| I expect immediate deletion. These errors have caused me serious financial and emotional XXXX. I request that the CFPB hold the responsible data furnishers and credit bureaus accountable and ensure these violations are corrected without delay.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30121,,Consent provided,Web,2025-07-16,Closed with explanation,Yes,N/A,14681580 | 1 | 0.0% | 1681i Issue : Inaccurate late payment reporting without proper verification Story : I made all payments on time and never received a valid notice of delinquency |
| I expect it to be removed from my credit report immediately. Please confirm in writing that the account has been removed/Deleted. Thank you for your attention to this matter. I look forward to your prompt response. XXXX XXXX XXXX.,,ALLY FINANCIAL INC.,VA,220XX,,Consent provided,Web,2024-12-11,Closed with explanation,Yes,N/A,11094642 | 1 | 0.0% | was reported to the dealer and was Returned back to the Dealer Immediately. Under the Fair Credit Reporting Act ( FCRA ) |
| I expect that your agency will implement adequate measures to prevent any reinsertion of this previously deleted information | 1 | 0.0% | after a complete and reasonable reinvestigation |
| I expect the account information to be corrected and accurately updated across all bureaus.,,CAPITAL ONE FINANCIAL CORPORATION,MA,01960,,Consent provided,Web,2024-12-07,Closed with explanation,Yes,N/A,11052536 | 1 | 0.0% | XXXX shows it as XX/XX/XXXX |
| I expect the credit reporting to be corrected. | 8 | 0.0% | Never Late ) : The terms of our agreement have been honored consistently |
| I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report | 3 | 0.0% | INC bal. {$1100.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you |
| I expect this item will be removed from my credit files immediately. Thank you for your prompt attention to this matter. I look forward to resolving this matter as soon as possible. Regards | 1 | 0.0% | including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher |
| I expect to be treated with respect | 1 | 0.0% | XXXX XXXX / XXXX XXXX Manager refused to serve my request to renew my CD |
| I expect to receive proper and fair treatment from my mortgage company. If your company is unable or unwilling to provide that | 1 | 0.0% | I want to express that if your company can not find the time |
| I expect TransUnion to provide me with an updated copy of my credit report reflecting the accurate information within the same timeframe. | 1 | 0.0% | I kindly urge you to conduct a thorough investigation and correct all the errors present in your system promptly. It is crucial that my credit report accurately reflects my financial position |
| I expect you to permanently remove this entry from all consumer credit reporting agencies,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Radius Global Solutions LLC,TX,77035,,Consent provided,Web,2025-07-10,Closed with non-monetary relief,Yes,N/A,14537310 | 1 | 0.0% | please provide : The full amount of the alleged debt The name and contact information of the original creditor A copy of the signed contract or agreement that created the debt Proof of your authority to collect in the state of Texas Dates of default |
| I expected a call back. No one called. | 1 | 0.0% | and when I informed the guy that I spoke with my bank and there was no rejection by them to process the payment request |
| I expected that I was on track to meet all requirements to earn this bonus. | 1 | 0.0% | save XXXX. My direct deposit of {$500.00} was made on XX/XX/XXXX |
| I expected the balance to be XXXX by this time. | 1 | 0.0% | I continued to make payments at the appointed time |
| I expected the derogatory payment reports associated with it to be removed also.,,EQUIFAX | 1 | 0.0% | I attached the same document evidence provided to Equifax |
| I expected the derogatory payment reports associated with it to be removed also.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | I attached the same document evidence provided to XXXX |
| I expected the next AutoPay payment to be made on XX/XX/XXXX. | 1 | 0.0% | upon logging into my account I find that my account was overdue by a few months and that no AutoPay payments were made in months that had passed. I made the overdue payments manually on XX/XX/XXXX then emailed customer service about why my AutoPay payments were not getting processed. I receive a response back saying Our records indicate that your auto pay was paused due to your XXXX payment being returned for insufficient funds. Please bring your past due balance current for auto pay to resume. ( Note the misinformation here : The insufficient funds incident occurred in XXXX |
| I expected the usual processing time for a check of this type | 1 | 0.0% | I deposited a check for just under {$13000.00} |
| I expected them to honor their word | 1 | 0.0% | XXXX |
| I expected XXXX to arrange me a reservation at XXXX XXXX for the specified date.On the day of the reservation | 1 | 0.0% | Bank of America declined my claim again and stated it was because I did not send the proof and information regarding the dispute soon enough |
| I expected XXXX would honor the terms of the promotion that they presented to me during the account opening process. That was not the case which is disappointing.,,FIRST NATIONAL BANK OF PENNSYLVANIA,NC,282XX,,Consent provided,Web,2022-07-29,Closed with monetary relief,Yes,N/A,5824457 | 1 | 0.0% | the combination of having entered my zip code |
| I experienced a separate fraud incident in which nearly {$1000.00} was wired out of my Wells Fargo account while I was still in possession of my debit card at a baseball game. In that instance | 1 | 0.0% | nor did I knowingly provide consent for anyone to access or remove funds from my account. I was in possession of my phone and debit card at all times. Despite this |
| I experienced a sudden downgrade in service. My card was declined on numerous occasions despite the fact it was not locked. I reached out to support and they assured me it should work for in-store purchases despite the fact it was being denied saying : Thanks for letting us know and apologies for any confusion caused. Rest assured that your card is currently available for in-store use. | 1 | 0.0% | after receiving the denial |
| I experienced damages in the form of embarrassment and anxiety.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,WA,99354,,Consent provided,Web,2021-03-16,Closed with explanation,Yes,N/A,4216954 | 1 | 0.0% | that was a private matter between me and said companies in which I extended the credit as the original creditor |
| i explain what happen | 1 | 0.0% | citi best buy card never reach out to me |
| I explained I get paid once a month and that all my obligations must be addressed during this time frame of the XXXX. No one appeared to have any concern or provided any customer service beyond what the textbook stated. I then went to the branch located in Downtown XXXX XXXX at the BOFA building where I had the worst encounter with who I believe was the branch manager. Without even looking at my account stated that he could not lift the hold that was placed on my check. He stated he had never seen a hold on a XXXX check and advised me to contact my employer and have them cancel the check because BOFA was already verifying '' my funds. He did not bother to sit down and speak to me and when I referenced the deposit agreement of the {$200.00} he stated the bank may '' release | 1 | 0.0% | XXXX XXXX Branch |
| I explained my information. But according to her they show NOTHING ME BEING A DO NOT CALL LIST. So the company was now lying to me | 1 | 0.0% | LP why then was I not notified by them in XX/XX/XXXX when they got my file. The gentlemen on the phone stated that I was on DO NOT CALL LIST |
| I explained my plight again and asked if there was anything that could be done without pulling my credit? Wherein she informed me my credit had already been pulled!!!! WHAT???? Unbelievable. I was then informed I had no spending limit but a credit limit | 1 | 0.0% | I applied to refinance my home loan and my credit score was crucial to obtaining an affordable loan for the next 30 years of my life! After the loan company ran my credit we discovered a weird idiosyncrasy on the credit report. It showed a {$5000.00} payment due on the XXXX credit card. This was impacting my score and the debt to income ratio in a big way. I called Citibank XXXX customer service to see what it meant as my online hub showed NO payment due |
| I explained our situation to them and they were still adamant that I pay | 1 | 0.0% | our dilemma begins ; at some point over the years the apartments had some changes in Debtors |
| I explained that | 1 | 0.0% | on XXXX XXXX XXXX I wrote another letter ( mailed next day by USPS priority mail ) repeating the request that the Bank make the balance due on my credit card account XXXX. I had heard from the Bank about the fraudulent transaction. In a letter dated XXXX/XXXX/XXXX |
| I explained that I did not receive notice of the request. I went on to explain the situation and that we did not receive a cancellation notice or a cancellation number. The representative told me to send what I had for further review. This was completed on XX/XX/XXXX. | 1 | 0.0% | I opened another dispute with Cap One XXXX |
| I explained that I did pay | 1 | 0.0% | my auto payment is due on the XXXX of every month |
| I explained that I was not accepting the offer and that I put in a tracking number of all zeroes and a carrier ID of No Carrier to be able to submit the form but that | 1 | 0.0% | when it became clear that the seller was not willing to take any responsibility for the negligent packaging that resulted in the damage |
| I explained that i will NOT deposit anymore money with them until this is resolved | 1 | 0.0% | and see that my account is negative! Also |
| I explained that she needs to get control over her classroom because there are too many people paying too much money and actually want to learn. She said she would discuss the problem in the next class. The next class happened and she said nothing | 1 | 0.0% | I began having some problems from with my education within the first quarter. The first problem was my English class |
| I explained the same thing I had explained to XXXX. He said that he would review the call an get back to me. I advised him that I was filing a complaint against this person named XXXX and the Colorado Attorney Generals Office for Fair Debt Collection Practices Act for investigation | 1 | 0.0% | I reiterated that it was not my license plate and not my debt |
| I explained the situation | 1 | 0.0% | I've even hired a Identity Theft Restoration Specialist through XXXX XXXX to assist. In late XXXX |
| I explained the situation again and was told that the supervisor had just received it on his desk and should be able to get to it very soon. Today | 1 | 0.0% | the woman reviewed my payment history and explained to me that she was confused about why it was saying that because she was not seeing any late payments on my account. She placed me on hold and told me that this would be escalated and would take a few days to hear back from someone. Over the course of the next week I waited to hear back from someone and never did |
| I explained the situation and my account was then frozen while the XXXX XXXX XXXX XXXX XXXX XXXX dispute claims were filed. | 1 | 0.0% | and when they answered with XXXX XXXX '' |
| I explained the situation once more | 1 | 0.0% | I contacted Discover Bank |
| I explained this lady the problem | 1 | 0.0% | spoke to the manager |
| I explained to her that I just made a payment 30 mins ago to this account and was told the account was cleared | 1 | 0.0% | I agreed to pay the balance but ONLY if I received a digital receipt stating that I had paid the balance and the account no long had any fees incurred. I did this because I had been lied to the first time I called. The collections department explained they can only mail this and it might take 10 days |
| I explained to her that it's not my fault | 1 | 0.0% | I called today |
| I explained to him that I will place a complaint against him with the police. He then got scared | 1 | 0.0% | Inc. ) began unnecessarily contacting me over the phone |
| I explained to Mr. XXXX and the SunTrust fraud department ( which he called to listen as a third party ) that I do not know where the funds went or on what dates or in what amounts. I explained to him that I would be guessing and I do not work for a bank and can not see behind their doors and into their systems to see how they conduct transactions or business. I told Mr. XXXX I suspected the theft had happened recently | 1 | 0.0% | I : - Visited two SunTrust branches ( one branch manager gave no indication that I might have been a victim of fraud/theft but babbled that she would solve the problem '' - Called the SunTrust fraud department multiple times ( only to be hung up on repeatedly before I even got through -- I finally gave up ) - Was finally assigned a case number and left multiple messages ( including that I was likely the victim of theft or fraud ) for the SunTrust investigator assigned to my case |
| I explained to Synchrony detailing everything that happened. See exhibit 5 and 5A. | 1 | 0.0% | 60 days |
| I explained to the rep that I just brought my account current after and then lost my job | 1 | 0.0% | who lied to me |
| I explained to XXXX that I was promised waiver in no uncertain term | 1 | 0.0% | XXXX XXXX |
| I explained to XXXX XXXX that Capital One helped me go from a XXXX credit score to a XXXX. I remain appreciative. However | 1 | 0.0% | it is true that I agreed to the terms and conditions of having Capital One accounts. ( Platinum Card & Kohl 's Card ). However |
| I explicitly invoked my rights under various statutes | 2 | 0.0% | I submitted detailed written demands directly to each of the Credit Bureaus ( enclosed as attachments ) |
