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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
XXXX XXXX. Account involved in litigation an incorrect high balance '' an inaccurate date of last activity REAGED ACCOUNTS '' Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. Your improper pr XXXX XXXX Account Number : XXXX Please remove it from my credit report. 1
XXXX XXXX. Accounts such as XXXX XXXX XXXX 2
XXXX XXXX. Accounts such as XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX are inaccurately reported with mismatched account numbers 1
XXXX XXXX. All Do still have these private personal property and affects and information in their possession and as part of their personal property without my knowledge consent or permission 1
XXXX XXXX. An unauthorized inquiry was made by XXXX on XXXX 2
XXXX XXXX. An unauthorized inquiry was made by XXXX XXXX XXXX on XX/XX/XXXX XXXX. An unauthorized inquiry was made by XXXX XXXX on XXXX 1
XXXX XXXX. As XXXX went over the details of the situation with him 1
XXXX XXXX. Asking if I lived there 1
XXXX XXXX. At all three centers 1
XXXX XXXX. Both lines were added without my knowledge or consent. On a date that I can not confirm 1
XXXX XXXX. Customer Care Senior Specialist XX/XX/18 XXXX XXXX XXXX XXXX XXXX When i can ask for refund deposit or credit increase base on terms of the account. Thanks,Company has responded to the consumer and the CFPB and chooses not to provide a public response,FIRST NATIONAL BANK OF OMAHA,PA,XXXXX,,Consent provided,Web,2018-12-14,Closed with explanation,Yes,N/A,3090849 1
XXXX XXXX. EQUIFAX XXXX XXXX 1
XXXX XXXX. Georgia XXXX XXXX XXXX XX/XX/XXXX 1
XXXX XXXX. He claimed I would receive all but XXXX dollars to cover costs and fees to file. However 1
XXXX XXXX. He said that it had been decided that we stole the original money and that was why ther was no credit 1
XXXX XXXX. How can we trust the set company and Fair Collections & Outsourcing 1
XXXX XXXX. I 1
XXXX XXXX. I do not have an account with XXXX XXXX. According to the website 1
XXXX XXXX. I explained the situation to her 1
XXXX XXXX. I sent CAPITAL ONE the validation letter along with a CEASE AND DESIST letter on XX/XX/2021 certified mail and CAPITAL ONE received the letter on XX/XX/2021. I received a letter dated XX/XX/2021 from CAPITAL ONE asking me to send them additional information which I am not required to do so. Capital has refused to validate the debt and has also not ceased collection activities. CAPITAL ONE is still harassing me by sending me letters and still having false information reported to the consumer reporting agencies after the cease and desist letter was received.,,CAPITAL ONE FINANCIAL CORPORATION,PA,15001,,Consent provided,Web,2021-11-15,Closed with explanation,Yes,N/A,4913590 1
XXXX XXXX. I will attach documents for you. Please contact me at ( XXXX ) XXXX or XXXXXXXXXXXX if you need any more information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA 1
XXXX XXXX. Immediately delete these XXXX XXXX XXXX accounts from my credit files. 1
XXXX XXXX. Incorrect Address - XXXX XXXX XXXX 1
XXXX XXXX. Initial notification 1
XXXX XXXX. My date of birth is XX/XX/year>. Under the Fair Credit Reporting Act ( FCRA ) 4
XXXX XXXX. My landlord uses an intermediary processor for online rent payments 1
XXXX XXXX. No results. In desperation I paid {$28.00} on XX/XX/XXXX to overnight the CEO of USAA 1
XXXX XXXX. OF XXXX : XXXX 1
XXXX XXXX. Our application was for a conventional loan along with a down payment assistance loan from Nevada Housing Corporation. After the application was made 1
XXXX XXXX. presenting lost note that has been fabricated or doctored documents 1
XXXX XXXX. She confirmed I had met the direct deposit requirements and also had more than enough use/debit transactions. She called someone to inquire why it wasn't showing as qualified '' on my account. The person on the other line said it was probably because they were waiting until XX/XX/XXXX because that was my 90 days. XXXX gave me her direct number XXXX and said to call her today to make sure it was switched to qualified. 1
XXXX XXXX. Since my ability to pay for things 1
XXXX XXXX. The following personal information is incorrect Account Number : EMPLOYER : XXXX XXXX. The following personal information is incorrect Account Number : EMPLOYER : XXXX XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXXXXXX XXXX XXXXXXXX XXXX XXXX 1
XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX 3
XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX On ( XX/XX/XXXX ) 1
XXXX XXXX. The following personal information is incorrect Also Known As : XXXX 1
XXXX XXXX. The original letter was dated XX/XX/2016 and a corrected follow up letter was sent on XX/XX/2016.,,JPMORGAN CHASE & CO.,NY,105XX,Older American,Consent provided,Web,2016-06-20,Closed with explanation,Yes,Yes,1974883 1
XXXX XXXX. The PNC representative attended via telephone. PNCs representative put a proposal on the table verbally. It was agreed to by the parties. The Mediator agreed to continue the mediation to XX/XX/XXXX 1
XXXX XXXX. The transition of the financial institutions took place between XXXX and XX/XX/XXXX. 1
XXXX XXXX. The XXXX XXXX 24hr banker was able to verify and confirm the completed payment transaction to XXXX in the amount of {$210.00} 1
XXXX XXXX. There is a XXXX XXXX XXXX police Theft report 1
XXXX XXXX. They both reviewed their records 1
XXXX XXXX. They changed my locks on my house 3 times claiming they are there to protect the property. My home has severe water damage and I was waiting for my new loan modification to make repairs. I had sent a letter explaining this with my HUD counselor informing CHFA of the reasons it isn't occupied. Whether it was occupied or unoccupied wasn't a verifiable concern for my forbearance or modification. They harassed me and caused further hardships for me being that I had spent nearly {$300.00} to replace my locks. They didn't have authority in making these decisions. Plus I am still not in my home. I haven't been able to live in my home since this all started. 1
XXXX XXXX. This correspondence shall serve as a formal Demand to Cease and Desist and a Request for Immediate Deletion of all erroneous account data in violation of my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) 1
XXXX XXXX. This decision by Wells Fargo effectively negated the Covid-19 Deferral Agreement. It could negatively impact my credit history as evidenced by the Wells Fargo Credit Reporting History ( reference Document # 3 ). 1
XXXX XXXX. This gentleman 1
XXXX XXXX. This is common knowledge 1
XXXX XXXX. to XXXX Central time. 1
XXXX XXXX. We described the situation to him and he helpfully found records in their system of someone applying for 1
XXXX XXXX. When I returned to the bank and explained my mistake 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.