2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 3.5K–3.5K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or legal status of any debt; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. ( 8 ) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false 3
or legal status of any...,,Lendmark Financial Services,SC,XXXXX,,Consent provided,Web,2023-10-23,Closed with explanation,Yes,N/A,7745031 1
or legal status of the alleged debt 1
or legal status of the alleged debt 1692 e ( 5 ) Threaten to take any action that can not legally be taken or that is not intended to be taken 1692 e ( 8 ) Threatens or communicates false credit information 1
or legal status of the debt 1
or legal status of the debt ( 15 U.S.C. 1692e ( 2 ) ( A ) ) Use of unfair practices to collect a debt ( 15 U.S.C. 1692f ) State Law Considerations Texas Business and Commerce Code 9.616 requires secured parties to provide explanations of deficiency calculations Texas Deceptive Trade Practices Act may provide additional consumer protections,,SANTANDER HOLDINGS USA 1
or legal status of the debt - representing that a valid debt existed when the underlying transaction was fraudulent and the debt therefore void or voidable. 1
or legal status of the debt FDCPA 1692f ( 1 ) : Attempting to collect an amount not permitted by law Florida Consumer Collection Practices Act Fla. Stat. 559.72 ( 7 ) : Willful communication with consumer with knowledge the debt is disputed Florida Consumer Collection Practices Act 559.72 ( 9 ) : Claiming the right to enforce an illegal debt Unfair 1
or legal status of the debt FDCPA XXXX ( XXXX ) : Attempting to collect an amount not permitted by law Florida Consumer Collection Practices Act XXXX XXXX. XXXX ( XXXX ) : Willful communication with consumer with knowledge the debt is disputed Florida Consumer Collection Practices Act XXXX ( XXXX ) : Claiming the right to enforce an illegal debt Unfair 1
or legal transfer proving Oliphant USA 1
or legal validation. Therefore 3
or legally collectible. 1
or legally required notice was provided to me at the time I vacated the apartment. There was no communication from The XXXX XXXX indicating that I owed any balance 1
or legitimacy of the alleged debt. Additionally 1
or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) 3
or lesser charge on withdrawals of funds from an asset account such as a checking or savings account. '' Additionally 1
or letter 1
or letter about this matter prior to this event. 2
or letter from XXXX or XXXX notifying me that the payment was due. I asked XXXX to remove the XXXX XXXX late payment from the 3 consumer reporting agencies because I was not able to make the payment on time due to their system being down. 3
or letter letting me know this would happen. 1
or letter. 1
or letters from creditors verifying that the information reported is incorrect. 1
or liabilities incurred 2
or liable party with respect to that account. 2
or lien in,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or line of credits established by your policy 1
or linked to a verified identity theft claim. Violation of IRS and FTC Filings : I have also filed identity theft claims with the IRS for both my : Personal identity : XXXX XXXX ( SSN ending in XXXX ) Business : XXXX XXXX XXXX XXXX XXXX ( ending in XXXX ) credit bureaus have failed to coordinate or acknowledge the federal filings from either the FTC or the IRS 3
or linked to identity theft. Reporting agencies must delete them immediately under FCRA Section 609 ( a ) as unverifiable information. 3
or liquidating agent for an insured depository institution or insured credit union under the Federal Deposit Insurance Act [ 12 U.S.C. 1811 et seq. ] or the Federal Credit Union Act [ 12 U.S.C. 1751 et seq. ] 1
or liquidation by an appropriate court 1
or listed with inconsistent information that is misleading and damaging to my creditworthiness. This is unlawful and demonstrates a lack of proper investigation or verification as required by law. 1
or listen to reason I asked them to cancel the appraisal. I should NOT have had to request either the hold or the cancelation since they knew they were not going forward with the loan 1
or little information to go off of 1
or loan through XXXX. Before seeing this entry on my report 2
or local antidiscrimination laws. 1
or local criminal statutes and may result in imposition of a fine 1
or local law enforcement agency 36
or local law permits forcible entry for debt collection purposes 4. Violations of Law - 1692f ( 1 ) Select Portfolio Servicing violated applicable law by : Florida Trespass Statute ( Fla. Stat. 810.09 ) : Trespassing despite clear posted notice that entry is prohibited Unlawful Entry/Breaking and Entering : Entering a residence without authorization or legal process Federal Mail Tampering Laws : Placing materials in a mailbox without authorization may violate federal postal laws ( 18 U.S.C. 1708 ) Child Safety/Endangerment : Recklessly endangering a minor through unlawful conduct 5. False Representations - 1692e By forcibly entering the residence and leaving a letter without explanation 1
or Local Laws. 1
or lose my funds at this time 1
or loss mitigation options to the Successors-Of-Interest to preserve their rights prior to filing for foreclosure. 1
or loss of profits. 1
or lower my credit limit. They say they've sent a letter 1
or lowered my monthly payments.,,Selene Finance LP,NV,894XX,,Consent provided,Web,2018-07-20,Closed with explanation,Yes,N/A,2967240 1
or made payable to me 1
or made to lend as was my case 1
or made under any program funded in whole or in part by a governmental unit or nonprofit institution ; or ( ii ) an obligation to repay funds received as an educational benefit 2
or mail 1
OR MAIL 1
or mail ) Confirmation as to whether any of my personally identifiable information ( e.g. 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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