| the commission of such act. | 1 | 0.0% | knowingly assist or induce another to do so |
| the Commodity Futures Trading Commission | 1 | 0.0% | such as the FBI |
| the communication and intervention tactics used to address an ongoing bullying and discrimination situation with the school were not only ineffective but also unethical and actively harmful ( Note the use of Facilitated Communication | 1 | 0.0% | including XXXX XXXX |
| the companies involved either ignored the request | 3 | 0.0% | I immediately disputed them with the credit reporting agencies and asked for verification and documentation from the furnishers. I specifically asked for proof of my ownership |
| the companies responsible must answer for it. This is not just a product flaw. It is systemic negligence | 1 | 0.0% | lawyers |
| the Company 's denial is UNJUSTIFIED by proposing a rate more than double my existing rate. | 1 | 0.0% | my account was also evaluated for a traditional modification. Again |
| the company 's interim response on XX/XX/XXXX was as follows : We have placed this account in a compliance review status. We are reviewing the history and background on this account along with the information provided and working to provide a detailed response. Thank you. '' As of XX/XX/XXXX | 1 | 0.0% | Weinberg & Reis |
| the company admitted in writing to only attempting to replace the return grill | 1 | 0.0% | but the core issue remained unresolved. In XX/XX/XXXX |
| the company asserted that its records were accurate while providing no legally sufficient documentation to support that claim. | 1 | 0.0% | the company sent another response stating that it was uncertain of what I was specifically disputing |
| the company attempted to repossess the vehicle while it was in the body shop for repairs. | 2 | 0.0% | the vehicle was involved in a XXXX XXXX while I was driving for XXXX |
| the company attempted to repossess the vehicle while it was in the XXXX XXXX for repairs. | 1 | 0.0% | the vehicle was involved in a XXXX XXXX while I was driving for XXXX |
| the company can not be trusted to get the information correct or to do the right thing.,,AES/PHEAA,DC,20009,,Consent provided,Web,2019-07-22,Closed with non-monetary relief,Yes,N/A,3314199 | 1 | 0.0% | XX/XX/XXXX |
| the company charges a {$1.00} electronic excessive statement fee monthly when I review statements in the account app. Consequently | 1 | 0.0% | which were brought to their attention. I requested that the card be canceled. However |
| the company chose to submit a letter that claims to have verified the validity of the inquiry. This is not sufficient under the law. | 1 | 0.0% | instead of providing me with a copy of any material they believed authorized their review of my credit report |
| the company claimed they have provided correct info regarding the timeframe for the deposit of the rewards points. It has been 3 months since the spending criteria was met | 1 | 0.0% | and they would review and remediate my account after fixing the issue. They did not explicitly describe what the issue was |
| the company continued to lend them XXXXXXXX XXXX '' funds under predatory termswhile threatening foreclosure if they did not comply. | 1 | 0.0% | it appears that my parents were paying high interest rates |
| the company continued to report the tradeline without providing original or verifiable evidence to substantiate the charge-off. | 1 | 0.0% | including but not limited to : Reporting a revolving credit card with $ 0 monthly payment and no terms Reporting a past due amount equal to the full balance ( {$840.00} ) without disclosing the exact charge-off date Reporting a balance exceeding the original credit limit without lawful explanation or documentation Failing to disclose how interest |
| the company continues to drown my credit report with derogatory statements. I want the repossession and every single missed '' Late '' payment that the company stole from me to be corrected on my credit report. | 1 | 0.0% | inflicted emotional distress |
| the company continues to hold me out as someone I am not. | 2 | 0.0% | Transunion continued to add a suffix to my name that does not exist over my objection. XXXX did the same thing. I disputed this with them |
| the company COULD freeze my credit. He told me I would receive a letter confirming the credit freeze within 5 business days. | 1 | 0.0% | so I called Equifax again. A representative told me they could not freeze my credit because I did not have a credit history. I said that sounded very strange |
| the company credit report can not let company post any on my personal credit report. | 1 | 0.0% | tranuion |
| the company decided for me and proceeded to take money out of my account. They also never informed me about a renewal system or gave me a choice to opt out. This is a scam | 1 | 0.0% | it was never specified to me that my subscription would automatically renew to 12 months after 6 months of being a member. I did not agree to 12 months. I was never notified by the company at all or about the price increase after 6 months. It went from a bill of {$100.00} to {$210.00}. There was no notification via email or phone if I wanted to renew the subscription or not. The company selected this for me. When I spoke with customer service about why they did not give me the choice to renew this account or notify me in the days prior to this renewal |
| the company decided to quote me their ( blanket ) answer ; which is to repeat policy only. | 1 | 0.0% | TX |
| the company deferred the issue | 1 | 0.0% | Unlimited Credit has continuously harassed me with calls demanding payment. Every month |
| the Company delayed any action and continued to send me bills alleging I owed the money I never received regarding the check I never questioned which was issued on the Account closed for fraud ( I made the minimum payments to avoid my credit being negatively affected until the Company realized that I was not involved in the transaction ) ; Given the check was purportedly used at XXXX | 1 | 0.0% | but its affirmative actions that have caused additional damages to me to. The Account was closed due to fraud in XXXX of XXXX and there was no balance owed on that account on the date of the closure ; I learned of unauthorized activity on the Account |
| the company did not lower my payment. | 1 | 0.0% | XXXX. After my complaint with CFPB the company lower it on XXXX XXXX |
| the Company did not make clear until XX/XX/XXXX that they believed I owed an amount related to the debit card all mail that I received ( which was sent to my parents ' old house but I was able to obtain and is still in my possession ) and phone calls seemed to be related to the credit account and there was absolutely nothing to indicate that that the {$270.00} and the {$340.00} were related to different purchases ( it appeared that it was just more interest/fees accruing ). Furthermore | 1 | 0.0% | the same day the retail account ( i.e. credit card ) was opened ; therefore |
| the company did not offer to have me return the perishable goods nor agree with the full refund though their website and the product page indicated Satisfaction Guaranteed ''. I was not satisfied. | 1 | 0.0% | the credit card said the merchant [ ... ] provided documentation indicating |
| the company disappeared without any explanation or notice | 1 | 0.0% | but unfortunately |
| the company does not get a chance to rebut the claim | 1 | 0.0% | XXXX |
| the company drastically reduced my credit limit to {$2500.00} | 1 | 0.0% | with an annual fee of {$600.00} |
| the company failed to follow my request for how my payments by applied. | 1 | 0.0% | it is clear that despite my request |
| the company failed to provide competent evidence as required by federal law. | 1 | 0.0% | purchase agreement |
| the company falsely claimed no receipt | 1 | 0.0% | Debt Dispute |
| the company has 3 mailing addresses! | 1 | 0.0% | that is a particularly high burden for the poor or working people. For example |
| the company has chosen to ignore federal law | 1 | 0.0% | willful |
| the company has never provided me with any proof that they sent the notice by regular mail | 1 | 0.0% | as a private company |
| the company has not provided proper validation or sufficient documentation to prove that this debt is actually mine. | 1 | 0.0% | I contacted the company in writing and requested full validation of the debt. I asked them to provide the name and contact information of the original creditor |
| the company has retained my funds for over 60 days since account closure and has not provided a clear or reasonable explanation for the continued delay. | 1 | 0.0% | XXXX XXXX confirms the following facts : My XXXX XXXXr account was opened on XX/XX/XXXX The loan was fully repaid and closed on XX/XX/XXXX Total payments exceeded the loan amount The remaining balance represents my accumulated savings |
| the company has yet to provide a response. | 1 | 0.0% | I sent a letter to BAY AREA CREDIT SERVICES |
| the company I was working for wasnt doing well. My full-time job went to part-time in XX/XX/XXXX. Now I am barely getting by | 1 | 0.0% | sent resumes out |
| the company illegally withdrew my entire balance and said it was a payment for PayPal 's damages caused by Acceptable Use Policy violation ''. This is ridiculous. I need my money now. I was blatantly lied to by the company and I am frustrated.,,Paypal Holdings | 1 | 0.0% | As stated in the Restricted Activities & Holds section of the User Agreement |
| the company increase our monthly mortgage payment from XXXX XXXX XXXX to pay XXXX towards this shortage and XXXX towards insurance over XXXX months. | 1 | 0.0% | we promptly uploaded insurance documentation but the mortgage used this excuse to open an escrow account in our name. On XX/XX/XXXX2024 we received an escrow analysis that let us know that there was a shortage on our account of {$1000.00}. The company sent us this in response : Your required minimum balance for the next XXXX months is {$230.00} |
| the company is not allowed to update any new information. Navy Federal deliberately ignored my request and broke,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,NV,89081,,Consent provided,Web,2022-02-03,Closed with explanation,Yes,N/A,5176959 | 1 | 0.0% | By law |
| the company is required to investigate the accuracy of the information provided in these accounts | 1 | 0.0% | reported under different names |
| the company is then required to conduct its own investigation into the disputed information. | 13 | 0.0% | people dispute the accuracy of information on their credit reports with a credit reporting company |
| the company is then required to conduct its own investigation into the disputed information.,,EQUIFAX | 1 | 0.0% | people dispute the accuracy of information on their credit reports with a credit reporting company |
| the company is then required to conduct its own investigation into the disputed information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77016,,Consent provided,Web,2024-07-27,Closed with explanation,Yes,N/A,9624326 | 1 | 0.0% | people dispute the accuracy of information on their credit reports with a credit reporting company |
| the company is then required to conduct its own investigation into the disputed information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77016,,Consent provided,Web,2024-07-27,Closed with non-monetary relief,Yes,N/A,9624277 | 1 | 0.0% | people dispute the accuracy of information on their credit reports with a credit reporting company |
| the company is then required to conduct its own investigation into the disputed information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | people dispute the accuracy of information on their credit reports with a credit reporting company |
