| they again did not provide me any information at all to corroborate the supposed debt. Instead | 1 | 0.0% | dated XX/XX/XXXX |
| they AGAIN revert back to the original old | 1 | 0.0% | PENNYMAC LOAN SERVICES |
| they again told me they would look into it. '',,Block | 1 | 0.0% | XX/XX/XXXX |
| they agreed ( again on a recorded line ) to transfer the account and remove it from my name | 3 | 0.0% | XXXX acknowledged that I did not open the account and knew who opened and used the account |
| they agreed and | 1 | 0.0% | on or about the XXXX of the month |
| they agreed it wasnt my signature however | 1 | 0.0% | XXXX XXXX ( the owner of XXXX '' had been arrested and a XXXX XXXX Jury has indicted him and his girlfriend the accountant '' for XXXX of money laundering |
| they agreed to delete the accounts | 1 | 0.0% | they told me they would delete the accounts from my credit report. On XXXX XXXX |
| they agreed to me sending this information through their portal as that is where they requested it since it is secure comm 's for this purpose of sending them my personal financial details. I have screen shots of my missing communications from their website portal | 2 | 0.0% | 120 days late |
| they agreed to open a dispute in my credit report | 1 | 0.0% | I once again contacted customer service to see what could be accomplished. The first service rep |
| they agreed to reduce the fee to approximately {$21.00}. I reluctantly agreed | 1 | 0.0% | in XXXX |
| they agreed to remove late fees and interest and I made a payment on the same day | 1 | 0.0% | which did not make sense for me - I was getting XXXX balance in my online account |
| they agreed to reopen my case and have it back in processing status ''. She told me to call back in a few days to follow up. I called her on XX/XX/XXXX to follow up | 1 | 0.0% | so I called the Claims Department on XX/XX/XXXX and they told me that the claim was denied. They said I must've given the person information to get into my account - I again explained he was already in my account and had all my recent transactions when he called me. The fraud department said they can't explain how that happened |
| they agreed with me | 1 | 0.0% | but after digging deeper |
| they agreed with me and froze her credit card. I neither had the authority or ability to do this myself | 1 | 0.0% | in which her credit card information was stolen and used for fraudulent transactions. Although my mother didnt have a working log in/password |
| they all assured me a provisional credited would be added to my account. It never did. | 1 | 0.0% | I want to highlight that I have spent over 12 hours on the phone with various representatives |
| they all dodge the question by reading the script. XXXX has finally been the first person to step forward and honestly state what Equifax ' policy actually is. If you ever have hearings on this matter I am willing to testify to this and back up what I have said above.,,EQUIFAX | 1 | 0.0% | I finally reach a representative through three levels of supervisors in the US. Her name is XXXX '' and her employee number is XXXX ''. I told XXXX the problem and she stated verbatim that Equifax will continue to report whatever their customer continues to report no matter what. I replied in a recorded phone conversation : XXXX |
| they all don't want to pay the cost of what they can get reimbursed for. So now about 6 months later | 1 | 0.0% | I have been looking for ways to get the assistance to cover my room expense |
| they ALL got returned for insufficient funds! Again | 1 | 0.0% | XXXX same account my first payment came from. The one they sent to the wrong '' bank ). Anyhow |
| THEY ALL HAVE SOMETHING IN COMMON. XX/XX/2021. THE SAME DATE IS BEING USED AS THE DATE IN EVERY ONE OF THESE DATES. I HAVE NEVER SEEN THAT DONE MY ENTIRE CARRIER. MOVING ON TO WHERE IT READS LOAN TYPE : INSTALLMENT SALES CONTRACT. I ASKED TRANSUNION IN ONE OF MY DISPUTES TO THIS ACCOUNT TO PROVIDE THE ORIGINAL CONTRACT. THEY DID NOT HONOR MY REQUEST. IN ITS PLACE I RECIEVED A NOTICE ONLY THAT THE ACCOUNT WAS VERIFIED. SO BELOW LOAN TYPE ON THE REPORT | 1 | 0.0% | YOU MUST KNOW THAT I'M NOT A CREDIT REPAIR EXPERT. ALSO IF WE GO BY THE QUOTE FROM TRANSUNION WRITTEN ABOVE THE ACCOUNT ON EXHIBIT # A IS IN TRANSUNIONS OWN WORDS THEY VERIFY THIS ACCOUNT THAT'S BEEING REPORTED ON MY REPORT AND DETERMINED THAT THEY AFTER THREE OR MORE DISPUTES WILL NOT MAKE CHANGES TO THE REPORT. OK |
| they all have the same payment information records for Barclays Bank Delaware. My last payment was XX/XX/XXXX. '' However | 1 | 0.0% | '' He confirmed with his supervisor Barclays do not send out confirmation letters. He and his supervisor stated it was an internally noted thing due to the XXXX crisis that they enrolled consumers in the program. He further stated the notation is in their system. The rep stated that the program was only for three months. However |
| they all responded this is something they can not do | 1 | 0.0% | I have been spun in circles |
| they alleged that I had discussed this with them when I had not. | 1 | 0.0% | Citibank sent an electronic message and posted a reply for the second charge. It was dated 3 days after the message itself was dated. Two messages were posted for the same chargeback. The second dispute was missing. I contacted the dispute department and was told that I should immediately sign and send back the response form |
| they allocated the payment to past fees and charges. Consequently | 1 | 0.0% | other creditors were paid in full |
| they allowed someone else to use my account | 1 | 0.0% | # XXXX. Here is the new information. Instead of Paypal/Synchrony trying to work with me |
| they allowed the charges. I then went and LOCKED the card myself since they continued to allow it! I let the agent know ALL of this. He went ahead and issued me a brand new card with a brand new number and then I was transferred. | 1 | 0.0% | ALLOWED XXXX CHARGES to come OUT of my ALREADY OVERDRAWN CREDIT CARD. NONE of my other cards with them allow this to happen. NONE of my other cards with them do this. I have overdrawn coverage turned OFF for this card and have NEVER turned it on. Because Capital One allowed these unauthorized charges |
| they allowed the flood insurance already in place to lapse | 1 | 0.0% | and subsequent actions against my account |
| they allowed {$6000.00} worth of fraudulent charges to process. To date USAA has failed to take any action to cover this fraud for my family and has said they will not reimburse it because it was our fault. | 1 | 0.0% | sent themselves checks ( fraudulently ) and then called my family from the USAA number to ask if these were fraudulent transactions. Through a sophisticated process designed to mimic USAA contacting a member to assess if activity was fraudulent the fraudulent actors were able to establish confidence that they were USAA by having details of the existing fraudulent transactions were |
| they almost doubled my payment. which Because I didnt make the new doubled amount in the first five days of the month I was given a third forclose date on XX/XX/XXXX. | 1 | 0.0% | we received a letter indication our home would be foreclosed on in XXXX that next month. Once agin we thought the correct documents were in and we would receive a modification. On Friday before the first Tuesday in XXXX |
| they already provided all the transaction information.. It feels like XXXX and XXXX are taking advantage of the little guy and now sending me to collection after giving us the wrong info and refunding to the wrong card... XXXX now has sent us to collections @ Credit Collection Services,,CCS Financial Services | 1 | 0.0% | postmarked XXXX XXXX I contacted XXXX XXXX that same day |
| They also call from XXXX and XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Nevada Credico | 1 | 0.0% | on XX/XX/XXXX I received a call from Quantum Collections '' saying that I owed {$3000.00} for a mdical bill from the Hospital. I said that I did not owe any more money |
| they also changed the account number from XXXX XXXX XXXX XXXX to XXXX XXXX XXXX XXXX | 1 | 0.0% | XXXX |
| they also cheated me out of hundreds of points.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,NY,145XX,,Consent provided,Web,2018-09-11,Closed with explanation,Yes,N/A,3009191 | 1 | 0.0% | on 8 separate days when I USED my card ( that is |
| they also claim that non-school days such as break times | 1 | 0.0% | Nelnet Student Loan Servicer |
| they also committed fraud again by having their business address show on my credit report as a verified address. ( XXXX XXXX XXXX | 1 | 0.0% | the NCS rep simply did not care about my concerns and she simply hung up on me. Before |
| they also confirmed that once new account numbers are issued | 1 | 0.0% | and I have had no access to my account balance. I can not pay my bills |
| they also do not have the title from Ohio yet so they decided to send Virginia XXXX a note to let them know that we dont have the information yet. | 1 | 0.0% | it was instead a note letting XXXX XXXX know that the title has not yet been received from Ohio |
| they also fabricated new information. They never claimed | 1 | 0.0% | autopay or anything with my credit union. PLUS |
| they also had a duty under 15 USC 1681s-2 ( b ) to investigate all relevant information and correct or delete inaccurate or unverifiable data. They did not do so. The tradeline history and status fields also do not align with Metro 2 standards. The Payment History Profile does not match the stated status for that month | 3 | 0.0% | the bureau admitted they had to update past due |
| they also had my email address and mailing information | 1 | 0.0% | they informed me that they sold my loans because I had not made the {$100.00} dollar payment since XXXX months.When I inquired why it hadn't been automatically deducted |
| they also have never provided any disclosures or to opt-out of sharing my information with third-parties. The bankruptcy courts DO NOT REPORT bankruptcy to any credit reporting agencies or secondary bureaus. I have provided a letter from the courts stating that. | 2 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer |
| they also informed me that the only way they would consider the charge fraudulent is if I provide a statement from the merchant admitting the transaction was fraudulent. This is an impossible burden | 1 | 0.0% | the credit card company has insisted the charge is valid. This issue has been reopened and reviewed multiple times ( at least six instances ) |
| they also insisted that I borrow an additional XXXX | 1 | 0.0% | the branch couldn't accept my payment and they didn't even know why. They were unable to find out why through their own company |
| they also lack customer service that I could even talk to on the phone. I SEVERAL times to explain to them show them.proof I was.in jail and that I did not authorized any of these transactions but they keep telling me that I'm at fault | 1 | 0.0% | the XXXX account was the one I had my Insurance Payout going to for my insurance claim from XXXX XXXX XXXX |
| they also received another payment of {$2000.00} before XX/XX/XXXX | 1 | 0.0% | I return all the documents requested at the same time ( upload via the website |
| they also refuse to disclose who the proper regulating authority that their customers should complain to if they have a problem. | 1 | 0.0% | theft and deceit. Ive spent countless hours arguing with them about this issue |
| they also refused to corporate. | 1 | 0.0% | is XXXX |
| they also refused to provide documentation of what happened | 1 | 0.0% | they claimed that I open multiple dispute on my account totaling {$4400.00} |
| they also relayed inaccurate message to me from the airline. When an airline cancels a flight | 1 | 0.0% | XXXX XXXX responded that they informed the travel agency ( in this case |
| they also repeatedly check my credit report multiple times per month | 3 | 0.0% | and have not been helpful in rectifying the information despite my attempts to have it corrected. Between XXXX and XXXX 2016 |
| they also reported inaccurate amounts regarding what I have paid to them and what they have refunded to me). In XXXX and XXXX they reported that they had paid out money from my escrow in order to refund several of my periodic payments. While I did receive those checks | 1 | 0.0% | and in response they denied my inquiry for my own personal information and they stated that they were unwilling to complete my request. SchoolsFirst simply refuses to provide accurate and timely information regarding my loan or anything at all for that matter! Whether it's regarding my own personal information |
