| in fact therefor exist XXXXXXXX XXXX XXXX XXXX XXXX I have not supplied proof under the XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. I presume that no proof of the alleged debt | 1 | 0.0% | nor therefore any such debt |
| in fact therefor exist,,EQUIFAX | 2 | 0.0% | immediately : XXXX XXXX XXXX Equifax Account # : XXXX - XXXX Account Type : Revolving account - Revolving Account Type - Detail : Revolving account - Revolving Bureau Code : Authorized account - Authorized User Account Status : Other - Other Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX - XX/XX/XXXX Balance : {$1200.00} - {$1200.00} No. of Months ( terms ) : - - Monthly ( due every month ) High Credit : {$1200.00} - - Credit Limit : {$750.00} - {$750.00} Past Due : - - - Payment Status : Charged off as bad debt - Charge-off Last Reported : XX/XX/XXXX - XX/XX/XXXX Comments : Profit and loss writeoff CHARGED OFF ACCOUNT Date Last Active : XX/XX/XXXX - XX/XX/XXXX Date of Last Payment : - - - XXXX XXXX XXXX XXXX Equifax Account XXXX XXXX XXXX XXXX XXXX Account Type : Revolving account REVOLVING Revolving Account Type - Detail : Revolving account Charge Card Revolving Bureau Code : Individual account Individual Individual Account Account Status : Indeterminate Indeterminate Indeterminate Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$0.00} {$0.00} {$0.00} No. of Months ( terms ) : - Revolving Monthly ( due every month ) High Credit : {$670.00} - - Credit Limit : {$200.00} {$200.00} {$200.00} Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Purchased by another lender - CHARGED OFF ACCOUNT Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - - Two-Year payment history XXXX XXXX XXXX XXXX Equifax Account # : XXXX XXXX XXXX Account Type : Installment account INSTALLMENT Installment Account Type - Detail : Installment account Unsecured Loan Installment Bureau Code : Individual account Individual Individual Account Account Status : Indeterminate Indeterminate Indeterminate Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$0.00} {$0.00} {$0.00} No. of Months ( terms ) : Monthly 60 Months Monthly ( due every month ) High Credit : {$3000.00} - - Credit Limit : {$0.00} - - Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Purchased by another lender - CHARGED OFF ACCOUNT FIXED RATE Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - XXXX XXXX XXXX XXXX XXXX Equifax Account # : XXXX XXXX XXXX Account Type : Revolving account REVOLVING Revolving Account Type - Detail : Revolving account Credit Card Revolving Bureau Code : Individual account Individual Individual Account Account Status : Closed Closed Closed Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$380.00} {$380.00} {$380.00} No. of Months ( terms ) : - Revolving - High Credit : {$440.00} - - Credit Limit : {$300.00} {$300.00} {$300.00} Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Canceled by credit grantor - CHARGED OFF ACCOUNT ACCOUNT CLOSED BY CREDIT GRANTOR Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - - Two-Year payment history XXXX XXXX XXXX XXXX XXXX Equifax Account # : XXXX XXXX XXXX Account Type : Revolving account REVOLVING Revolving Account Type - Detail : Revolving account Credit Card Revolving Bureau Code : Individual account Individual Individual Account Account Status : Closed Closed Closed Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$1000.00} {$1000.00} {$1000.00} No. of Months ( terms ) : - Revolving - High Credit : {$1000.00} - - Credit Limit : {$700.00} {$700.00} {$700.00} Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Profit and loss writeoff - CHARGED OFF ACCOUNT Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - - XXXX XXXX XXXX ( Original Creditor : XXXX ) XXXX XXXX Equifax Account # : XXXX XXXX XXXX Account Type : Open account INSTALLMENT Open Account Account Type - Detail : Open account Debt Buyer Open Account Bureau Code : Individual account Individual Individual Account Account Status : - XXXX XXXX Monthly Payment : - - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$640.00} {$640.00} {$640.00} No. of Months ( terms ) : - 1 Month - High Credit : - - {$640.00} Credit Limit : - - - Past Due : - - - Payment Status : - Seriously past due date / assigned to attorney |
| in fact therefor exist,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,95351,,Consent provided,Web,2025-07-07,Closed with explanation,Yes,N/A,14484811 | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| in fact therefor exist,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 3 | 0.0% | immediately : XXXX TransUnion XXXX XXXX Account # : XXXX XXXX XXXX Account Type : Revolving account - Revolving Account Type - Detail : Revolving account - Revolving Bureau Code : Authorized account - Authorized User Account Status : Other - Other Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX - XX/XX/XXXX Balance : {$1200.00} - {$1200.00} No. of Months ( terms ) : - - Monthly ( due every month ) High Credit : {$1200.00} - - Credit Limit : {$750.00} - {$750.00} Past Due : - - - Payment Status : Charged off as bad debt - Charge-off Last Reported : XX/XX/XXXX - XX/XX/XXXX Comments : Profit and loss writeoff CHARGED OFF ACCOUNT Date Last Active : XX/XX/XXXX - XX/XX/XXXX Date of Last Payment : - - - XXXX XXXX TransUnion XXXX XXXX Account # : XXXX XXXX XXXX Account Type : Revolving account REVOLVING Revolving Account Type - Detail : Revolving account Charge Card Revolving Bureau Code : Individual account Individual Individual Account Account Status : Indeterminate Indeterminate Indeterminate Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXXXXXX XXXX XXXX Balance : {$0.00} {$0.00} {$0.00} No. of Months ( terms ) : - Revolving Monthly ( due every month ) High Credit : {$670.00} - - Credit Limit : {$200.00} {$200.00} {$200.00} Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Purchased by another lender - CHARGED OFF ACCOUNT Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - - Two-Year payment history XXXX XXXX TransUnion XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX Account Type : Installment account INSTALLMENT Installment Account Type - Detail : Installment account Unsecured Loan Installment Bureau Code : Individual account Individual Individual Account Account Status : Indeterminate Indeterminate Indeterminate Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$0.00} {$0.00} {$0.00} No. of Months ( terms ) : Monthly 60 Months Monthly ( due every month ) High Credit : {$3000.00} - - Credit Limit : {$0.00} - - Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Purchased by another lender - CHARGED OFF ACCOUNT FIXED RATE Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - XXXX XXXX XXXX TransUnion XXXX XXXX Account # : XXXX XXXX XXXX Account Type : Revolving account REVOLVING Revolving Account Type - Detail : Revolving account Credit Card Revolving Bureau Code : Individual account Individual Individual Account Account Status : Closed Closed Closed Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$380.00} {$380.00} {$380.00} No. of Months ( terms ) : - Revolving - High Credit : {$440.00} - - Credit Limit : {$300.00} {$300.00} {$300.00} Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Canceled by credit grantor - CHARGED OFF ACCOUNT ACCOUNT CLOSED BY CREDIT GRANTOR Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - - Two-Year payment history XXXX XXXX XXXX TransUnion XXXX XXXX Account # : XXXX XXXX XXXX Account Type : Revolving account REVOLVING Revolving Account Type - Detail : Revolving account Credit Card Revolving Bureau Code : Individual account Individual Individual Account Account Status : Closed Closed Closed Monthly Payment : {$0.00} - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$1000.00} {$1000.00} {$1000.00} No. of Months ( terms ) : - Revolving - High Credit : {$1000.00} - - Credit Limit : {$700.00} {$700.00} {$700.00} Past Due : - - - Payment Status : Charged off as bad debt Charge-off Charge-off Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Profit and loss writeoff - CHARGED OFF ACCOUNT Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : - - - XXXX XXXX XXXX ( Original Creditor : XXXX ) TransUnion XXXX XXXX Account # : XXXX XXXX XXXX Account Type : Open account INSTALLMENT Open Account Account Type - Detail : Open account Debt Buyer Open Account Bureau Code : Individual account Individual Individual Account Account Status : - XXXX XXXX Monthly Payment : - - - Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$640.00} {$640.00} {$640.00} No. of Months ( terms ) : - 1 Month - High Credit : - - {$640.00} Credit Limit : - - - Past Due : - - - Payment Status : - Seriously past due date / assigned to attorney |
| in fact therefore doesn't exists,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IN,46239,,Consent provided,Web,2023-05-17,Closed with explanation,Yes,N/A,6984270 | 1 | 0.0% | XXXX spoke with multiple times |
| in fact therefore exists ( XXXX ) XXXX XXXX {$1100.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I have not supplied proof under the doctrine of estoppel by silence | 1 | 0.0% | nor therefore any such debt |
| in fact therefore exists. | 1 | 0.0% | XXXX XXXX XXXX. Resurgent |
| in fact therefore exists.,,EQUIFAX | 1 | 0.0% | any adverse item of information |
| in fact they have given us every payment on time and today they will be giving us the XXXX payment along with the benefit of the doubt that we will honor our permanent mod agreement after we have not given it too them as promised. He was upset. He took her off speaker phone and argued and argued then closed the call and apologized that this what happening and he had no real understanding as to what was occurring. This sent us spiraling in fear that it was all a scam. we left the branch with our check and in panic mode filed pro se.chapter XXXX soon after in XXXX. In XXXX XXXX | 1 | 0.0% | and when it came time |
| in fact was in XXXX XXXX at a concert and then XXXX XXXX for a birthday celebration.,,JPMORGAN CHASE & CO.,MD,211XX,,Consent provided,Web,2023-08-06,Closed with explanation,Yes,N/A,7356275 | 1 | 0.0% | my account shows a charge from that same hotel in the amount of {$600.00}. When I contacted Chase again about fraudulent charges |
| in fact- if this issue wasn't happening at all. Worse though is that I get no information from them. I'll spend upwards of 3 hours talking to several people | 1 | 0.0% | but then it was denied because Experian told them two different people had the same social security number. After contacting Experian about this I learned that my credit report was splintered between an old an new name which was preventing credit approval. I submitted name change documents |
| in fact. | 2 | 0.0% | I have the right to privacy and the right to know where and how to direct the disclosure of my nonpublic information |
| in facts exists I am the Commisioner of XXXX Ohio I have paid every loan and credit card I ever had without missing a payment I do not recognize these cards Nor do I recognize these inquiries on my account I decide to check my credit as I received info about a data breach realizing there were these collections I never saw also I see the collections are very old pass Ohios date of deletion so why are they on my credit,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,44108,Older American | 1 | 0.0% | impartiality |
| in facts exists I am the XXXX XXXX XXXX XXXX I have paid every loan and credit card I ever had without missing a payment I do not recognize these cards Nor do I recognize these inquiries on my account I decide to check my credit as I received info about a data breach realizing there were these collections I never saw also I see the collections are very old pass Ohios date of deletion so why are they on my credit,,EQUIFAX | 1 | 0.0% | impartiality |
| in facts exists I am the XXXX XXXX XXXX XXXX I have paid every loan and credit card I ever had without missing a payment I do not recognize these cards Nor do I recognize these inquiries on my account I decide to check my credit as I received info about a data breach realizing there were these collections I never saw also I see the collections are very old pass Ohios date of deletion so why are they on my credit,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | impartiality |
| in facts exists I want : 1. Proof that I owe this debt | 2 | 0.0% | impartiality |
| in facts exists Ive asked the following questions to these companies and they have not responded with any accurate info my information was abused through the on going years and I want my life back Proof that I owe this debt | 2 | 0.0% | XXXX |
| in facts exists The Fair Credit Reporting Act ( FCRA ) in the United States Code gives consumers the right to dispute and remove inaccurate inquiries from their credit reports :,,EQUIFAX | 1 | 0.0% | impartiality |
| in facts exists,,EQUIFAX | 2 | 0.0% | impartiality |
| in facts exists,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,44108,Older American | 1 | 0.0% | impartiality |
| in facts exists,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,44121,,Consent provided,Web,2024-09-30,Closed with explanation,Yes,N/A,10297493 | 1 | 0.0% | impartiality |
| in facts exists,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,OH,441XX,Servicemember,Consent provided,Web,2024-09-28,Closed with explanation,Yes,N/A,10277499 | 1 | 0.0% | impartiality |
| in facts exists,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | impartiality |
| in failing to thoroughly investigate the accuracy of the alleged debt | 1 | 0.0% | which includes a letter from the original creditor |
| in favor of the subrogee | 8 | 0.0% | at the expense of another |
| in Florida | 1 | 0.0% | the creditor could be held liable for unlawful conduct. After the vehicle has been sold |
| in Florida. He helped me in my case and is connecting with the scammer | 1 | 0.0% | who was my friend |
| in front of the bad. | 1 | 0.0% | checked in |
| in front of the bank manager in XXXX | 1 | 0.0% | but neither knew anything. There were no notes on my account |
| in full | 4 | 0.0% | on XX/XX/year> |
| in full and on time ... Where is the proof of mortgage company payments. My tax office would gladly return any payment received from the mortgage company | 1 | 0.0% | XXXX XXXX |
| in full by XX/XX/XXXX. I will also pay an additional {$100.00} out of good faith | 1 | 0.0% | I gracefully offered arbitration instead of going directly to suing |
| in full compliance with federal and Tennessee law. | 27 | 0.0% | Tennessee Consumer Protection Act ( TCPA ) Tenn. Code Ann. 47-18-101 et seq. |
| in full {$560000.00}!!!!! Clearly I am not going to accept their falsifying information on my credit score when it dropped from XXXX to the low 600s OVER 100 points!!!! This has effected my future purchases since then!!! AND AGAIN | 1 | 0.0% | with XXXX XXXX XXXX |
| in full {$560000.00}!!!!! Clearly I am not going to accept their falsifying information on my credit score when it dropped from XXXX to the low XXXX OVER 100 points!!!! This has effected my future purchases since then!!! AND AGAIN | 1 | 0.0% | with Bank of America |
| in full. | 1 | 0.0% | a supervisor tells us we may settle the account |
| in future | 1 | 0.0% | EQUIFAX NEEDS TO RECEIVE VALID AND LEGIBLE DOCUMENTATION. THE IDENTIFICATION DOCUMENTS SENT ARE ILLEGIPLE. PLEASE SUBMIT A LEGIPLE COPY OF [ MY ] MY SOCIAL SECURITY CARD. AS A PROOF OF SOCIAL SECURITY CARDALSO |
| in good faith | 3 | 0.0% | I have included each section of 15 USC 1666 that Title Max has violated : Section A - Prompt Notification of Billing Errors : Title Max failed to promptly notify me of ststus billing errors identified in my account. Section A states |
| IN GOOD FAITH | 1 | 0.0% | this was not my Student Loan. At that time |
| in good faith and clean conscience. XXXX XXXX told me the XXXX XXXX Settlement Agreement would be void and his lawyers would file for a default judgment unless I made the first payment by XXXX XXXX. I made the payment after repeatedly seeking reassurance on the telephone | 1 | 0.0% | authorized representatives of XXXX XXXX XXXX |
| in good faith and within XXXX complete billing cycles ( but not more than 90 days ) ; and complete | 1 | 0.0% | 15 U.S.C. 1681 et seq. |
| IN GOOD FAITH. CONSUMERS HAS A RIGHT TO EXERCISE THEIR RIGHTS! NOT ONCE DID TD INSTRUCT CONSUMER OF OPTIONS TO RESCIND THE CONTRACT OR HOW TO REMIT LAWFUL PAYMENT. THE CONSUMER REQUESTED A TRUE BILL OF SALE AND ALL ACCOUNTING DOCUMENTS BUT HAS NOT RECEIVED THEM. IT TAKES ONLY {$30.00} TO SEND OVERNIGHT | 1 | 0.0% | TITLE |
| in good standing | 1 | 0.0% | link below |
| in her ends there is no {$0.00} Balance transfer fee in their code. When I and my husband mentioned about fax and calling their HQ | 1 | 0.0% | NJ but she can not help on TD Bank credit card dept and she transferred to XXXX XXXX |
| in his blatant attempts to coerce and gain unwarranted information. And all other relief under the law.,,General Motors Financial Company | 1 | 0.0% | as of XX/XX/XXXX. That the dealer and finance company only contact me in writing. That I receive the monthly statement timely as the 1st payment is due XX/XX/XXXX. That XXXX XXXX cease among all other things the unprofessional acts and actions |
| in his eyes the better it is. He takes pictures repetitively | 1 | 0.0% | they said they would not answer that question. We |
| in his official capacity as Secretary | 2 | 0.0% | XXXX |
| in hope to reduce premiums. When I submitted my final examen to Defensive Driver course admin | 1 | 0.0% | I completed DC XXXX XXXX course |
| in hopes for some sort of answer or indication she was listening | 1 | 0.0% | XX/XX/XXXX I called to follow up with the Dispute Dept and got the rudest people. I wanted to check the status and advise that I last heard they were looking in the Chase network for the money when XXXX explained to her they have the funds on hold |
| in hopes of finally reaching a bright and intelligent individual capable of reading and applying logic | 2 | 0.0% | XXXX |