| the Executive Office indicated that a request to have the vehicle retitled in our name was already in the works. Upon calling the redemption department on XX/XX/XXXX | 1 | 0.0% | the vehicle was released to us and we were able to physically gain possession of it from the auction house. However |
| the Executive Office of the U.S. Trustee | 1 | 0.0% | state financial regulators |
| the Executive Office responded | 1 | 0.0% | I called Wells Fargo again. They told there was no such thing as 'reverse ' transactions and had been sent outbound to XXXX XXXX Furthermore |
| THE EXECUTOR OF THE ESTATE OF XXXX XXXX XXXX | 2 | 0.0% | the CFPB sued TransUnion and a former executive for violating a law enforcement order. That litigation is ongoing. In XXXX |
| the executor of this document | 1 | 0.0% | FRAUDULENT CHAIN OF TITLE5. Subsequently |
| the expectation is that as a student borrower | 2 | 0.0% | I was informed that Wells Fargo Education Financial Services was getting out of the student lending business. On XX/XX/XXXX |
| the expected trade-in cash refund in the amount of $ XXXX was intended to pay off a property tax due on XX/XX/year>. Without that cash refund | 1 | 0.0% | deception |
| the Experian customer service phone lines are not open during those hours and are limited to regular business hours when most people are working or in school and don't have the time to sit on hold for a 1/2 hour before receiving help.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,XXXXX,,Consent provided,Web,2020-08-13,Closed with explanation,Yes,N/A,3795117 | 1 | 0.0% | the error page suggest that I call into Experian for assistance |
| the Experian dispute form lacks a direct upload button for attaching documents | 1 | 0.0% | and XX/XX/XXXX |
| the Experian states the investigation number is XXXX ; even though I have not received XXXX and XXXX. ) Sincerely | 1 | 0.0% | which you often sent me. I understand you wanted to mention you have had the proceeding by mentioning the change of investigation month from XXXX to XXXX on XXXX XXXX XXXX. However |
| the experience I have had with the XXXX feels like being kicked when down. | 1 | 0.0% | or misuse |
| the expiration date was incorrect on the ID that was used at the XXXX XXXX South Carolina location. Additionally | 1 | 0.0% | and I was given the same information that I received when I called at XXXX that morning. The representative suggested that I go to a branch as they would be able to provide more information XX/XX/XXXX at XXXX XXXX. I went to the Wells Fargo located at XXXX XXXX XXXX |
| the explanation of the increase was that the loan had not been booked at the time of the XXXX reinstatement. At no time did lender inform Grantor of this difference or inaccuracy | 1 | 0.0% | at the Reconvene |
| the extended offer stated | 1 | 0.0% | XX/XX/XXXX XX/XX/XXXX |
| the extended payoff terms | 1 | 0.0% | reviewed the prefilled information I had supplied via phone that was on the loan application |
| the extension documents were never sent. | 1 | 0.0% | he still received calls later that day from collectors at NMAC to make a payment. Being that a payment should not have been due until XX/XX/XXXX |
| the extent of the compromise remains unclear | 1 | 0.0% | nor have I ever waived rights to my copyrighted/trademarked name. Yet |
| the extent of the liability shall not exceed the coverage limits of any insurance policy which has lapsed. | 3 | 0.0% | as a result of neglect |
| the extreme in fee charging which goes against the policies of many states. | 1 | 0.0% | XXXX d/b/a Sky Trail Cash and there are volumes of complaints against this tribal entity. XXXX |
| the FA has refused to speak with me altogether. | 1 | 0.0% | noted that I had several open accounts and |
| the fact I choose to put my money in US Bank and then to be treated that way | 1 | 0.0% | the more upset I became |
| the fact remains | 1 | 0.0% | but they were using an outdated address. Ive been in my current home for nearly 24 years and they were using an address prior to that. However |
| the fact that an individual is your consumer or customer | 8 | 0.0% | unless that information is otherwise publicly available. '' NPI is : any information an individual gives you to get a financial product or service ( for example |
| the fact that ARS cites pending case law | 1 | 0.0% | Please be advised that the use of XXXX is an unreliable source as their own disclaimer states |
| the fact that because of that I get burned because I assumed the Account was in good standing because I wasn't informed otherwise. As a Consumer I have rights as a borrower | 4 | 0.0% | I didnt have any knowledge that this account had fallen past due. XXXX XXXX XXXX was not calling ME nor sending ME statements in the mail. Nor was I receiving any collections letters in the mail. If I had known |
| the fact that Commenity continues to provide invalid account information is a violation as well. | 1 | 0.0% | Commenity sent me a correspondence identical to the response that was sent to me on XX/XX/XXXX. Commenity is still claiming that the account is owned by XXXX XXXX XXXX |
| the fact that I no longer have access to or visibility of my entire savings account. I informed the representative that I live out of state and travel is not feasible until XX/XX/2022 at the earliest. The representative said nonetheless | 1 | 0.0% | the Truist representative informed me that the custodian of the account |
| the fact that I was left without wages and the owner would string me along and promise to pay me next week | 2 | 0.0% | and am still suffering at the hands of my ex- employer XXXX that left me in financial ruin |
| the fact that I would my credit card application will be denied is probably impact m | 1 | 0.0% | I shared sensitive information including my SSN |
| the fact that medical bills should not be reporting as it is viloation of my privacy. I have disputed this account multiple times and they have failed to remove it from my report. | 3 | 0.0% | amount is said to be {$840.00} dollars |
| the fact that my account was sent to collections without proper notification and consent is a serious breach of privacy rights | 3 | 0.0% | credit limit |
| the fact that the initial cancellation confirmation mentioned re-enrolling in auto-pay but did not mention this very important bit of information concerning the amounts is very deceptive | 1 | 0.0% | so on XX/XX/XXXX |
| the fact that the PMI is as high as the mortgage payment and keeps going up | 1 | 0.0% | they said they are unable to lower our PMI insurance amount. Even though we got a re-modification we will have to continue paying the {$560.00} a month to them unless we can get our loan refinanced or pay 80 % of it off. Bank of America has told us that the loan is held by XXXX XXXX and they would be the company to approve lowering the PMI amount. I have no contact information on whom to talk with to get this lowered. I mentioned this to Bank of America |
| the fact that there wasnt any route to take to try to solve my problem | 1 | 0.0% | misuse |
| the fact that these inquiries appear on some bureaus but not all | 2 | 0.0% | I found several hard inquiries that were never authorized by me and that appear on some bureaus but not others |
| the fact that they held my money hostage for several weeks shouldn't be acceptable ( or legal ).,,MONEY SOURCE | 1 | 0.0% | a situation made even more frustrating when I received notice that my loan was being transferred again |
| the fact they arent limiting our liability under XXXX XXXX | 1 | 0.0% | etc. |
| the fact Wells Fargo was sending emails clearly indicates they were fully aware I should no longer be making PMI payments | 1 | 0.0% | I called Wells Fargo regarding why I was still being charged PMI and asked about an XX/XX/XXXX |
| the facts stated above | 1 | 0.0% | including the reading of my notes of my earlier call of XXXX XXXX |
| the failure here is on the part of XXXX | 1 | 0.0% | via phone calls and emails |
| The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer. '' 15 USC 1605- Accepting cash down payment also pursuant to 15 USC 1605 - determination of a finance charge | 1 | 0.0% | and was never told or made aware of these disclosure. Full disclosure being one of the main things in contract law. here are actually XXXX things needed in order for a contract to be legitimate. pursuant to Law merchant and negotiable instruments law. pursuant to 15 USC 1692g - debt validation |
| the failure of the credit reporting agency to prevent such inquiries may violate **15 U.S.C. 1681e ( a ) ** | 3 | 0.0% | including the Fair Credit Reporting Act ( FCRA ). Under **15 U.S.C. 1681b ( f ) ** |
| the failure to correct or remove the account when already disputed may presume no valid proof of the alleged debt.,,EQUIFAX | 1 | 0.0% | 1681i |
| the failure to correct this error has caused significant damage to my credit profile. | 1 | 0.0% | specifically the Fair Credit Reporting Act ( FCRA ) |
| the failure to provide proper reinvestigation procedures under FCRA 611 and to block erroneous or disputed information violates both state and federal mandates designed to protect New York residents from unfair credit harm. | 1 | 0.0% | under New York General Business Law 380 |
| the Fair Access to Banking Act and related regulations require that federally regulated financial institutions | 1 | 0.0% | which is illegal under Section 5 of the Federal Trade Commission Act and the Consumer Financial Protection Act |
| the Fair and Accurate Credit Transactions Act ( FACTA ) | 1 | 0.0% | including but not limited to : civil litigation |
| the Fair Credit Billing Act ( FCBA ) | 3 | 0.0% | XXXX |
| the Fair Credit Reporting Act | 4 | 0.0% | and in fact refused |
| The Fair Credit Reporting Act | 1 | 0.0% | at the request of consumers performs bona fide consumer credit counseling and assists consumers in the liquidation of their debts by receiving payments from such consumers and distributing such amounts to creditors. I requested you provide valid proof that you are a creditor. That proof should not include Consumer Contract because as per the judgment in XXXX XXXX XXXX XXXX |
