Total complaints
1
Filed since On X
2026 data Public-data reference. official source
which caused them to now report as being in default
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows which caused them to now report as being in default's complaint history from CFPB public records. 1 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
On X
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
which caused them to now report as being in default complaint mix by product
- I received 1 100.0% – 0% relief
How which caused them to now report as being in default's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I received alerts from all 3 CRAs showing several changes to my credit reports and that my credit scores had plummeted. Upon investigation | 1 |
Top States
| State | Complaints |
|---|---|
| although I had never been late on these accounts. I immediately contacted OSLA for an explanation. After speaking to several representatives | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| OSLA had reported a balance increase for each of the 13 loans | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About which caused them to now report as being in default
which caused them to now report as being in default has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XXXX XX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, which caused them to now report as being in default reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I received alerts from all 3 CRAs showing several changes to my credit reports and that my credit scores had plummeted. Upon investigation", and the single most common underlying issue is "OSLA had reported a balance increase for each of the 13 loans".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which caused them to now report as being in default: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does which caused them to now report as being in default have?
which caused them to now report as being in default has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does which caused them to now report as being in default respond to complaints on time?
which caused them to now report as being in default has a 0% timely response rate to CFPB complaints.
What is the most common complaint about which caused them to now report as being in default?
The most common issue reported against which caused them to now report as being in default is "OSLA had reported a balance increase for each of the 13 loans" in the "I received alerts from all 3 CRAs showing several changes to my credit reports and that my credit scores had plummeted. Upon investigation" product category.
Read our methodology — how this data is sourced, computed, and verified.
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