2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 3.4K–3.5K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or knowledge of all possible scams out there 1
or lack of access to necessary authentication steps ]. 1
or lack of proper notice ]. 15
or lack proper validation : XXXX XXXX XXXX Incorrect late payment reporting. 1
or lack thereof 1
or lacking permissible purpose DataXs response relied on conclusory statements rather than evidence and did not demonstrate a reasonable reinvestigation. The company also continues to maintain and disseminate disputed information while disclaiming responsibility for accuracy in its own terms 1
or language the natural consequence of which is to abuse the hearer or reader. 1
or late fees ). This improper handling of my late fees could have contributed to unexplained interest accruals and inflated my remaining balance. The bank 's inconsistent statements and unexplained charges cast doubt on their accuracy 1
or late fees. 1
or late notices have been disclosed. 2
or late payments must be deleted immediately 3
or law enforcement ; determinations by non-governmental entities or task forces authorized by a governmental agency to make such a determination 3
or lawful account origination. 1
or lawful assignment records 3
or lawful authority was presented 1
or lawful authorization. This constitutes a direct violation of multiple federal and state statutes 4
or lawful charge-off status. 1
or lawful reporting under FCRA 609 ( a ) and 611. 2
or lawful substance from which any application or record is created. 1
or lawful verification 1
or lawful verification must be deleted immediately. 3
or lawfully reportable. Their FAILURE TO PROVIDE VALIDATION IS A DIRECT VIOLATION of the FCRA and FDCPA. 1
or lawsuit processed under no hesitation within discussions in due respect need for received.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,HCFS Healthcare Financial Services of TeamHealth,NJ,07801,Servicemember,Consent provided,Web,2022-06-29,Closed with explanation,Yes,N/A,5718919 1
or learn of other options 1
or lease authorizing this company to access 1
or lease motor vehicles pursuant to N.J.S.A. 39:10 -19 & N.J.A.C. 13:21-15.1 1
or leave the complex. I had no choice but to do the latter. 1
or legal action would be taken by Nationstar Morgage LLC against me. I had as many as XXXX phone calls on the XXXX of the month demanding payment. 1
or legal basis for continued reporting. This violates FCRA 611 ( a ) ( failure to reinvestigate disputed information ) and FDCPA 809 ( b ) ( failure to provide written validation ). 2
or legal basis. 1
or legal chain of custody was supplied. 1
or legal embellishment is required. 1
or legal hold that I have been notified of that would justify retaining these funds. 1
or legal holds. 1
or legal judgement thereof ; which they have failed to do. Rather 1
or legal justification while I remain in a protected deferment period. 1
or legal liability. 3
or legal proof that I owe the alleged amount. 1
or legal standing. 2
or legal status of a debt 3
or legal status of a debt and unauthorized access or use of consumer credit information. 2
or legal status of a debt FDCPA 807 ( 3 ) False representation that an account was transferred lawfully FDCPA 808 Unfair collection attempts FDCPA 809 ( b ) Failure to validate debt upon request The original creditor transferred or sold my private 1
or legal status of any debt 2
or legal status of any debt ; ( 8 ) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false 1
or legal status of any debt ; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. ). 1
or legal status of any debt. 2
or legal status of any debt. ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value. 3
or legal status of any debt. Any alleged debt or obligation owed by XXXX and XXXX XXXX was rendered null and void by XXXX XXXX XXXX 2
or legal status of any debt. Section 392.304 ( a ) ( 8 ) of the Texas Finance Code 4
or legal status of any debt; or ( 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney. 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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