CFPB · Single-product concentration
Access Receivables of NC Inc.
155 CFPB complaints · 91.6% in "Debt collection" · top issue Attempts to collect debt not owed.
Access Receivables of NC Inc.: 91.6% of 155 CFPB complaints sit in "Debt collection". Timely 98.7% · relief 0.6%. Allegations, not findings.
- Single-product concentration
- +400% filings 2013 to 2026
CFPB relief outcome brief
CCDB company access-receivables-of-nc-inc
0.6% relief · 98.7% timely · 155 filings · Debt collection
Same-product relief peers
Nearest relief peer: Credit Corp Solutions Inc. (0.6% relief)
Access Receivables of NC Inc. closes 0.6% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Access Receivables of NC Inc.'s 155 filings include narrative text
42.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Access Receivables of NC Inc. complaint mix by product
- Debt collection 142 91.6% – 1% relief
- Credit reporting, 7 4.5% – 0% relief
- Credit reporting 5 3.2% – 0% relief
- Student loan 1 0.6% – 0% relief
How Access Receivables of NC Inc.'s 155 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 142 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Credit reporting or other personal consumer reports | 5 |
| Student loan | 1 |
Where Access Receivables of NC Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 18.1% of this company's filings
Access Receivables of NC Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 10
- +400% vs 2013
Top States
| State | Complaints |
|---|---|
| VA | 28 |
| TX | 12 |
| CA | 12 |
| GA | 11 |
| MD | 10 |
| PA | 7 |
| SC | 6 |
| NC | 6 |
| FL | 6 |
| NY | 5 |
| TN | 4 |
| AL | 4 |
| NV | 4 |
| NJ | 4 |
| IL | 3 |
| MN | 3 |
| CO | 3 |
| ME | 3 |
| MI | 3 |
| WA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 48 |
| Communication tactics | 22 |
| False statements or representation | 16 |
| Cont'd attempts collect debt not owed | 16 |
| Written notification about debt | 13 |
| Disclosure verification of debt | 10 |
| Threatened to contact someone or share information improperly | 6 |
| Took or threatened to take negative or legal action | 5 |
| Incorrect information on your report | 5 |
| Improper contact or sharing of info | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Improper use of your report | 3 |
| Electronic communications | 2 |
| Struggling to repay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 3 | 100% |
| 2015 | 7 | 85.7% |
| 2016 | 20 | 100% |
| 2017 | 10 | 100% |
| 2018 | 13 | 100% |
| 2019 | 10 | 100% |
| 2020 | 12 | 100% |
| 2021 | 16 | 100% |
| 2022 | 8 | 87.5% |
| 2023 | 13 | 100% |
| 2024 | 9 | 100% |
| 2025 | 22 | 100% |
| 2026 | 10 | 100% |
Source: CFPB Consumer Complaint Database
Access Receivables of NC Inc. filings cluster in one product
Access Receivables of NC Inc.'s 155 logged complaints stay concentrated: only 32 states show a filing. 42.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-07.
Access Receivables of NC Inc. answers 98.7% of complaints inside the CFPB's tracked window and closes 98.7% with a written explanation. 0.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Access Receivables of NC Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Access Receivables of NC Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 155.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Access Receivables of NC Inc. (98.7% timely; 0.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration