXXX was unable to provide any information on the Shellpoint loan. | 1 | 0.0% | in response to a request from my refinance mortgage broker |