2026 data Public-data reference. official source

or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b )

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b )'s complaint history from CFPB public records. 3 consumers have filed complaints since My c. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
My c
Since

Total complaints

3

Filed since My c

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) complaint mix by product

Total complaints: 3

or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). and there: 3 complaints (100.0%), resolution 0.0% and there 100.0%
  • and there 3 100.0% 0% relief

How or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b )'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
and there was no prior notice 3

Top States

State Complaints
a consumer has the right to request full validation of a debt before a collector can continue collection or report to credit bureaus. To date 3

Top Issues

Issue Complaints
or supporting documentation provided before or after its appearance. I have never received any correspondence 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b )

or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to My c, and the most recent logged activity is My concern, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and there was no prior notice", and the single most common underlying issue is "or supporting documentation provided before or after its appearance. I have never received any correspondence".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) have?

or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) respond to complaints on time?

or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b )?

The most common issue reported against or legitimacy of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ) is "or supporting documentation provided before or after its appearance. I have never received any correspondence" in the "and there was no prior notice" product category.

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