Total complaints
1
Filed since Init
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo's complaint history from CFPB public records. 1 consumers have filed complaints since Init. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Init
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| when I tried to reapply | 1 |
| State | Complaints |
|---|---|
| so that it would not build interest or require payment until we figured it out. They also claimed that they had never seen anything quite like this. | 1 |
| Issue | Complaints |
|---|---|
| I was told that I had a card already | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Init, and the most recent logged activity is Initially, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "when I tried to reapply", and the single most common underlying issue is "I was told that I had a card already".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo has a 0% timely response rate to CFPB complaints.
The most common issue reported against when applying I was hit with a you already have an account. So the customer service agent somehow put my balance into some sort of limbo is "I was told that I had a card already" in the "when I tried to reapply" product category.
Read our methodology — how this data is sourced, computed, and verified.