| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75604,,Consent provided,Web,2023-01-20,Closed with explanation,Yes,N/A,6461411 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75604,,Consent provided,Web,2023-02-02,Closed with explanation,Yes,N/A,6533006 | 1 | 0.0% | seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,770XX,,Consent provided,Web,2023-01-20,Closed with explanation,Yes,N/A,6463541 | 1 | 0.0% | seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,776XX,,Consent provided,Web,2023-02-12,Closed with explanation,Yes,N/A,6563849 | 1 | 0.0% | seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of Identity Fraud XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,UT,84032,,Consent provided,Web,2023-02-14,Closed with non-monetary relief,Yes,N/A,6569136 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,UT,843XX,,Consent provided,Web,2023-01-27,Closed with explanation,Yes,N/A,6496560 | 1 | 0.0% | seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,22304,,Consent provided,Web,2023-01-25,Closed with non-monetary relief,Yes,N/A,6484851 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,22401,,Consent provided,Web,2023-02-10,Closed with non-monetary relief,Yes,N/A,6555602 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23233,,Consent provided,Web,2023-02-11,Closed with explanation,Yes,N/A,6560345 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23323,,Consent provided,Web,2024-12-12,Closed with explanation,Yes,N/A,11132924 | 1 | 0.0% | in advance |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23455,,Consent provided,Web,2024-12-10,Closed with explanation,Yes,N/A,11095636 | 1 | 0.0% | in advance |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23464,,Consent provided,Web,2023-02-14,Closed with explanation,Yes,N/A,6573478 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX Virginia XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23504,,Consent provided,Web,2025-01-04,Closed with explanation,Yes,N/A,11382056 | 1 | 0.0% | in advance |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,237XX,,Consent provided,Web,2024-12-11,Closed with explanation,Yes,N/A,11108706 | 1 | 0.0% | in advance |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,WA,98033,,Consent provided,Web,2023-01-25,Closed with explanation,Yes,N/A,6485100 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,WA,99362,,Consent provided,Web,2023-02-11,Closed with explanation,Yes,N/A,6560371 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,WI,53562,,Consent provided,Web,2023-01-20,Closed with explanation,Yes,N/A,6463656 | 1 | 0.0% | seeking {$5000.00} per violation for : XXXX. ) Defamation XXXX. ) Negligent Enablement of XXXX XXXX XXXX. ) Violations of the Fair Credit Reporting Act XXXX. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,WI,53562,,Consent provided,Web,2023-02-03,Closed with non-monetary relief,Yes,N/A,6528044 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,WI,537XX,,Consent provided,Web,2023-01-23,Closed with explanation,Yes,N/A,6472902 | 1 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Fidelity National Information Services | 1 | 0.0% | the fair credit reporting act 15 USC 1681 ( 2 ) ( a ) ( i ) exclusion from a consumer credit report clearly states ( A ) EXCLUSIONS- Except as provided in a paragraph ( 3 ) |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MO,65802,Older American,Consent provided,Web,2025-01-24,Closed with explanation,Yes,N/A,11711022 | 1 | 0.0% | went through their billing department. Talk to a supervisor and was told that my balance did not reflect the same as my installments |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MO,65802,Older American,Consent provided,Web,2025-01-24,Closed with explanation,Yes,N/A,11711920 | 1 | 0.0% | went through their billing department. Talk to a supervisor and was told that my balance did not reflect the same as my installments |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,The Outsource Group | 1 | 0.0% | INC XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 167 | 0.0% | seeking {$5000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act 4. ) Financial Injury My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX |
| XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,FL,33409,,Consent provided,Web,2024-10-14,Closed with non-monetary relief,Yes,N/A,10451162 | 1 | 0.0% | they already have access to my updated address information. The continued use of my old address despite having all the correct documentation feels fraudulent |
| XXXX XXXX- 60 days late | 1 | 0.0% | account is charged off and pursuant to IRS Publication 4681 |
| XXXX XXXX- 90 days late | 1 | 0.0% | account is charged off and pursuant to IRS Publication 4681 |
| XXXX XXXX- 90 days past due | 1 | 0.0% | XXXX & XX/XX/XXXX - No Data Reporting |
| XXXX XXXX- although due to the document 's illegibility that may not be correct ) | 1 | 0.0% | I noticed a new notification. The notification led me to a letter from Citi |
| XXXX XXXX- Contact information discrepancies between CRAs. | 1 | 0.0% | the following * * confirmed violations * * of federal law and rights under the Fair Credit Reporting Act ( FCRA ) and Gramm-Leach-Bliley Act ( GLBA ) have been identified : * * 1. Discrepancies and Violations by Credit Reporting Agencies ( CRAs ) : * * - Different creditor names across bureaus : XXXXXXXX XXXX XXXX list XXXX |
| XXXX XXXX- credit card- opened in XXXX and the following inquiries were also never authorized by me and are fraud as well : XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX These accounts were added to my credit report without my consent.,,EQUIFAX | 1 | 0.0% | XXXXXXXX XXXX XXXX credit card- opened in XXXX |
| XXXX XXXX- credit card- opened in XXXX and the following inquiries were also never authorized by me and are fraud as well : XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX These accounts were added to my credit report without my consent.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NJ,07666,,Consent provided,Web,2025-05-01,Closed with explanation,Yes,N/A,13288502 | 1 | 0.0% | XXXXXXXX XXXX XXXX credit card- opened in XXXX |
| XXXX XXXX- credit card- opened in XXXX and the following inquiries were also never authorized by me and are fraud as well : XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX XXXX inquired XXXX XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX inquired on XX/XX/XXXX XXXX XXXX XXXX inquired on XX/XX/XXXX These accounts were added to my credit report without my consent.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | XXXXXXXX XXXX XXXX credit card- opened in XXXX |
| XXXX XXXX- on XX/XX/year> and XX/XX/year>. | 1 | 0.0% | and I attached 2 proofs of ID along with the letter so that Experian could verify my identity and have proof of my actual correct address.They returned with only having updated SOME of my personal information but not all. So |
| XXXX XXXX- XX/XX/XXXX | 1 | 0.0% | XX/XX/XXXX |
| XXXX XXXX- XXXX | 1 | 0.0% | XXXX XXXX XXXX XXXX |
| XXXX XXXX- XXXX 15 U.S.C 1681 section 602 A. States I have the right to privacy. | 2 | 0.0% | XXXX XXXX- XXXX XXXX XXXX XXXX |
| XXXX XXXX- XXXX Experian : XXXX - XXXX | 1 | 0.0% | XXXX |
| XXXX XXXX- XXXX XXXX XXXX. | 1 | 0.0% | XXXX XXXX is a XXXX XXXX who was XXXX XXXX XXXX |
| XXXX XXXX-ACCT # XXXX ( {$450.00} ) | 1 | 0.0% | XXXX XXXXACCT # XXXX ( {$370.00} ) |
| XXXX XXXX-NOT MINE | 1 | 0.0% | XXXX XXXX -NOT MINE |
| XXXX XXXX-XXXX - XX/XX/2019 | 1 | 0.0% | XXXX XXXX - XX/XX/2019 |
| XXXX XXXX-XXXXdate opened-XX/XX/XXXX | 1 | 0.0% | XXXX XXXX- XXXX |
| XXXX XXXX. | 28 | 0.0% | XXXX ( see Exhibit attached ) |
| XXXX XXXX. ( FACT ) 1681 ( a ) ( 4 ) & B1681b ( a ) ( 2 ) Accuracy and fairness of credit reporting There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness | 3 | 0.0% | that have grant me |
| XXXX XXXX. ) Context ( why account closure alone is not enough ). | 1 | 0.0% | CAC sent a Release and Covenant Not to Sue. It proposes account close |
| XXXX XXXX. * * XXXX * * XXXX Date : XXXX. XXXX | 1 | 0.0% | XXXX XXXX. * * XXXX XXXX * * XXXX Date : XXXX XXXX |
| XXXX XXXX. - XXXX XXXX XXXX Account # XXXX | 3 | 0.0% | KY Remove Fraudulent Account listed : XXXX. - XXXX XXXX XXXX |
| XXXX XXXX. - XXXX XXXXXXXX XXXX Account # XXXX | 3 | 0.0% | KY Remove Fraudulent Account listed : 1. - XXXX XXXX XXXX |
| XXXX XXXX. According to XXXX | 1 | 0.0% | SWC state on XXXX XXXX |