| when a letter arrived in my mailbox informing me that the account had been closed to do an extreme delinquency. '' I do not dispute that I owed that money. As soon as I read the letter | 1 | 0.0% | which I believe brought my account to zero again. I intended to keep using the card and so I did not ask for the account to be closed. I used it XXXX more times in XXXX for charges that totaled {$34.00} |
| when a level of confidence and trust has been established with a company and I feel and believe a higher level of service | 1 | 0.0% | XXXX EQUIFAX XXXX XXXX XXXX XXXX |
| when a loan is void ab initio due to fraudulent underwriting | 3 | 0.0% | XXXX |
| when a modification is supposed to help the borrower. I have written them an email and spoken to two representatives but the supervisor even claims that this is the BEST solution for YOU '' and that if I don't accept it the loan will go into default. I told her NO this is the best solution for the lender - they get to charge a higher interest rate for most of the entire amount of the forbearance ( 5 % instead of 3.25 % ) as well as going forward and I think this is unconscionable. But she still insisted that this is the best solution for me. I find it hard to understand how a doubling of my interest rate and increase of my monthly payment going forward for the lifetime of the loan | 1 | 0.0% | but XX/XX/XXXX onwards my ARM interest rate decreased to 3.25 %. XX/XX/XXXX onwards my ARM interest rate adjusts to 2.5 %. However the modification the company has offered is to take the balloon payment owed over the forbearance period |
| when a person wants better control of their debt | 1 | 0.0% | a manager |
| when a plaintiff has been injured by fraud and remains in ignorance of it | 1 | 0.0% | according to the Doctrine Of Fraudulent Concealment |
| when a problem with a HELOC emerges | 1 | 0.0% | the bank incorrectly showed on my account statement |
| when a representative finally answers | 1 | 0.0% | but everytime I reset the password I get the same response. Then I finally call customer service |
| when a XXXX price fluctuated between {$40000.00} and {$64000.00}. | 1 | 0.0% | other agents such as XXXX |
| when a {$60.00} charge for an order from XXXX triggered a notification from XXXX | 1 | 0.0% | the same employee contacted me from his personal number and sent me a few one-time passwords ( through the official Charles Schwab number ) to change my user ID. We successfully changed it. However |
| when according to their own records | 3 | 0.0% | I asked Equifax how it would be possible for me to owe money for an alleged military households good move that took place two years and seven months after I had already XXXX from the military |
| when actually it was the collection companys adjustment ( XXXX XXXX sent me a congratulatory email for paying down my collection debt ). | 1 | 0.0% | more phone calls to no avail |
| when admitting they had read my e-mail and assigned someone to the case | 1 | 0.0% | she deleted the whole case. Since nobody from Citi Bank followed up |
| when advised that VA Mortgage personnel insisted Navy Federal process an Unrestricted Transfer so that I could assume the mortgage | 1 | 0.0% | XXXX ( XXXX XXXX XXXX XXXX ) on multiple occasions and was advised that she had contacted the Mortgage Servicing Department and submitted mortgage assumption requests. ( XXXX has failed to respond to voicemail and email requests for assistance since XX/XX/XXXX. A coworker in the Survivor Support department stated that they had 'done all they could ' because they had no influence over the Mortgage Servicing department. ) During multiple contacts with licensed Navy Federal Mortgage personnel |
| when an account is disputed and can not be verified in full compliance | 1 | 0.0% | I have suffered measurable harm |
| when an attempted claim was made | 1 | 0.0% | the homeowners insurance policy ( XXXX ) previously maintained by Rocket Mortgage lapsed due to non-payment. A letter |
| when an identical error occurred. | 1 | 0.0% | Navient promises to correct this information |
| when and where these funds were sent by Wells Fargo. As they appear to be extremely XXXX in their requirements request | 1 | 0.0% | have a good weekend and great Good Friday |
| when answering the security questions designed for me amongst the three bureaus. It rose suspicion upon their agents that I can not answer which banks are involved or which credit card accounts are currently activated | 5 | 0.0% | show casing the unverifiable sources connecting to my profile. XXXX XXXX is taking precautionary measures to insure they are communicating with the correct individual before any removal of such claims |
| when answering the security questions designed for me amongst the XXXXhree bureaus. It rose suspicion upon their agents that I can not answer which banks are involved or which credit card accounts are currently activated | 1 | 0.0% | show casing the unverifiable sources connecting to my profile. Trans union is taking precautionary measures to insure they are communicating with the correct individual before any removal of such claims |
| when applying for a rental application | 1 | 0.0% | for their lack of professionalism and how they manipulate consumers to pay to get a score that they report. Think of it this way ; when one takes an exam |
| when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo | 1 | 0.0% | when I tried to reapply |
| when asked about the purchase amounts then | 1 | 0.0% | I may better choose whether to purchase or no. More difficult to decide when their extra fees were not made known when inquired with their worker |
| when at specific time and general time ( DAI it is a stable cryptocurrency ) the price was XXXX euros per DAI coin ( XXXX XXXX. I would like to inform you also that at the time of trading the XXXX was in an increasing phase and took about 500 % increased. | 1 | 0.0% | but unfortunately they have just sent me some typical general answers |
| when at the same time | 1 | 0.0% | on XX/XX/year>. The Experian phone contact/representative to whom I spoke told me that it would be my responsibility to confirm my correct name and to verify my identity by sending to Experian |
| when attempting to deposit a check at work it will sometimes not work due to bad lighting | 1 | 0.0% | there are several reasons and they all play an important role. The biggest overarching reason is that I was 100 % under the impression that depositing the same check |
| when Bank of America itself made the payment ). | 1 | 0.0% | Bank of America is aware of this |
| when Citibank partially credited the incorrect charges back to my account ( see attached file named XXXX ' ). It wasn't until XX/XX/XXXX that Citibank finally corrected their mistakes regarding the interest charges ( see attached file named XXXX ' ). | 1 | 0.0% | in early XXXX |
| when companies like XXXX are transparent about the POS options and allow online ordering. She said there were several questions she needed to ask about my business. I told her I had already answered a plethora of questions about my business in XXXX of XXXX when I opened the Chase account with XXXX | 1 | 0.0% | wanting me to meet with her at the branch to discuss. I told XXXX that wasnt possible due to my nationwide business travel |
| when contacted | 1 | 0.0% | which I applied for and awarded |
| when creditors or housing providers see multiple addresses that do not belong to me they assume high risk behavior or instability | 1 | 0.0% | XXXXXXXX XXXX XXXXXXXX Wrong Address Once again this address is completely false and tied to me without any justification |
| when customers HAVE been able to access LIVE people | 1 | 0.0% | there are HUNDREDS OF COMPLAINTS |
| when delivered to the creditor 's designated place of business. | 1 | 0.0% | the consumer shall notify the CREDITOR of the rescission by mail |
| when delivered to the creditors designated place of business. | 1 | 0.0% | the consumer shall notify the creditor of the rescission by mail |
| when done without giving a fair notice and opportunity to address the issue while avoiding the severe financial difficulties I now find myself in.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,NV,89139,Older American | 1 | 0.0% | when taking money from my current business account without giving a fair notice of its intention to collect on the default it alleged. I never received any communication from the bank to address this issue |
| when during our XXXX and XXXX XXXX did I receive this message loud and clear? NEVER. And now the latest we are being told is even with the knowledge that we are resuming mortgage payments beginning with XX/XX/XXXX | 1 | 0.0% | Wells Fargo is hurting an extremely hard working responsible couple from XXXX |
| when entering my new account ( with a new username and password ) | 1 | 0.0% | XXXX XXXX |
| when even sending a {$10000.00} wire | 1 | 0.0% | I logged into my bank account to see this wire getting ready to go to XXXX XXXX |
| when exactly zero such evidence was provided | 1 | 0.0% | and provided all of this information |
| when filed -how does this compare to being able to afford a roughly {$2000.00} mortgage and be able to keep up with the monthly expenses. My children do assist | 1 | 0.0% | however |
| when forced to call them | 2 | 0.0% | who claimed to have done an investigation |
| when found in its new form | 6 | 0.0% | 78 U.S. 217 ( 1870 ) Where property held upon any trust to keep |
| when Government introduced HAMP in XXXX still effective until XXXX XXXX | 1 | 0.0% | My investor allows for modification with change in circumstance. My change is circumstance is evident with me starting a new position and reducing my income has made it very hard to get back on track. With my car payments |
| when HAF is involved | 1 | 0.0% | on XX/XX/XXXX |
| when he called I put it on speaker phone and hit record. He is a man with a thick XXXX accent | 1 | 0.0% | and thought it must be the {$350.00} to send to XXXX XXXX |
| when he got on the phone he seemed quite irritated that I was calling and dismissive with me | 1 | 0.0% | when he Calle dI put it on speaker phone and hit record. He is a man with a thick XXXX accent |
| when he told me the documents were under review by the underwriter. | 1 | 0.0% | 11 hours before my closing appointment ) |
| when he too is marked late. | 1 | 0.0% | I should not be marked late. Further |
| when he tried to stop it | 1 | 0.0% | another one is {$18000.00}. My purpose was to release the {$18000.00} since it was pending over 2 days and our vendor would not release our order. That is why I called. The banker on the phone thought I wanted to release {$18000.00} |
| when he would complete it. I plan to submit it to Chase immediately after. | 1 | 0.0% | I went to the XXXX XXXX branch on XX/XX/XXXX and spoke with a XXXX |
