2026 data Public-data reference. official source

Sarma

187 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

187 consumer complaints filed with the CFPB

This profile shows Sarma's complaint history from CFPB public records. 187 consumers have filed complaints since 2013. The company has a 92.5% timely response rate and has provided relief in 0.5% of cases.

187
Total Complaints
92.5%
Timely Response
2.7%
Disputed
0.5%
Relief Provided
25
States Active
2013
Since

Total complaints

187

Filed since 2013

Timely response

92.5%

CFPB-tracked response window

Relief rate

0.5%

Closed with monetary or non-monetary relief

Timely response rate 92.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

Sarma complaint mix by product

Total complaints: 187

Sarma complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 187 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 123 complaints (65.8%), resolution 0.0% Debt collection 65.8% Credit reporting,: 39 complaints (20.9%), resolution 2.6% Credit reporting, 20.9% Credit reporting: 16 complaints (8.6%), resolution 0.0% Credit reporting 8.6% Mortgage: 4 complaints (2.1%), resolution 0.0% Checking or: 4 complaints (2.1%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 123 65.8% 0% relief
  • Credit reporting, 39 20.9% 3% relief
  • Credit reporting 16 8.6% 0% relief
  • Mortgage 4 2.1% 0% relief
  • Checking or 4 2.1% 0% relief
  • Credit reporting 1 0.5% 0% relief

How Sarma's 187 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 123
Credit reporting, credit repair services, or other personal consumer reports 39
Credit reporting or other personal consumer reports 16
Mortgage 4
Checking or savings account 4
Credit reporting 1

Top States

State Complaints
TX 111
FL 21
CA 13
NC 4
UT 4
AZ 4
OH 3
LA 3
AP 3
NV 2
GA 2
IL 2
MD 2
VA 2
CT 1
WA 1
MN 1
AR 1
FM 1
RI 1

Top Issues

Issue Complaints
Written notification about debt 34
Attempts to collect debt not owed 31
Improper use of your report 30
Incorrect information on your report 21
Cont'd attempts collect debt not owed 20
Disclosure verification of debt 9
Communication tactics 9
Threatened to contact someone or share information improperly 6
False statements or representation 6
Problem with a credit reporting company's investigation into an existing problem 6
Took or threatened to take negative or legal action 5
Application, originator, mortgage broker 2
Improper contact or sharing of info 2
Managing an account 2
Credit monitoring or identity theft protection services 1
Electronic communications 1
Applying for a mortgage or refinancing an existing mortgage 1
Improper use of my credit report 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 10 90%
2015 9 66.7%
2016 10 70%
2017 11 81.8%
2018 19 94.7%
2019 24 100%
2020 24 100%
2021 23 95.7%
2022 9 100%
2023 12 83.3%
2024 8 87.5%
2025 19 100%
2026 5 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Sarma

Sarma has accumulated 187 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 55 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-13, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Sarma reports a 92.5% timely-response rate and has closed 99.5% of cases with a written explanation to the consumer. 0.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Written notification about debt".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Sarma: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Sarma have?

Sarma has received 187 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Sarma respond to complaints on time?

Sarma has a 92.5% timely response rate to CFPB complaints.

What is the most common complaint about Sarma?

The most common issue reported against Sarma is "Written notification about debt" in the "Debt collection" product category.

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