Total complaints
1
Filed since The
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows in failing to thoroughly investigate the accuracy of the alleged debt's complaint history from CFPB public records. 1 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since The
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How in failing to thoroughly investigate the accuracy of the alleged debt's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| which includes a letter from the original creditor | 1 |
| State | Complaints |
|---|---|
| violated Section 1681s-2 ( a ) ( 1 ) ( A ) of the FCRA. | 1 |
| Issue | Complaints |
|---|---|
| confirms that the alleged debt in question was canceled due to fraud before XXXX XXXX XXXX XXXX collected it. Despite the account having been closed and the balance being canceled due to fraud | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
in failing to thoroughly investigate the accuracy of the alleged debt has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The new ev, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, in failing to thoroughly investigate the accuracy of the alleged debt reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which includes a letter from the original creditor", and the single most common underlying issue is "confirms that the alleged debt in question was canceled due to fraud before XXXX XXXX XXXX XXXX collected it. Despite the account having been closed and the balance being canceled due to fraud".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating in failing to thoroughly investigate the accuracy of the alleged debt: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
in failing to thoroughly investigate the accuracy of the alleged debt has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
in failing to thoroughly investigate the accuracy of the alleged debt has a 0% timely response rate to CFPB complaints.
The most common issue reported against in failing to thoroughly investigate the accuracy of the alleged debt is "confirms that the alleged debt in question was canceled due to fraud before XXXX XXXX XXXX XXXX collected it. Despite the account having been closed and the balance being canceled due to fraud" in the "which includes a letter from the original creditor" product category.
Read our methodology — how this data is sourced, computed, and verified.